MyState Bank General Purpose Personal Loan

12.99% p.a.

16.42% p.a.based on $10,000
over 3 years

$200

MyState Bank General Purpose Personal Loan

12.99% p.a.

16.42% p.a.based on $10,000
over 3 years

$200

Details

Rates and fees information correct as at 24 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Variable

  • 12.99% p.a.variable

  • 16.42% p.a.based on $10,000
    over 3 years

Fees
  • $200.00

  • $10.00

  • $30.00

  • $0.00

  • $0.00

Other financial bits
  • $3,000.00

  • $50,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features
  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are MyState Bank personal loans rated by the Mozo community?

Overall customer rating
7.5/10
Price
6.9/10
Features
5.9/10
Customer service
8.0/10
Convenience
8.1/10
Trust
8.4/10

Latest reviews of MyState Bank General Purpose Personal Loan

  • Overall
    6/10
    MyState aren't that helpful

    I am tired of getting 30 dollar fees when my loan's are slightly overdrawn. Rather than helping...

    I am tired of getting 30 dollar fees when my loan's are slightly overdrawn. Rather than helping me to put all my debts in one account they won't lend me the fund's because I am on a disability pension & they don't seem to care. I am human not a Robot l need food, power, etc. Please help me.

    Price
    4/10
    Features
    4/10
    Customer service
    7/10
    Convenience
    5/10
    Trust
    6/10

    Tracy | Tasmania

    reviewed 11 months ago

  • Overall
    7/10
    Highly recommended

    Fantastic credit union with great customer service.

    Fantastic credit union with great customer service.

    Price
    5/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Ben | Tasmania

    reviewed almost 4 years ago

  • Overall
    10/10
    Great customer service, focus and professionalism

    Exceptional customer service focus from Mystate credit union. The product features were...

    Exceptional customer service focus from Mystate credit union. The product features were thoroughly explained and when I was taken ill, the loan manager deterred my payments and sat with me to work out a repayment plan which suited me given the change of circumstances. Understanding, concerned and most professional loan manager.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Puspa | Tasmania

    reviewed over 4 years ago

  • Overall
    6/10
    not bad

    N/A

    N/A

    Price
    5/10
    Features
    4/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    8/10

    Lisa | Tasmania

    reviewed over 4 years ago

  • Overall
    10/10
    AAA++ customer service & excellent interest rates

    Excellent customer service, personable and one case manager across all forms of finance.

    Excellent customer service, personable and one case manager across all forms of finance.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Name not supplied | Tasmania

    reviewed about 5 years ago

MyState Bank

About MyState Bank

MyState Bank is an Authorised Deposit-taking Institution and a national diversified financial services group headquartered in Tasmania. MyState Bank has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.

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