Under 30s Travel Insurance

Under 30s Travel Insurance

Ready to explore the unknown, push boundaries and have some fun? If you’re also in your twenties or younger, then take a look at Under 30’s Travel Insurance to protect you on your next adventure. We’ve collected some of the things we think it’s important for you to know before choosing Under 30’s Travel Insurance, so read on and find out if it’s right for you.

About Under 30s Travel Insurance

As the name suggests, Under 30’s Travel Insurance is a company specialising in travel insurance for people below the age of 30. It’s part of the 1Cover Travel Group, which is one of Australia’s leading online travel insurance providers and has been operating for ten years. Each Under 30’s Travel Insurance policy is underwritten by Lloyds.

Rates and fees verified as correct at 06 December, 2016. Other information correct at the time of writing.

Under 30s Travel Insurance plans

Under 30’s Travel Insurance specialises in policies to suit backpackers, students and youth travel. You can find policies for single travellers or groups, all at one level of cover. You can also choose optional additions to your policy, such as removing excess or a package for extra cover of your electronics. Have a look at Under 30’s Travel Insurance in our handy table below:

  • Events

  • Limits shown apply

  • Overseas emergency hospital expense

  • Overseas emergency medical assistance

  • Maximum excess

  • Cancellation fees

  • Pay extra for no excess

  • Luggage and personal effects

  • Additional accomodation & travel

  • Emergency companion

  • Resumption of journey

  • Hospital cash allowance

  • Accidental death

  • Permanent disability

  • Loss of income

  • Credit Card fraud and replacement

  • Travellers cheques

  • Travel documents

  • Rental vehicle excess

  • Alternative travel expenses

  • Personal liability

  • Pre existing conditions

  • Asthma

  • Cancer

  • Cardiovascular disease

  • Mental health problems

  • Diabetes

  • Epilepsy

  • High cholesterol

  • High blood pressure

  • Pregnancy

  • Blood thinning medication

  • Activities covered

  • Bungee jumping

  • Conservation work

  • Mountain biking

  • Mountaineering

  • Rock climbing

  • Scuba diving

  • Sky diving

  • Surfing

  • Trekking

  • Snow sports

  • Ocean Cruise

    • Single Trip

    • Per person

    • Unlimited

    • Unlimited

    • 100

    • $5,000

    • Events
    • $1,000

    • $50,000

    • $50,000

    • $3,000

    • $25,000

    • $25,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000

    • $5,000,000

    • Pre existing conditions
    • Activities covered
    More info
= Covered = Not covered

Any information provided on this page should be considered a summary and general advice only. All information should be verified before purchase via the relevant Product Disclosure Statement (PDS).


Frequently asked questions about Under 30’s Travel Insurance

Q1. Who can apply for Under 30’s Travel Insurance policies?

The number one rule for applying for an Under 30’s Travel Insurance policy is that you need to be, you guessed it, under 30!
You also need to be:

Q2. When’s the best time to purchase a travel insurance policy?

The thing to remember about buying travel insurance, is that it covers accidents and unexpected events while you’re travelling, but it can also come in handy for surprises before you leave. You should think about buying travel insurance as soon as you start booking your tickets, so that if for some reason you have to cancel your trip, you’ll be covered under the cancellation benefit of your policy. This cover starts as soon as you’re given your certificate of insurance.

You can buy an Under 30’s Travel Insurance policy up to 12 months in advance of your trip, and you will need to purchase it before you leave Australia.

Q3. Are pre-existing medical conditions covered by Under 30’s Travel Insurance policies?

Under 30’s Travel Insurance policies cover 33 pre-existing medical conditions automatically and free of charge. You can find a full list in your PDS. These conditions are covered as long as:

Any other pre-existing medical condition won’t be covered by your Under 30’s Travel Insurance. You can check out Mozo’s guide if you’d like to find out more about travel insurance for people with pre-existing medical conditions.

Q4. Can I extend my policy while I am travelling?

When you take your next big overseas holiday, you might be having so much fun you decide to extend your time away. If you do, you’ll want to extend your travel insurance policy as well, so that you’re covered for accidents and surprises.
You need to apply for an extension on your Under 30’s Travel Insurance policy at least 7 days before it runs out. If Under 30’s Travel Insurance agrees to extend your policy, you’ll be given a new certificate of insurance and pay a new premium. Keep in mind, your policy isn’t extended and you won’t be covered until this new certificate is issued.
If you need to extend due to unexpected circumstances (for example if your flight is canceled), you need to let Under 30’s Travel Insurance know as soon as possible, because while your cover will be extended free of charge, it isn’t effective until they have agreed to it.

Q5. Can I remove the excess on my Under 30’s Travel Insurance policy?

Yes! Under 30’s Travel Insurance offer the option to remove the standard $100 excess by paying an extra $25 premium when you buy your policy.

Q6. Is it possible to cancel my Under 30’s Travel Insurance policy?

There is a 14 day cooling off period, so if you decide to cancel your Under 30’s Travel Insurance policy within this period, you will get a full refund of your premium. This only applies as long as you haven’t started your trip or made any claims on your policy.
After the 14 day period, you can still cancel your policy, but you aren’t entitled to a refund.

Exclusions to look out for in Under 30’s Travel Insurance policies

Even with all the excitement of planning your overseas trip, you need to remember to keep an eye on the fine print of your Under 30’s Travel Insurance policy. It’s important to know what you’re covered for, what’s excluded and what to do if something goes wrong.

To make it a bit easier, we’ve collected some of the important details you should know about your travel insurance policy before you go ahead.

How to make a claim with Under 30’s Travel Insurance

There are three steps to making a claim on your Under 30’s Travel Insurance policy:

Under 30s Travel Insurance customer reviews

Read how the Mozo community has rated Under 30’s Travel Insurance policies and services on a number of factors ranging from value for money to customer satisfaction.

Under 30s Travel Insurance travel insurance

Overall 8.0*

Value for money

Trust

2 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Under 30s Travel Insurance travel insurance reviews Recent Under 30s Travel Insurance travel insurance reviews

Under 30s Travel Insurance

Under 30s Travel Insurance travel insurance review

Overall rating   8 / 10

Good price, good value

Pros: - Cheap - Paid my claim with no issues

Full review

Pros: - Cheap - Paid my claim with no issues

    Value for money   8 / 10

    Trust   7 / 10

Less

Michael (VIC), reviewed over 1 year ago

Under 30s Travel Insurance

Under 30s Travel Insurance travel insurance review

Overall rating   8 / 10

Great service

Easy to sign up and friendly staff. The price was reasonable.

Full review

Easy to sign up and friendly staff. The price was reasonable.

    Value for money   7 / 10

    Trust   9 / 10

Less

Alex (NSW), reviewed over 2 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Compare Under 30’s Travel Insurance policies with other Australian Insurers

There are heaps of travel insurance options on the market for young travellers to find flexible cover that suits their budget and travel style. With so many great options, it’s worth the extra time and effort to compare what’s available to you and find a travel insurance option that suits you best. You can use Mozo’s travel insurance comparison tool to help you. All you have to do is fill in your travel details, like who you’re travelling with, your destination and travel dates, and we’ll show you a comparison of travel insurance companies offering policies we think will cover your trip.

Don’t forget to check out our guides on gap year travel insurance and backpackers travel insurance. You might also want to take a look through our best $20 series to get some great tips on how real travellers like to spend their time and money around the world!

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