7.8 / 10

based on 23 Endeavour Mutual Bank reviews as rated by Mozo community

Endeavour Mutual Bank personal loans

Endeavour Mutual Bank, established in 1953, has been providing banking services to the community for over 60 years. By offering all the traditional banking services you've come to expect, plus keeping up with the latest banking innovations, Endeavour Mutual Bank offers its members tonnes of value and great service. 

Products on offer include car loans, personal loans and credit cards, along with a great range of full featured home loans for multiple purposes including refinance, investment purchases and owner occupied purposes. Plus, when it comes to its personal loan offerings, Endeavour Mutual Bank is award-winning as it received Best Unsecured Personal Loan and Best Green Personal Loan as part of the 2021 Mozo Experts Choice Awards

Endeavour Mutual Bank offers the following personal loans

Rates and fees verified as correct at 22 June, 2021. Other information correct at the time of writing. Advertiser disclosure.

Product Interest rate from Comparison rate from Upfront fee
New Car Loan (Up to 3 years old, Variable, Secured)

6.45% p.a.

6.66% p.a.based on $30,000
over 5 years

$150

Personal Loan (Variable, Unsecured)

7.99% p.a.

8.20% p.a.based on $30,000
over 5 years

$150

What personal loans does Endeavour Mutual Bank offer? 

Unsecured Personal Loan 

After an unsecured personal loan with a variable rate, flexible repayment features and minimal fees? With the Endeavour Mutual bank personal loan customers can borrow anywhere from $1,000 to $40,000 between 1 and 7 years without putting an asset against the loan. There is the option to make weekly, fortnightly or monthly regular repayments and free extra repayments and redraws too. There is also no early repayment penalty or ongoing service fee attached to the loan, just keep in mind that there is an upfront application cost to budget for. Still need convincing? Well, this loan is a multiple 2021 Mozo Experts Choice Award winner for Best Unsecured Personal Loan and Best Green Personal Loan. 

Car Loan 

For vehicles up to three years old, Endeavour Mutual Bank offers a car loan that has plenty of flexible borrowing and repayment options. This variable rate loan has a minimum amount of $10,000 and maximum of $80,000, so would suit a whole range of car buyers. Plus, there is the option to borrow anywhere from 1 to 7 years. And when it comes to making repayments - there’s a bunch of choices too. Not only is there the option to make weekly, fortnightly or monthly repayments, customers can also make free extra repayments and redraws when it suits them (without an early repayment penalty). While Endeavour Mutual Bank doesn’t charge a monthly service fee, there is an application fee straight off the bat.    

Endeavour Mutual Bank features at a glance 

How do I apply for an Endeavour Mutual Bank personal loan? 

There are a few things you’ll need to have handy before you apply online for a personal loan with Endeavour Mutual Bank. That way, you’ll increase your chances of getting approved within 24 to 48 hours! 

What you’ll need: 

How are Endeavour Mutual Bank personal loans rated?

Mozo users have rated Endeavour Mutual Bank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of personal-loans
Endeavour Mutual Bank personal loans
Overall
8.0/10
Price
Features
Customer service
Convenience
Trust

3 Reviews

Recent Endeavour Mutual Bank personal loan reviews

Endeavour Mutual Bank Personal Loan review
Overall 9/10
Great service

The manager contacts me personally and that's what counts with me.

Read full review

The manager contacts me personally and that's what counts with me.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
7/10
Trust
10/10
Less
Craig, New South Wales, reviewed about 6 years ago
Endeavour Mutual Bank Personal Loan review
Overall 10/10

The only thing I don't like is that there are no branches outside of NSW other than that I love them

Read full review

The only thing I don't like is that there are no branches outside of NSW other than that I love them

Price
10/10
Features
10/10
Customer service
10/10
Convenience
8/10
Trust
10/10
Less
Tracey-lee weirick, Queensland, reviewed about 11 years ago
Endeavour Mutual Bank Personal Loan review
Overall 5/10

Have used their services before, so used them again, but closure of offices made them difficult to attend for initial signup. Bungling payments didn't help!

Read full review

Have used their services before, so used them again, but closure of offices made them difficult to attend for initial signup. Bungling payments didn't help!

Price
9/10
Features
5/10
Customer service
2/10
Convenience
6/10
Trust
6/10
Less
Mozo community reviewer, New South Wales, reviewed over 12 years ago

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