CUA Unsecured Personal Loan (Variable)
The details shown below are for a variable loan between $30,000 and $60,000
The details shown below are for a variable loan between $5,000 and $30,000
Choose the version of loan that suits you best
| Loan type | Min loan amount | Max loan amount | |
|---|---|---|---|
| | Variable | $30,000 | $60,000 |
| | Variable | $5,000 | $30,000 |
-
Loan: $30,000 $60,000
-
Loan: $5,000 $30,000
CUA Unsecured Personal Loan (Variable)
11.89% p.a.
12.15% p.a.based on $30,000
over 5 years
$175
CUA Unsecured Personal Loan (Variable)
11.89% p.a.
12.15% p.a.based on $30,000
over 5 years
$175
11.89% p.a.
12.15% p.a.based on $30,000
over 5 years
$175
Mozo Review CUA Unsecured Personal Loan (Variable) Review
Last updated: 12 December 2018.
What's hot:
No upfront or ongoing fees
Flexible repayment schedule
Free extra repayments and redraw facility
What's not:
$200 minimum redraw in-branch
Mozo snapshot:
Personal loans can be great for helping pay for an extension on your house, funding a holiday or allowing you to have the wedding you always wanted. When it comes to loans the CUA Unsecured Personal Loan’s variable 10.89% interest rate (11.15% comparison rate) lets you know you’re starting in a good place. The loan also allows you to choose from weekly, fortnightly and monthly repayment terms over 1 - 7 years. All of which comes with no fees. That’s right, no fees!
Key features:
First off you'll have to think about how much you want to borrow. If you're after a smaller loan from $5,000, then you can snag a CUA Unsecured Personal Loan with a rate of 11.89%. On the other hand, if you're borrowing between $30,000 and $60,000, you can score a discounted rate of 10.89%.
If you are interested in repaying your loan back early to save on interest, then go right ahead, because CUA allows for unlimited free extra repayments, and there’s no penalty for paying your loan off early. This loan also comes with a free redraw facility, so if you need access to the money you paid back early, you can get it back, easy as. The only caveat is that you have to redraw a minimum of $200 if you are in-branch.
Having the ability to choose how long your loan is and how often your repayments are can be really important for keeping your budget in check. That’s why CUA allows you to pick weekly, fortnightly or monthly repayments, and a loan term that can extend between 1 and 7 years.
Who it's good for:
This fee free loan is a budget-friendly option for just about any borrower, but it’s particularly well-suited to those borrowing more than $30,000, as they can score the lower rate option.
Any catches?
There aren’t really any catches as far as the CUA Unsecured Personal Loan goes. Although there's a redraw facility available, remember that if you'd like to see a friendly face while you use it, a minimum $200 limit applies for in-branch redraws.
Details
Rates and fees information correct as at 13 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Variable
-
10.89% p.a.variable
-
11.15% p.a.based on $30,000
over 5 years
Fees
-
$175.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
Other financial bits
-
$30,000.00
-
$60,000.00
-
1 Year
-
7 Years
-
Unsecured
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
yes
-
$200 minimum withdrawal amount applies for redraws conducted in-branch.
-
none
Details
Rates and fees information correct as at 13 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Variable
-
11.89% p.a.variable
-
12.15% p.a.based on $30,000
over 5 years
Fees
-
$175.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
Other financial bits
-
$5,000.00
-
$30,000.00
-
1 Year
-
7 Years
-
Unsecured
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
yes
-
$200 minimum withdrawal amount applies for redraws conducted in-branch.
-
none
Customer Reviews
How are CUA personal loans rated by the Mozo community?
Latest review of CUA Unsecured Personal Loan (Variable)
- Overall1/10
Okay I guess
Most stupid bank I have ever banked with, wasn't eligible for anything.
Read full review
Most stupid bank I have ever banked with, wasn't eligible for anything.
Price1/10Features1/10Customer service1/10Convenience-1/10Trust1/10Less
Rebecca | Victoria
reviewed 8 months ago
About CUA
CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.
Promoted
loans.com.au
New Car Loan (Fixed)
5.44% p.a.to 5.94% p.a.
5.99% p.a.to 6.5% p.a.based on $30,000
over 5 years
$400.00upfront and $0.00/month
Promoted
Australian Military Bank
Car Loan - Excellent Credit (Variable)
5.71% p.a.to 8.66% p.a.
6.57% p.a.to 10.07% p.a.based on $30,000
over 5 years
$100.00upfront and $10.00/month
Promoted
CUA
Secured Car Loan (Fixed)
6.79% p.a.
7.16% p.a.based on $30,000
over 5 years
$265.00upfront and $0.00/month
Promoted
loans.com.au
Used Car Loan (Fixed)
5.94% p.a.to 6.44% p.a.
6.49% p.a.to 7.0% p.a.based on $30,000
over 5 years
$400.00upfront and $0.00/month
Promoted
St.George
Secured Personal Loan
8.49% p.a.
9.60% p.a.based on $30,000
over 5 years
$195.00upfront and $12.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
HSBC
Unsecured Personal Loan
8.50% p.a.to 16.99% p.a.
9.06% p.a.to 17.53% p.a.based on $30,000
over 5 years
$150.00upfront and $5.00/month
Promoted
SocietyOne
Unsecured Personal Loan - Excellent Credit (Fixed)
7.50% p.a.to 9.99% p.a.
9.51% p.a.to 12.71% p.a.based on $10,000
over 3 years
$300.00upfront and $0.00/month
Promoted
Australian Military Bank
Unsecured Personal Loan - Excellent Credit (Variable)
7.88% p.a.to 18.82% p.a.
8.72% p.a.to 20.22% p.a.based on $30,000
over 5 years
$100.00upfront and $10.00/month
Promoted
NAB
Personal Loan (Variable, Unsecured)
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
CUA
Unsecured Personal Loan (Variable)
10.89% p.a.
11.15% p.a.based on $30,000
over 5 years
$175.00upfront and $0.00/month
Promoted
MoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 21.00% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0.00upfront and $0.00/month
