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Macquarie Credit Union Used Car Loan

The details shown below are for a variable loan between $10,000 and $50,000

The details shown below are for a variable loan between $10,000 and $50,000

The details shown below are for a variable loan of at least $10,000

Choose the version of this loan that suits you best

  • Loan: $10,000 $50,000

  • Loan: $10,000 $50,000

  • Loan: $10,000

Interest rate from
10.70% p.a.
Comparison rate from*
11.33% p.a.based on $30,000
over 5 years
Upfront fee
$200
Interest rate from
10.20% p.a.
Comparison rate from*
10.83% p.a.based on $30,000
over 5 years
Upfront fee
$200
Interest rate from
7.95% p.a.
Comparison rate from*
8.58% p.a.based on $30,000
over 5 years
Upfront fee
$200

Details

Rates and fees information correct as at 13 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 10.70% p.a.variable

  • 11.33% p.a.based on $30,000
    over 5 years

Fees
  • $200.00

  • $5.00

  • $0.00

  • $0.00

  • $0.00

Other financial bits
  • $10,000.00

  • $50,000.00

  • 1 Year

  • 7 Years

  • Vehicle

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • Maximum 7 year term for vehicles under 7 years old. Maximum 5 year term for vehicles 8-10 years old.

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 13 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 10.20% p.a.variable

  • 10.83% p.a.based on $30,000
    over 5 years

Fees
  • $200.00

  • $5.00

  • $0.00

  • $0.00

  • $0.00

Other financial bits
  • $10,000.00

  • $50,000.00

  • 1 Year

  • 7 Years

  • Vehicle

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • 10% deposit of purchase price required. Maximum 7 year term for vehicles under 7 years old. Maximum 5 year term for vehicles 8-10 years old.

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 13 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 7.95% p.a.variable

  • 8.58% p.a.based on $30,000
    over 5 years

Fees
  • $200.00

  • $5.00

  • $0.00

  • $0.00

  • $0.00

Other financial bits
  • $10,000.00

  • none

  • 1 Year

  • 7 Years

  • Vehicle

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Macquarie Credit Union personal loans rated by the Mozo community?

Overall customer rating
6.0/10
Price
6.0/10
Features
5.0/10
Customer service
5.0/10
Convenience
4.3/10
Trust
5.8/10
Macquarie Credit Union

About Macquarie Credit Union

Macquarie Credit Union offers its financial services and products to members of any Local, State or Federal Government, Australia Post, Auscott Pty Ltd and Macquarie Credit union employees. It offers members a range of financial products in home and personal loans, car loans, savings accounts, term deposits, credit cards, debit cards and car insurance. Macquarie Credit Union offers its members financial products that are competitively priced and flexible, to suit their needs.

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