MyState General Purpose Personal Loan

12.99% p.a.

16.42% p.a.based on $10,000
over 3 years

$200

Rates

  • Variable

  • 12.99% p.a.variable

  • 16.42% p.a.based on $10,000
    over 3 years

Fees

  • $200.00

  • $10.00

  • $30.00

  • $0.00

  • $0.00

Other financial bits

  • $3,000.00

  • $30,000.00

  • 1 Year

  • 7 Years

  • Unsecured

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • none

  • none

About MyState

MyState is an Authorised Deposit-taking Institution and a wholly owned subsidiary of MyState Limited, a national diversified financial services group headquartered in Tasmania. MyState has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.

How are MyState personal loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.4

Based on 9
MyState personal loans reviews

7.8 7.2 8.9 9.0 9.1

Read MyState personal loan reviews by the Mozo community

Latest reviews of MyState General Purpose Personal Loan

MyState

MyState General Purpose Personal Loan (Variable, Unsecured) personal loan review

Overall rating   6 / 10

MyState aren't that helpful

I am tired of getting 30 dollar fees when my loan's are slightly overdrawn. Rather than helping me to put all my debts in one account they won't lend me the fund's because I am on a disability pension & they don't seem to care. I am human not a...

Full review

I am tired of getting 30 dollar fees when my loan's are slightly overdrawn. Rather than helping me to put all my debts in one account they won't lend me the fund's because I am on a disability pension & they don't seem to care. I am human not a Robot l need food, power, etc. Please help me.

    Price   4 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   6 / 10

Less

Tracy (TAS), reviewed about 2 months ago

MyState

MyState General Purpose Personal Loan (Variable, Unsecured) personal loan review

Overall rating   7 / 10

Highly recommended

Fantastic credit union with great customer service.

Full review

Fantastic credit union with great customer service.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ben (TAS), reviewed about 3 years ago

MyState

MyState General Purpose Personal Loan (Variable, Unsecured) personal loan review

Overall rating   10 / 10

Great customer service, focus and professionalism

Exceptional customer service focus from Mystate credit union. The product features were thoroughly explained and when I was taken ill, the loan manager deterred my payments and sat with me to work out a repayment plan which suited me given the...

Full review

Exceptional customer service focus from Mystate credit union. The product features were thoroughly explained and when I was taken ill, the loan manager deterred my payments and sat with me to work out a repayment plan which suited me given the change of circumstances. Understanding, concerned and most professional loan manager.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Puspa (TAS), reviewed over 3 years ago

MyState

MyState General Purpose Personal Loan (Variable, Unsecured) personal loan review

Overall rating   10 / 10

AAA++ customer service & excellent interest rates

Excellent customer service, personable and one case manager across all forms of finance.

Full review

Excellent customer service, personable and one case manager across all forms of finance.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (TAS), reviewed over 4 years ago

MyState

MyState General Purpose Personal Loan (Variable, Unsecured) personal loan review

Overall rating   2 / 10

Not at all friendly

After banking with this institute for 30 years they made the whole process as difficult as possible. We will be changing banks . After sitting in the loans managers office for an hour she still had to ring us numerous time with problem after...

Full review

After banking with this institute for 30 years they made the whole process as difficult as possible. We will be changing banks . After sitting in the loans managers office for an hour she still had to ring us numerous time with problem after problem that actually were not a problem. She only wanted to make her job easier instead of looking after our needs. We have had several loans with them never defaulted and always paid things off early. They have amalgamated so many times now who knows who they are any more. Not at all friendly.

    Price   3 / 10

    Features   2 / 10

    Customer service   0 / 10

    Convenience   2 / 10

    Trust   2 / 10

Less

Mozo reviewer (TAS), reviewed over 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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