Hunter United Low Rate Car Loan

6.99% p.a.

7.91% p.a.based on $30,000
over 5 years


Hunter United Low Rate Car Loan Review

Review published: 20 February 2018

What's hot:

  • 6.99% interest rate (7.91% comparison rate)

  • Flexible repayments terms

  • No early repayment fee

What's not:

  • $8 monthly service fee

Mozo snapshot:

Cars are great, they look cool, can play music and get you from one place to another way faster than walking. When car loans are concerned, the Hunter United Low Rate Car Loan has some good features worth checking out. The loan comes with a 6.99% interest rate (7.91% comparison rate), which you can choose to repay weekly, fortnightly or monthly, over anywhere between 1 and 7 years. While the car loan has no early repayment fees, you’ll find yourself paying a $250 application fee upfront as well as a monthly $8 service fee.

Key features:

When you’re looking at car loans, the first thing you’re going to look at is the interest rate and with good reason. Hunter United’s Low Rate Car Loan comes with a descent 6.99% interest rate (7.91% comparison rate) that is worth taking note of.

If you find some buried treasure and decide to repay your car loan early to save yourself on interest, then you’ll be able to do so with no extra costs, due to there being no early repayment fee.

Being giving the option to choose your repayments terms to fit your specific cash flow can be really important. That’s why the Hunter United Low Rate Car Loan lets you choose being weekly, fortnightly and monthly repayments terms, from anywhere between 1 and 7 years.

Cars cost different amounts of money, so you’ll want to get a loan that reflects the amount you need. Hunter United Low Rate Car Loan lets you borrow $10,000 to $100,000, so you can borrow the right amount relative to the cost of the car you’re buying.

Who it's good for:

Lots of different people looking for car loans can look into the Hunter United Low Rate Car Loan because of its good 6.99% interest rate, but those with short loan terms will benefit most because of the monthly service fee.

Any catches?

The Hunter United Low Rate Car Loan comes with an $8 monthly service fee, which seems like a low amount, but if you’re getting a longer loan, will really start to add up. This combined with the $250 application fee make the descent interest rate less appealing.

The Mozo community has not yet rated Hunter United for this personal loan.


  • Variable

  • 6.99% p.a.variable

  • 7.91% p.a.based on $30,000
    over 5 years


  • $250.00

  • $8.00

  • $10.00

  • $0.00

  • $0.00

Other financial bits

  • $10,000.00

  • $100,000.00

  • 1 Year

  • 7 Years

  • Vehicle


  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • none

  • none

About Hunter United

Hunter United is a community based financial institution that serves the Hunter Valley region. Hunter United is a conservative and responsible lender that specialises in providing valued financial services to its customers. The financial services that Hunter United offers include savings, loans, credit cards and investment products. Hunter United offers competitive rates to both borrowers and lenders within its banking, insurance and superannuation services.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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