If you have a motor vehicle, a good chunk of savings or a property and are after a personal loan, the Orange Credit Union Secured Personal Loan could be for you. There is a minimum borrow amount of $2,000 (maximum subject to application), loan terms up to 7 years and no monthly fees for this loan. Plus, if flexibility is what you need, extra repayments are allowed and there is a redraw facility if you need it.
The Orange Credit Union Secured Personal Loan comes with both a competitive interest rate and flexible repayment features.
With a variable interest rate of 11.14% (11.50% comparison rate*), no monthly service fee and a range of borrowing terms, this loan has a few things going for it. Customers can choose to borrow from $2,000 (maximum calculated according to your application), and choose a term of up to 7 years.
And when it comes to repayments, let’s talk about flexibility: not only do borrowers choose a weekly, fortnightly or monthly repayment schedule, there are additional features too. Customers can make free extra repayments towards the loan whenever they want as well as access a redraw facility if and when they need to.
Just bear in mind, there is a $250 application cost upfront.
This loan is good for a borrower with collateral and who needs flexibility when it comes repaying the loan. Not only could they benefit from free extra repayments and a redraw facility, there is also no penalty fee for paying down the loan early.
This is a secured loan so you will have to put up your vehicle, property or savings as collateral. If you don’t have assets to put against a loan, the Orange Credit Union Unsecured Personal Loan may be a better option.
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Variable |
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11.39% p.a.variable |
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11.75% p.a.based on $30,000 |
|
$250.00 |
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|
$0.00 |
|
|
n/a |
|
|
$200.00 |
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|
0 |
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$2,000.00 |
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|
none |
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|
0 Years |
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7 Years |
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Various |
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- |
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Weekly, Fortnightly, Monthly |
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|
yes |
|
|
yes |
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|
none |
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none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.
$8.00