5 great personal loan deals to kickstart 2019

If you like the idea of a rate tailored to your own financial situation, then you might want to give the Australian Military Bank Unsecured Personal Loan - Excellent Credit a try. This loan offers a variable rate starting from 7.88% (8.72% comparison rate^^) for eligible borrowers with an excellent credit history. There are no exit fees if you decide to pay out your loan early and there’s no penalty for extra repayments either. And if you apply and take out an eligible personal loan insurance policy before March 31 2019, you’ll have $150 deposited into your Online Saver Account!

Or if you like the idea of sticking with a big bank, then check out the NAB Personal Loan. The loan currently comes with a headline rate of 12.69% (13.56% comparison rate ^^), which is a rate the majority of customers will receive. Along with no exit fees, extra repayments are welcome with this loan. Plus, you do have the option to redraw any extra repayments if an unexpected bill comes up.

If you’re planning to start working on your 2019 goals ASAP and need access to cash fast, look no further. Borrowers with an excellent credit history could have access to the fixed 8.50% interest rate (9.06% comparison rate ^^), borrow up to $50,000 and pay no exit fees. And with the option to make extra repayments you’ll be have the chance to trim your interest bill even further. Simply apply online in just 10 minutes and get a response in 60 seconds!  

Or if you like the sound of banking with Australia’s first peer-to-peer lender, then you won’t want to give the Society One Unsecured Personal Loan - Excellent Credit a miss. With personalised fixed rates starting from just 7.50% (9.51% comparison rate^), you’ll also be able to get a quote in only 3 minutes! You won’t have to worry about any monthly or exit fees either, but you will need to consider the $300 upfront fee.

Last but not least is the cua Discount Unsecured Personal Loan. This loan features a 10.89% variable rate (11.15% comparison rate ^^) as well as no monthly or exit fees. You’ll also have a great deal of flexibility, as you can decide on your repayment schedule - either weekly, fortnightly or monthly, plus you’ll have the option of making as many extra repayments as you like at no extra cost.