Intech Credit Union personal loans

Intech Credit Union

Intech Credit Union goes back more than 50 years, and has been offering competitive finance solutions to members of the ICT community.

It’s a customer owned and focused alternative to the big banks, so when you become a customer of Intech Credit Union, you also become a member and an owner, which means your best interests are put first.

Intech Credit Union offers the following personal loans

Rates and fees verified as correct at 06 December, 2016. Other information correct at the time of writing.

Product Interest rate from Comparison rate from* Upfront fee

6.99% p.a.

7.25% p.a.based on $30,000
over 5 years


9.99% p.a.

10.21% p.a.based on $30,000
over 5 years


9.99% p.a.

10.26% p.a.based on $30,000
over 5 years


* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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What personal loans does Intech Credit Union offer?

Unsecured personal loan

With a variable rate, unsecured personal loan from Intech Credit Union, your spending dreams can become realities. Loans are available for amounts between $2,000 and $40,000 and terms of 1 - 7 years. In terms of features, you’ll be able to make free extra repayments, and use a free redraw facility. Although you won’t need to put up an asset as security, remember that there is an application fee to consider.

New car loan

Is a brand new car top on your list of things to buy this year? Then make it happen with an Intech Credit Union variable rate, new car loan. You can borrow between $2,000 and $100,000 and pay it back over a term of 1 - 7 years. To help you pay off the loan quicker, you’ll be able to make free extra repayments. Just remember that there is an application fee to consider, and you’ll have to put the vehicle you’re buying up as security against the loan.

Used car loan

If you’ve got your eye on a pre-loved set of wheels instead, there’s an Intech loan for you too. A variable rate loan option is available for cars over 5 years old, and you can borrow between $2,000 and $100,000. Terms range from 1 - 7 years, but you can pay your loan off quicker by making free extra repayments. Keep in mind that you will have to put your new vehicle up as security against the loan, and there’s an application fee to budget for.

Intech Credit Union personal loan features at a glance

Flexible repayment options: Choose to make repayments on a monthly, fortnightly or weekly basis to suit your budget.

Extra repayments: Pay off your loan quicker and save on interest by making free additional repayments.

Fees: Remember you’ll need to budget for the upfront application fee, but the good news is that there are no ongoing fees to worry about with your Intech Credit Union loan. 

How to apply

Ready to apply for a loan from Intech Credit Union? Before you do, make sure you’re eligible, which means you’ll have to:

You’ll also have to supply a number of details about your financial situation, so make sure you have these things handy:

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