Rates and fees verified as correct at 26 November, 2020. Other information correct at the time of writing. Advertiser disclosure.
|Product||Interest rate from||Comparison rate from||Upfront fee|
|Freedom Loan (Variable, Unsecured)|| |
10.69% p.a.based on $10,000
|New Car Loan (Less than 5 years old, Variable, Secured)|| |
6.00% p.a.based on $30,000
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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Debt consolidation loan:
bcu offer a variable rate loan - meaning bcu can adjust the rate during the contract - which can be used for debt consolidation. While there is an upfront application fee and monthly service fee to think about, you can make extra repayments and bring your balance down to zero before the term ends fee-free.
Unsecured personal loan:
Don't have an asset to put up as collateral? You can choose an unsecured loan with bcu, just keep in mind opting for an unsecured loan means a higher rate.
New or used car loan:
If you're specifically shopping for a car with your bcu loan, you're in luck. The bcu car loan comes with extra loan repayments and a redraw facility. And bcu won’t penalise you for clearing your debt before the total amount is due. However, keep in mind bcu's car loan does come with monthly and upfront fees.
To apply for a personal loan with bcu, all you need to do is head to a local branch or fill out your details in online form. Once that’s done, bcu could approve your loan within the hour.
To apply for a personal loan with bcu you will need:
Mozo users have rated bcu personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
Well looked after and provided all sufficient information I asked and also very satisfying customer serviceRead full review
Well looked after and provided all sufficient information I asked and also very satisfying customer service
Excellent customer service & super quick at approving/processing personal loanRead full review
Excellent customer service & super quick at approving/processing personal loan