Rates and fees verified as correct at 27 February, 2021. Other information correct at the time of writing. Advertiser disclosure.
|Product||Interest rate from||Comparison rate from||Upfront fee|
|Freedom Loan (Variable, Unsecured)|| |
10.69% p.a.based on $10,000
|New Car Loan (Less than 5 years old, Variable, Secured)|| |
5.93% p.a.based on $30,000
Unsecured personal loan:
Don't have an asset to put up as collateral? You can choose an unsecured loan with bcu. The loan allows customers to borrow between $4,000 and $75,000 for a loan term between 1 and 5 years. While there is an application cost to budget for straight off the bat, there are no other ongoing or early repayment penalties to worry about. And when it comes to making repayments there is tonnes of flexibility. Not only can borrowers choose from a weekly, fortnightly or monthly repayment schedule, there are also free extra repayments and a redraw facility attached to this loan.
New or used car loan:
If you're specifically shopping for a car with your bcu loan, you're in luck. The bcu car loan (for vehicles up to five years old) comes with extra loan repayments and a redraw facility. Plus, bcu won’t penalise you for clearing your debt before the total amount is due, and there are also no ongoing or exit fees either. However, keep in mind bcu's car loan does come with an upfront application fee. This loan wowed Mozo's experts as they awarded it Best Used Car Loan in the 2021 Mozo Experts Choice Awards.
To apply for a personal loan with bcu, all you need to do is head to a local branch or fill out your details in online form. Once that’s done, bcu could approve your loan within the hour.
To apply for a personal loan with bcu you will need:
Mozo users have rated bcu personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
Well looked after and provided all sufficient information I asked and also very satisfying customer serviceRead full review
Well looked after and provided all sufficient information I asked and also very satisfying customer service
Excellent customer service & super quick at approving/processing personal loanRead full review
Excellent customer service & super quick at approving/processing personal loan
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