If a competitive interest rate and flexible features are your two deal sealers when it comes to taking out a loan, then say hello to the Endeavour Mutual Bank Personal Loan. With a 7.99% variable rate (8.20% comparison rate*), complimentary extra repayments and a redraw facility, this loan could really satisfy your needs. There a range of loan terms and borrowing amounts to choose from as well, so you can really personalise this loan the way that you want to. Plus, on top of all that, this loan received a 2021 Mozo Experts Choice Award for best Unsecured Personal Loan!
The Endeavour Mutual Bank Personal Loan offers a competitive 7.99% variable rate (8.20% comparison rate*), for unsecured loan amounts as little as $1,000 or as large as the maximum $40,000.
There are plenty of options when it comes to this personal loan offered by Endeavour Mutual Bank. Not only do they offer a range of loan terms, from 1 to 7 years, borrowers also have the choice of whether they make repayments every week, fortnight or month.
Want more flexibility? You’ll be pleased to hear that you can make extra repayments on this loan without fear of an early repayment penalty. And what’s more, there’s also a redraw facility so you can dip back into your extra funds later down the track if you find yourself needing to.
With the Endeavour Mutual Bank Personal Loan, you’ll pay no service or exit fees, just keep in mind though there are a couple of other fees, like a $150 application straight off the bat and a $50 late fee if you miss a required payment.
For someone who wants flexible options, including a range of loan terms and amounts, and a competitive interest rate, the Endeavour Mutual Bank Personal Loan could be the personal loan for them.
While the lure of complimentary extra repayments can be appealing, just remember that if you go the opposite way and forget to make a required repayment you’ll incur a $50 fee every time you miss one.
Variable
7.99% p.a.variable
8.20% p.a.based on $30,000
over 5 years
$150.00
$0.00
$50.00
$0.00
$0.00
$1,000.00
$40,000.00
1 Year
7 Years
Unsecured
Weekly, Fortnightly, Monthly
yes
yes
none
none
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Endeavour Mutual Bank, established in 1953, has been providing banking services to the community for over 60 years. By offering all the traditional banking services you?ve come to expect, plus keeping up with the latest banking innovations, Endeavour Mutual Bank offers its members tonnes of value and great service. Products on offer include car loans, personal loans and credit cards, along with a great range of full featured home loans for multiple purposes including refinance, investment purchases and owner occupied purposes.
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 17.95% p.a.
5.95% p.a.to 17.95% p.a.based on $30,000
over 5 years
Plenti
Unsecured Personal Loan (Fixed)
6.39% p.a.to 7.49% p.a.
6.39% p.a.to 8.19% p.a.based on $30,000
over 5 years
Symple Loans
Personal Loan
5.75% p.a.to 25.99% p.a.
6.47% p.a.to 29.2% p.a.based on $30,000
over 5 years
Alex
Personal Loan
5.49% p.a.to 19.99% p.a.
5.49% p.a.to 19.99% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
6.49% p.a.to 19.95% p.a.
6.76% p.a.to 20.26% p.a.based on $30,000
over 5 years
MoneyMe
Personal Loan
6.25% p.a.to 19.95% p.a.
7.64% p.a.to 21.35% p.a.based on $30,000
over 5 years
SocietyOne
Unsecured Personal Loan (Fixed)
5.95% p.a.to 9.99% p.a.
5.95% p.a.to 10.7% p.a.based on $30,000
over 5 years
NOW Finance
Secured Personal Loan
4.45% p.a.to 15.45% p.a.
4.45% p.a.to 15.45% p.a.based on $30,000
over 5 years
Plenti
New Car Loan (Fixed)
4.89% p.a.to 8.89% p.a.
5.44% p.a.to 9.46% p.a.based on $30,000
over 5 years
Plenti
Used Car Loan (Fixed)
5.29% p.a.to 9.99% p.a.
5.84% p.a.to 10.56% p.a.based on $30,000
over 5 years
CUA
Secured Car Loan (Fixed)
6.79% p.a.
7.16% p.a.based on $30,000
over 5 years
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 17.95% p.a.
5.95% p.a.to 17.95% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
6.29% p.a.to 8.48% p.a.
6.36% p.a.to 8.69% p.a.based on $30,000
over 5 years
Symple Loans
Personal Loan
5.75% p.a.to 25.99% p.a.
6.47% p.a.to 29.2% p.a.based on $30,000
over 5 years
Alex
Personal Loan
5.49% p.a.to 19.99% p.a.
5.49% p.a.to 19.99% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
6.49% p.a.to 19.95% p.a.
6.76% p.a.to 20.26% p.a.based on $30,000
over 5 years
SocietyOne
Unsecured Personal Loan (Fixed)
5.95% p.a.to 9.99% p.a.
5.95% p.a.to 10.7% p.a.based on $30,000
over 5 years
MoneyMe
Personal Loan
6.25% p.a.to 19.95% p.a.
7.64% p.a.to 21.35% p.a.based on $30,000
over 5 years
Plenti
Unsecured Personal Loan (Fixed)
6.39% p.a.to 7.49% p.a.
6.39% p.a.to 8.19% p.a.based on $30,000
over 5 years
