6.6 / 10

based on 288 reviews as rated by Mozo community

Coles personal loans

The Coles Mastercards are part of the Coles Group, owners of the well-known Australian Coles supermarkets. These cards offer a wide range of savings and rewards on everyday purchases.

Coles offers the following personal loans

Rates and fees verified as correct at 24 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
Unsecured Personal Loan (Variable, flybuys members rates)

9.99% p.a.to 17.99% p.a.

10.95% p.a.to 18.91% p.a.based on $30,000
over 5 years

$199

Unsecured Personal Loan (Variable, Non-flybuys members rates)

12.99% p.a.to 19.99% p.a.

13.93% p.a.to 20.9% p.a.based on $30,000
over 5 years

$199

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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How are Coles personal loans rated?

Mozo users have rated Coles personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
Coles personal loans
Overall
9.3/10
Price
Features
Customer service
Convenience
Trust

3 Reviews

Recent Coles personal loan reviews

Coles Unsecured Personal Loan (flybuys members rates) review
Overall 9/10
They care!

Easy to understand statements and good customer service.

Read full review

Easy to understand statements and good customer service.

Price
7/10
Features
6/10
Customer service
9/10
Convenience
7/10
Trust
9/10
Less
Az, Victoria reviewed 12 months ago
Coles Unsecured Personal Loan (flybuys members rates) review
Overall 9/10
Lowest rate offered by far!

Great customer service and easy to understand statements.

Read full review

Great customer service and easy to understand statements.

Price
10/10
Features
8/10
Customer service
9/10
Convenience
8/10
Trust
9/10
Less
Desire, Victoria reviewed 12 months ago
Coles Unsecured Personal Loan (flybuys members rates) review
Overall 10/10
Great service.

They are the best of the best.

Read full review

They are the best of the best.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kirah, Queensland reviewed about 1 year ago

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