Want to be rewarded for your excellent credit history? Then check out Harmoney's Unsecured Personal Loan. With fixed rates starting from 6.99%, this 100% online platform promises no hidden fees or early repayment penalties. You’ll have access of up to $70,000 to put towards your renovation for terms between 1-5 years. And the best bit is, you can rest easy knowing you’ll be picking a 2017 Mozo Experts Choice Award winner to fund your dream reno.
SocietyOne Unsecured Personal Loan - Excellent Credit
With fixed rates starting from 8.10% (9.36% comparison rate^^), you can rest easy knowing you’ll be getting the best rate for your circumstance. Aside from being a 2017 Mozo Experts Choice winner, the SocietyOne Unsecured Personal Loan features no monthly or early repayment fees, helping you focus on getting debt free, fast. And you won’t be left hanging either, as you’ll receive a rate quote in just 3 minutes!
If it’s flexibility you’re after, then look no further than the HSBC Unsecured Personal Loan. With a fixed 9.50% interest rate, you’ll have the comfort in knowing your repayment amount, while having the freedom to pay out your loan early at no extra cost. Applying for an HSBC Unsecured Personal Loan is also a breeze, as it only takes you 10 minutes to submit an application before receiving a response in 60 seconds! Just be aware of the $5 monthly and $150 application fee.
Offering an alternative to regular banking is Bank Australia and its Lifestyle Personal Loan. With Bank Australia, all profits made are returned to customers through competitive rates and fees. Featuring a variable 11.89% interest rate (12.94% comparison rate^^), this loan comes with no ongoing and exit fees and has the option to make free extra repayments. Just keep in mind that there is a $150 upfront fee with this loan.
NAB Personal Loan
Variable interest rate from 10.69% (comparison rates from 11.58%^^)
But if you prefer to stick with the big banks when it comes to personal loans, then why not opt for the NAB Personal Loan. With personalised rates on offer, if you’ve got a top notch credit score, you could be looking at variable rates from 10.69% (comparison rates from 11.58%^^). Extra repayments and free redraw are also available with this loan, giving you control over your repayments. However, while there is no exit fee with this loan, you will have to factor the $150 application fee into your budget.
^The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms below, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan. ^Based on $10,000 over 3 years ^^Based on $30,000 over 5 years