Rates and fees verified as correct at 24 October, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Interest rate from | Comparison rate from | Upfront fee |
|---|---|---|---|
| Personal+Plus Loan (Variable, Unsecured) | 8.50% p.a.to 29.99% p.a. | 14.20% p.a.to 35.86% p.a.based on $10,000 | $498 |
Unsecured Personal Loan
Cashify offers a variable unsecured personal loan option to customers, the Personal+Plus Loan. Borrowers can take out a loan between $5,000 and $50,000 for 1 to 7 years. On this loan there is the option to make weekly, fortnightly or monthly repayments, however there are no extra repayments or redraws allowed on this loan.
There are also a few fees to be mindful of, such as an upfront application cost, an ongoing monthly admin fee and early termination fee.
Repayment schedule option: If you want to align your repayments with when you get paid, with Cashify you can opt to make weekly, fortnightly or monthly repayments. It’s whatever suits you!
Range of loan terms: Whether you are after a shorter term loan or looking to repay your debt over a longer period of time, with Cashify you have the choice of loan term from 1 to 7 years.
Cashify is 100% digital so you can apply for a personal loan with them online. In order to qualify for a loan, you must satisfy the following criteria:
Be 18 years or older
Be an Australian citizen or permanent resident
Be employed
There is also a bunch of information that you will need to supply on your application form. This includes:
Personal information (with ID documents)
Employment status
Income information
Bank statements