Choose the version of this loan that suits you best
| Loan type | Name | Min loan amount | Max loan amount | |
|---|---|---|---|---|
|
|
Variable | Personal Loan (Variable, Unsecured) | $3,000 | |
|
|
Fixed | Personal Loan (Fixed, Unsecured) | $3,000 |
Trying to find a loan to fund the expense you have in mind? Why not consider Community First Bank’s Unsecured Personal Loan. It has a starting fixed rate of 9.99% p.a. (11.02% p.a. comparison rate*) and comes with some useful features including a redraw facility. As an added bonus, it won a 2024 Mozo Experts Choice Award for Best Unsecured Personal Loan.
With Community First Bank’s Unsecured Personal Loan, borrowers can access a redraw facility and have the ability to make extra repayments at no cost. Additionally, there are options to pay your loan in weekly, fortnightly, or monthly instalments to match your income cycle.
Fixed rates start from 9.99% p.a. (11.02% p.a. comparison rate*) and if you’re eligible, you can borrow a minimum of $3,000 with a loan term of up to 7 years. It’s an unsecured loan too, meaning that you won’t have to put up any kind of asset as collateral against the loan.
While there are application fees and a late payment fee to keep in mind, this loan has no monthly account keeping fees, nor a discharge fee that you have to pay.
If you’re looking for a loan that doesn’t require you to put up an asset (such as your car) against the debt, this could be an offer to think about.
There is a late payment fee of $25 so you may want to jot down the due dates of your repayments to avoid this penalty.
|
Variable |
|
|
9.99% p.a.variable |
|
|
11.03% p.a.based on $30,000 |
|
$249.00 |
|
|
$10.00 |
|
|
$25.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$3,000.00 |
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none |
|
|
1 Year |
|
|
7 Years |
|
|
Unsecured |
|
- |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
9.99% p.a. fixed |
|
|
11.03% p.a.based on $30,000 |
|
$249.00 |
|
|
$10.00 |
|
|
$25.00 |
|
|
$0.00 |
|
|
$0.00 |
|
$3,000.00 |
|
|
none |
|
|
1 Year |
|
|
7 Years |
|
|
Unsecured |
|
- |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Great rate, easy transactions.
Read full reviewGreat rate, easy transactions.
When we took our personal loan out they could not have been more helpful. They have great interest rates and excellent customer service, highly recommend them.
Read full reviewWhen we took our personal loan out they could not have been more helpful. They have great interest rates and excellent customer service, highly recommend them.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.
$8.00