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Bank of Queensland Unsecured Personal Loan

Advertiser disclosure
Interest rate from
10.99% p.a.
Comparison rate from
11.71% p.a.based on $30,000
over 5 years
Upfront fee
$150

Details

Rates and fees information correct as at 24 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 10.99% p.a. fixed

  • 11.71% p.a.based on $30,000
    over 5 years

Fees
  • $150.00

  • $7.50

  • $10.00

  • $0.00

  • $0.00

Other financial bits
  • $3,000.00

  • $40,000.00

  • 1 Year

  • 5 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Bank of Queensland personal loans rated by the Mozo community?

Overall
6.7/10
Price
6.7/10
Features
5.9/10
Customer service
7.2/10
Convenience
7.0/10
Trust
6.8/10

Latest reviews of Bank of Queensland Unsecured Personal Loan

  • Overall 1/10
    Disgraceful.

    Disgraceful product. Had $90 left on my loan as I had been making extra payments. Instead of them taking the final payment - decided to leave it and only charge their $7.50 monthly account keeping fee. This was their plan for the term of the loan. What great value! I received no correspondence, ended up contacting them myself. I was told their system doesn't support courtesy emails in these situations. I work as an accountant - as if BOQ has nothing to do with the implementation of their own financial system. Corresponding with clients is a pretty basic function guys, but I'm assuming it would make your scam less lucrative. I will never use these guys again, they don't care about their customers. Not interested in helping anyone at all in the current financial climate.

    Read full review

    Disgraceful product. Had $90 left on my loan as I had been making extra payments. Instead of them taking the final payment - decided to leave it and only charge their $7.50 monthly account keeping fee. This was their plan for the term of the loan. What great value! I received no correspondence, ended up contacting them myself. I was told their system doesn't support courtesy emails in these situations. I work as an accountant - as if BOQ has nothing to do with the implementation of their own financial system. Corresponding with clients is a pretty basic function guys, but I'm assuming it would make your scam less lucrative. I will never use these guys again, they don't care about their customers. Not interested in helping anyone at all in the current financial climate.

    Price
    1/10
    Features
    1/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    1/10
    Less
    Samantha, Western Australia reviewed 25 days ago
  • Overall 10/10
    Excellent products and customer service

    BOQ has the best customer service I have experienced in my 30 years of banking as an essential worker In the health sector. Great products and services and a branch near my home. Every time I have had to call for a general enquiry or to postpone a repayment my phone call has been answered within seconds. And the service has always been outstanding. I have high commendations for my bank & I highly recommend them to every Australian.

    Read full review

    BOQ has the best customer service I have experienced in my 30 years of banking as an essential worker In the health sector. Great products and services and a branch near my home. Every time I have had to call for a general enquiry or to postpone a repayment my phone call has been answered within seconds. And the service has always been outstanding. I have high commendations for my bank & I highly recommend them to every Australian.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Helen, Victoria reviewed 5 months ago
  • Overall 7/10
    The best

    Great bank - friendly

    Read full review

    Great bank - friendly

    Price
    6/10
    Features
    5/10
    Customer service
    4/10
    Convenience
    9/10
    Trust
    7/10
    Less
    Sam, Queensland reviewed over 4 years ago
  • Overall 9/10
    They have at least a competitive rate

    The old fashioned service is still availale at my branch, they all know me by name. They also take calls with no notice. If they can help you they will go above and beyond and with a smile on there face

    Read full review

    The old fashioned service is still availale at my branch, they all know me by name. They also take calls with no notice. If they can help you they will go above and beyond and with a smile on there face

    Price
    8/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Shaun, Queensland reviewed almost 5 years ago
  • Overall 5/10
    All round great bank

    Great customer service, competitive rates, they go the extra mile.

    Read full review

    Great customer service, competitive rates, they go the extra mile.

    Price
    5/10
    Features
    -1/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    5/10
    Less
    Tracie, Queensland reviewed almost 5 years ago
Bank of Queensland

About Bank of Queensland

Bank of Queensland is Australia's fastest growing retail bank, and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts.

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9.39% p.a.

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6.95% p.a.to 17.95% p.a.

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6.49% p.a.to 8.99% p.a.

6.84% p.a.

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6.75% p.a.to 8.48% p.a.

6.96% p.a.

$0.00

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6.99% p.a.to 9.49% p.a.

6.99% p.a.

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6.45% p.a.

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Alex

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6.95% p.a.to 19.99% p.a.

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9.39% p.a.

9.64% p.a.

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6.47% p.a.

$10.00