Interest rate from
12.79% p.a.
Comparison rate from
Upfront fee


Rates and fees information correct as at 23 June 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
  • Variable

  • 12.79% p.a.variable

  • n/a

  • $0.00

  • $5.00

  • $20.00

  • n/a

  • $0.00

Other financial bits
  • none

  • none

  • 1 Year

  • 7 Years

  • Unsecured

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • Minimum monthly repayment is 5% of outstanding balance or $20, whichever is greater. $5 service fee is charged at $60 p.a. if credit limit > $1,000.

  • none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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About Bank First

Formerly Victoria Teachers Mutual Bank, Bank First is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Bank First offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Bank First customers become equal shareholders which means all the benefits are directly returned to you.

See Bank First personal loans