After extra funding to cover a home renovation or an unexpected medical bill? With competitive fixed rates from 7.59% (12.24% comparison rate*) and plenty of flexible repayment options available, the Jacaranda Finance Prime Credit Personal Loan (Fixed) could be just what you’re looking for.
The Jacaranda Finance Prime Credit Personal Loan (Fixed) is tailored to customers with prime credit. As a creditworthy borrower, you’ll be rewarded with low fixed rates starting from 7.59% (12.24% comparison rate*) on amounts of $3,000 up to $10,000. Because this is an unsecured loan, you won’t have to worry about using a valuable asset like your home or your car as collateral.
Loan terms range from 1 to 5 years. But if you’d also like the opportunity to pay off your loan early, the Jacaranda Finance Prime Credit Personal Loan (Fixed) provides you with the flexibility to do so. This loan comes with the option to make free extra repayments and a fee-free redraw facility, in case you need to dip into those funds later on.
And that’s not all: borrowers can also pick between weekly, fortnightly or monthly repayments, allowing them to adjust due dates according to their pay cycle.
This personal loan has zero monthly service fees, but there are a couple of upfront fees to budget: a $499 application fee and a $200 entry fee.
Jacaranda Finance promises a speedy application process, which is 100% online. Once approved and your contact has been signed, the cash should arrive in your bank account, ready for use in as short as 60 seconds.
The Jacaranda Finance Prime Credit Personal Loan suits creditworthy borrowers, who want both the security of a fixed rate and some flexibility when repaying their loan.
While there are no service, exit or early repayment fees, the Jacaranda Finance Prime Credit Personal Loan does have a fairly steep $699 upfront fee and a $35 late payment fee to watch for.
Fixed
7.59% p.a.to 8.89% p.a. fixed
12.24% p.a.to 13.91% p.a.based on $30,000
over 5 years
$699.00
$0.00
$35.00
$0.00
0
$3,000.00
$10,000.00
1 Year
5 Years
Unsecured
Weekly, Fortnightly, Monthly
yes
yes
none
none
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
This product is not currently reviewed.
NOW Finance
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7.95% p.a.to 19.45% p.a.
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6.45% p.a.to 26.99% p.a.
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9.39% p.a.
9.64% p.a.based on $30,000
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6.45% p.a.to 26.99% p.a.
6.45% p.a.to 28.6% p.a.based on $30,000
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4.89% p.a.to 8.89% p.a.
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5.50% p.a.
5.85% p.a.based on $30,000
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5.19% p.a.to 18.95% p.a.
5.46% p.a.to 19.26% p.a.based on $30,000
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4.89% p.a.
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4.67% p.a.
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6.81% p.a.
7.80% p.a.based on $30,000
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3.97% p.a.
4.51% p.a.based on $30,000
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NOW Finance
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6.95% p.a.to 17.95% p.a.
6.95% p.a.to 17.95% p.a.based on $30,000
over 5 years
Alex
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6.95% p.a.to 19.99% p.a.
6.95% p.a.to 19.99% p.a.based on $30,000
over 5 years
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6.99% p.a.to 9.49% p.a.
6.99% p.a.to 12.2% p.a.based on $10,000
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OurMoneyMarket
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6.75% p.a.to 8.48% p.a.
6.96% p.a.to 8.69% p.a.based on $30,000
over 5 years
Liberty
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6.45% p.a.to 26.99% p.a.
6.45% p.a.to 26.99% p.a.based on $30,000
over 5 years
CUA
Unsecured Personal Loan (Fixed)
9.39% p.a.
9.64% p.a.based on $30,000
over 5 years
Symple Loans
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5.75% p.a.to 21.99% p.a.
6.47% p.a.to 25.11% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
7.95% p.a.to 19.45% p.a.
8.22% p.a.to 19.76% p.a.based on $30,000
over 5 years
NOW Finance
Unsecured Personal Loan
6.95% p.a.to 17.95% p.a.
6.95% p.a.
$0.00
OurMoneyMarket
Low Rate Personal Loan
6.75% p.a.to 8.48% p.a.
6.96% p.a.
$0.00
MoneyPlace
Unsecured Personal Loan (Fixed)
6.45% p.a.to 26.99% p.a.
6.45% p.a.
$0.00
SocietyOne
Unsecured Personal Loan (Fixed)
6.99% p.a.to 9.49% p.a.
6.99% p.a.
$0.00
