Interest rate from
6.75% p.a.
Comparison rate from
7.10% p.a.based on $30,000
over 5 years
Upfront fee
$250
Go to site

Mozo editorial review Handypay Personal Loan

Last updated: 15 January 2021.

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What's hot
  • Competitive fixed rates from 6.75% p.a. (7.10% p.a. comparison rate*)
  • Extra repayments allowed
  • No monthly or early repayment fees
What's not
  • $250 upfront fee
  • $35 late repayment fee
Mozo snapshot

Looking for the right personal loan to help cover the cost of a car, home renovation project or other big expense? Well, with low fixed rates from 6.75% p.a. (7.10% p.a. comparison rate*) on loans between $2,001 and $75,000, 1-7 year loan terms, plus a bunch of other flexible features, look no further than the Handypay Personal Loan.

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Key features

The Handypay Personal Loan kicks things off with competitive fixed rates from 6.75% p.a. (7.10% p.a. comparison rate*) on loan amounts between $2,001 and $75,000. The loan offers loads of flexibility, with loan terms ranging from as little as one year going right up to seven years.

This loan also gives you the option of either weekly, fortnightly or monthly repayments, so you’ll be able to tailor them according to when you get paid.

The Handypay Personal Loan is an unsecured loan type, so you won’t have to worry about losing your car, house or any other expensive assets as you won’t need to put them up as collateral against the loan.

On top of all this, the loan lets customers make extra free repayments, so you can pay it off as fast as you like without being penalised for it!

Bear in mind that this loan does come with a $250 upfront fee, plus a $35 late payment fee if you miss a repayment.

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Who is it good for

With loan amounts from as little as $2,001 to as much as $75,000, the Handypay Personal Loan could be suitable for a range of different budgets.

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Any catches

The Handypay Personal Loan comes with a $250 upfront fee as well as a $35 late payment fee should you ever miss a repayment.

Picture of Rhianna Dews
Rhianna Dews
Money writer

Rhianna Dews is a lending writer and millennial money expert here at Mozo. Her work is aimed at keeping twenty-something readers up to date with the latest trends in finance and providing budgeting and debt busting tips. She has a Master of Journalism and Communications from the UNSW.

Details

Rates and fees information correct as at 21 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 6.75% p.a. fixed

  • 7.10% p.a.based on $30,000
    over 5 years

Fees
  • $250.00

  • $0.00

  • $35.00

  • $0.00

  • 0

Other financial bits
  • $2,001.00

  • $75,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

This product is not currently reviewed.

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