If you’re a Queenslander looking for a personal loan that’s tailored to your needs, look no further than the RACQ Bank Unsecured Personal Loan. With this flexible personal loan you’ll have the choice of weekly, fortnightly or monthly repayments and the option to borrow up to $60,000. And if you’re a credible borrower, you could have access to variable rates starting from 9.34% (9.75% comparison rate*).
Make your renovation or holiday dreams come true with the RACQ Bank Unsecured Personal Loan. If you’re a RACQ Bank member with excellent credit, you could receive the competitive 9.34% variable rate (9.75% comparison rate*), plus discounts just for being a member!
Make your repayments on a schedule that suits you best - weekly, fortnightly or monthly - or make as many extra repayments as you like with no penalty! Just remember there is no redraw facility, so you won’t be able to redraw any of your extra repayments.
And though there is a $282.50 upfront fee to consider, the RACQ Unsecured Personal Loan comes with no exit or service fees.
The RACQ Bank Unsecured Personal Loan is a great pick for borrowers in Queensland who value community banking and want to become a member of RACQ Bank.
In order to apply for the RACQ Bank Unsecured Personal Loan, you will need to become a member. And while additional repayments are welcome, there is no option to redraw any of the money.
Variable
9.34% p.a.variable
9.75% p.a.based on $30,000
over 5 years
$282.50
$0.00
$20.00
$0.00
$0.00
$3,000.00
$60,000.00
1 Year
5 Years
Unsecured
Weekly, Fortnightly, Monthly
yes
no
none
none
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
This product is not currently reviewed.
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 17.95% p.a.
5.95% p.a.to 17.95% p.a.based on $30,000
over 5 years
Plenti
Unsecured Personal Loan (Fixed)
6.39% p.a.to 8.69% p.a.
6.39% p.a.to 9.61% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
6.75% p.a.to 8.48% p.a.
6.96% p.a.to 8.69% p.a.based on $30,000
over 5 years
Latitude
Secured Personal Loan
5.99% p.a.to 21.99% p.a.
7.26% p.a.to 23.15% p.a.based on $30,000
over 5 years
SocietyOne
Unsecured Personal Loan (Fixed)
6.99% p.a.to 10.49% p.a.
6.99% p.a.to 11.92% p.a.based on $30,000
over 5 years
Symple Loans
Personal Loan
5.75% p.a.to 25.99% p.a.
6.47% p.a.to 29.2% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
6.49% p.a.to 19.95% p.a.
6.76% p.a.to 20.26% p.a.based on $30,000
over 5 years
Heritage Bank
Standard Personal Loan (Unsecured)
8.99% p.a.
9.62% p.a.based on $30,000
over 5 years
NOW Finance
Secured Personal Loan
4.45% p.a.to 15.45% p.a.
4.45% p.a.to 15.45% p.a.based on $30,000
over 5 years
Wisr
Secured Car Loan
5.19% p.a.to 18.95% p.a.
5.46% p.a.to 19.26% p.a.based on $30,000
over 5 years
Plenti
New Car Loan (Fixed)
4.89% p.a.to 8.89% p.a.
5.44% p.a.to 9.46% p.a.based on $30,000
over 5 years
Latitude
Secured Personal Loan
5.99% p.a.to 21.99% p.a.
7.26% p.a.to 23.15% p.a.based on $30,000
over 5 years
NOW Finance
Unsecured Personal Loan
5.95% p.a.to 17.95% p.a.
5.95% p.a.to 17.95% p.a.based on $30,000
over 5 years
Symple Loans
Personal Loan
5.75% p.a.to 25.99% p.a.
6.47% p.a.to 29.2% p.a.based on $30,000
over 5 years
Wisr
Unsecured Personal Loan
6.49% p.a.to 19.95% p.a.
6.76% p.a.to 20.26% p.a.based on $30,000
over 5 years
OurMoneyMarket
Low Rate Personal Loan
6.75% p.a.to 8.48% p.a.
6.96% p.a.to 8.69% p.a.based on $30,000
over 5 years
SocietyOne
Unsecured Personal Loan (Fixed)
6.99% p.a.to 10.49% p.a.
6.99% p.a.to 11.92% p.a.based on $30,000
over 5 years
Plenti
Unsecured Personal Loan (Fixed)
6.39% p.a.to 8.69% p.a.
6.39% p.a.to 9.61% p.a.based on $30,000
over 5 years
Heritage Bank
Standard Personal Loan (Unsecured)
8.99% p.a.
9.62% p.a.based on $30,000
over 5 years
Harmoney
Unsecured Personal Loan
6.99% p.a.to 24.79% p.a.
7.79% p.a.to 25.74% p.a.based on $30,000
over 5 years
