Rates and fees verified as correct at 18 October, 2021. Other information correct at the time of writing. Advertiser disclosure.
|Product||Interest rate from||Comparison rate from||Upfront fee|
|New Car Loan (New or Demo Cars, Variable, Secured)|| |
4.60% p.a.based on $30,000
|New Car Loan (up to 3 years old, Variable, Secured)|| |
5.59% p.a.based on $30,000
|Secured Personal Loan (Variable)|| |
10.68% p.a.based on $30,000
|Unsecured Personal Loan (Variable)|| |
New car loan
After a new set of wheels? Then you might be interested in a Queensland Country Credit Union new car loan. It’s variable rate loan, available for amounts between $1,000 and $50,000 for terms up to 7 years and up to $75,000 for terms over 5 years. Borrowers can also choose from a weekly, fortnightly or monthly repayment schedule as well as make free extra repayments. Keep in mind that there’s an application and ongoing service fee to consider, and you’ll have to put your new car up as security against the loan.
This loan received a 2021 Mozo Experts Choice Award for Best Car Loan.
For any other spending needs, there’s the Queensland Country Credit Union personal loan. This is a variable rate loan, and you can choose either a secured or unsecured version. On the secured loan, the same rules apply as for the car loan - you can borrow up to $50,000 for terms up to 7 years, but if you want to borrow more than that, you’ll only get a 5 year term. For an unsecured loan, you can only borrow up to $20,000 for up to 5 years. Plus, don’t forget to budget for the application and ongoing service fees.
Ready to apply? Hang on! First things first, you’ll have to be a permanent resident of Australia and over 18 to be eligible. You’ll also have to become a member of Queensland Customer Credit Union.
When you apply for the loan, make sure you have:
Mozo users have rated Queensland Country Bank personal loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
This Credit Union is a great organisation. The loan rates are low, the fees are low. They are flexible in times of hardship & give fast, friendly service.Read full review
This Credit Union is a great organisation. The loan rates are low, the fees are low. They are flexible in times of hardship & give fast, friendly service.
Great bank to be with, always helpful. Personal loans are great, competitive rate.Read full review
Great bank to be with, always helpful. Personal loans are great, competitive rate.
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