CUA Unsecured Personal Loan (Fixed)
CUA Unsecured Personal Loan (Fixed)
Mozo Review CUA Unsecured Personal Loan (Fixed) Review
Last updated: 11 April 2019.
What's hot:
Flexible repayment options
No ongoing fees
What's not:
Minimum $30,000 borrowings for discounted rate
Mozo snapshot:
Life Rich Banking is CUA's slogan, and it's every bit true for this unsecured personal loan with fast 24 hour approval.
Key features:
The CUA fixed rate unsecured personal loan has a 9.89% fixed interest rate (10.14% comparison rate*) for a loan between $5,000 - $50,000 with a $175 application fee.
For both loans you'll find yourself free of any ongoing fees, only needing to repay interest.
To help fit your repayments into your budget, you're able to choose between weekly, fortnightly or monthly repayments. Furthermore, you can choose to have your loan period be anywhere between 1-7 years.
There is no penalties for extra repayments, so if you come into some money down the line, you could pay off your loan a lot quicker and save on interest payments.
Who it's good for:
Anyone who doesn't have assets to secure a loan against and is looking for a competitive unsecured personal loan.
Any catches?
Because this loan is unsecured it does have a higher interest rate than a secured loan.
Extra repayments are allowed and are free, while there is a minimum of $200 to use the free redraw option in branch if you wish to access cash at a later point should you need to.
Details
Rates and fees information correct as at 20 May 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Fixed
-
9.89% p.a. fixed
-
10.14% p.a.based on $30,000
over 5 years
Fees
-
$175.00
-
$0.00
-
$0.00
-
$0.00
-
Break Cost Fee Applies
Other financial bits
-
$5,000.00
-
$50,000.00
-
1 Year
-
7 Years
-
Unsecured
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
yes
-
$200 minimum withdrawal amount applies for redraws conducted in-branch.
-
none
Customer Reviews
How are CUA personal loans rated by the Mozo community?
Latest reviews of CUA Unsecured Personal Loan (Fixed)
- Overall10/10
Fantastic all rounded banking experience
I have been a loyal customer of CUA and recommend this union to everybody. I have been dealing...
Read full review
I have been a loyal customer of CUA and recommend this union to everybody. I have been dealing with them for over 15 years and am still very satisfied with their service.
Price9/10Features-Customer service-Convenience-Trust-Less
John | Queensland
reviewed over 2 years ago
- Overall10/10
All round terrific service and products
Just awesome, every dealing with CUA has been professional, convenient and easy.
Read full review
Just awesome, every dealing with CUA has been professional, convenient and easy.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Anna | Northern Territory
reviewed about 3 years ago
- Overall9/10
Happy customer
Been with CUA for years and have always been happy with them
Read full review
Been with CUA for years and have always been happy with them
Price7/10Features6/10Customer service9/10Convenience7/10Trust9/10Less
Steph | New South Wales
reviewed over 3 years ago
- Overall4/10
Disappointing
Paid off our loan early. Tried to apply for another loan for similar amount. Circumstances had...
Read full review
Paid off our loan early. Tried to apply for another loan for similar amount. Circumstances had improved, however declined. Were they worried they would miss out on interest again because we pay it back early? Disappointing cua.
Price6/10Features5/10Customer service4/10Convenience6/10Trust5/10Less
Lisa | Victoria
reviewed over 3 years ago
- Overall10/10
A great finance provider
I've been with the CUA for a long time now & they have been great to me & my family, helping us...
Read full review
I've been with the CUA for a long time now & they have been great to me & my family, helping us out with loans & the customer service is outstanding.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Tracy | Queensland
reviewed almost 4 years ago
About CUA
CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.
Promoted
Latitude
Low Rate Personal Loan
10.99% p.a.
12.21% p.a.based on $30,000
over 5 years
$250.00upfront and $13.00/month
Promoted
Australian Military Bank
Unsecured Personal Loan - Excellent Credit (Fixed)
7.93% p.a.to 18.87% p.a.
8.77% p.a.to 20.27% p.a.based on $30,000
over 5 years
$100.00upfront and $10.00/month
Promoted
St.George
Secured Personal Loan
8.49% p.a.
9.60% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
Symple Loans
Personal Loan
5.99% p.a.to 25.99% p.a.
7.55% p.a.to 29.2% p.a.based on $30,000
over 5 years
$600.00upfront and $10.00/month
Promoted
OurMoneyMarket
Low Rate Personal Loan
8.00% p.a.
8.21% p.a.based on $30,000
over 5 years
$150.00upfront and $0.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
ING
Unsecured Personal Loan
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
$100.00upfront and $0.00/month
Promoted
now FINANCE
Unsecured Personal Loan
8.95% p.a.to 11.45% p.a.
10.56% p.a.to 13.05% p.a.based on $30,000
over 5 years
$495.00upfront and $13.00/month
Promoted
Latitude
Low Rate Personal Loan
10.99% p.a.
12.21% p.a.based on $30,000
over 5 years
$250.00upfront and $13.00/month
Promoted
St.George
Secured Personal Loan
8.49% p.a.
9.60% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
Latitude
Personal Loan (Secured)
12.99% p.a.to 28.99% p.a.
14.20% p.a.to 30.13% p.a.based on $30,000
over 5 years
$250.00upfront and $13.00/month
Promoted
St.George
Secured Personal Loan
12.74% p.a.
13.81% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
MyState Bank
Secured Personal Loan
7.99% p.a.
8.96% p.a.based on $30,000
over 5 years
$200.00upfront and $10.00/month
Promoted
ING
Unsecured Personal Loan
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
$100.00upfront and $0.00/month
Promoted
Australian Military Bank
Unsecured Personal Loan - Excellent Credit (Fixed)
7.93% p.a.to 18.87% p.a.
8.77% p.a.to 20.27% p.a.based on $30,000
over 5 years
$100.00upfront and $10.00/month
Promoted
Symple Loans
Personal Loan
5.99% p.a.to 25.99% p.a.
7.55% p.a.to 29.2% p.a.based on $30,000
over 5 years
$600.00upfront and $10.00/month
Promoted
ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
Latitude
Low Rate Personal Loan
10.99% p.a.
12.21% p.a.based on $30,000
over 5 years
$250.00upfront and $13.00/month
Promoted
now FINANCE
Unsecured Personal Loan
8.95% p.a.to 11.45% p.a.
10.56% p.a.to 13.05% p.a.based on $30,000
over 5 years
$495.00upfront and $13.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
OurMoneyMarket
Low Rate Personal Loan
8.00% p.a.
8.21% p.a.based on $30,000
over 5 years
$150.00upfront and $0.00/month
