People's Choice Credit Union Discounted Personal Loan

7.99% p.a.

8.35% p.a.based on $30,000
over 5 years

$250

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Rates

  • Fixed

  • 7.99% p.a. fixed

  • 8.35% p.a.based on $30,000
    over 5 years

Fees

  • $250.00

  • $0.00

  • $25.00

  • none

  • $0.00

Other financial bits

  • $10,000.00

  • $100,000.00

  • 1 Year

  • 10 Years

  • Vehicle

Features

  • Weekly, Fortnightly, Monthly

  • yes

  • yes

  • Fixed rates are available for up to 5 years, after which they will revert to a variable rate of 11.55% p.a. for the remaining term.

  • $0 monthly fee on Peoples Choice Credit Union Zip bank account.

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

How are People's Choice Credit Union personal loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.3

Based on 38
People's Choice Credit Union personal loans reviews

7.4 6.5 7.4 7.0 7.5

Read People's Choice Credit Union personal loan reviews by the Mozo community

Latest reviews of People's Choice Credit Union Discounted Personal Loan

People's Choice Credit Union

People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured) personal loan review

Overall rating   10 / 10

Excellent customer service

I have been with People's Choice Credit Union, it used to be Australian Credit Union for many years. Not too long ago someone tried to hack into my account and within minutes I had a call and the staff put me through to their fraud department. You...

Full review

I have been with People's Choice Credit Union, it used to be Australian Credit Union for many years. Not too long ago someone tried to hack into my account and within minutes I had a call and the staff put me through to their fraud department. You can't get more efficient than that.

    Price   9 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   3 / 10

    Trust   9 / 10

Less

Helen (NSW), reviewed about 3 years ago

People's Choice Credit Union

People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured) personal loan review

Overall rating   10 / 10

Amazing customer service

I have been with this bank for 13 years and have not had a problem. Walked in when I was 19 to see if I could get a car loan and got accepted right away. Instead of taking 5 years to pay it, I paid it off in 3 years no extra interest on top.

Full review

I have been with this bank for 13 years and have not had a problem. Walked in when I was 19 to see if I could get a car loan and got accepted right away. Instead of taking 5 years to pay it, I paid it off in 3 years no extra interest on top.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rebecca (SA), reviewed over 3 years ago

People's Choice Credit Union

People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured) personal loan review

Overall rating   9 / 10

Best rates in town!

Great bank with friendly staff who do their best to help you and answer any questions. Top interest rates.

Full review

Great bank with friendly staff who do their best to help you and answer any questions. Top interest rates.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Chris (NT), reviewed over 3 years ago

People's Choice Credit Union

People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured) personal loan review

Overall rating   8 / 10

Couldn't be happier

When I was shopping for my personal loan Peoples choice credit union had the lowest interest rate by far. So much so, it was hard to believe there are still people out there who prefer to go to one of the big banks. I have all my banking products...

Full review

When I was shopping for my personal loan Peoples choice credit union had the lowest interest rate by far. So much so, it was hard to believe there are still people out there who prefer to go to one of the big banks. I have all my banking products with this institution and can honestly say I have not had one single issue. All their communications feel as though they value me as a customer, and think of me as a person rather than just an account.

    Price   9 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   3 / 10

    Trust   6 / 10

Less

Simon (VIC), reviewed over 3 years ago

People's Choice Credit Union

People's Choice Credit Union Discounted Personal Loan (over 10k, Fixed, Secured) personal loan review

Overall rating   10 / 10

Great communication, best tradespeople

Best rate . Great communication. Hassle free business.

Full review

Best rate . Great communication. Hassle free business.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Paul (WA), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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