RACQ Bank Unsecured Personal Loan
RACQ Bank Unsecured Personal Loan
Mozo Review RACQ Bank Unsecured Personal Loan Review
Last updated: 12 June 2019.
What's hot:
Variable rates form 9.54% (9.83% comparison rate*)
Free extra repayments
No exit or service fee
What's not:
No redraw
Available to eligible members only
Mozo snapshot:
If you’re a Queenslander looking for a personal loan that’s tailored to your needs, look no further than the RACQ Bank Unsecured Personal Loan. With this flexible personal loan you’ll have the choice of weekly, fortnightly or monthly repayments and the option to borrow up to $60,000. And if you’re a credible borrower, you could have access to variable rates starting from 9.54% (9.83% comparison rate*).
Key features:
Make your renovation or holiday dreams come true with the RACQ Bank Unsecured Personal Loan. If you’re a RACQ Bank member with excellent credit, you could receive the competitive 9.54% variable rate (9.83% comparison rate*), plus discounts just for being a member!
Make your repayments on a schedule that suits you best - weekly, fortnightly or monthly - or make as many extra repayments as you like for free! Just remember, there is no redraw facility, so you won’t be able to redraw any of your extra repayments.
And though there is a $200 upfront fee to budget for, the RACQ Unsecured Personal Loan comes with no exit or service fees.
Who it's good for:
The RACQ Bank Unsecured Personal Loan is a great pick for borrowers in Queensland who value community banking and want to become a member of RACQ Bank.
Any catches?
In order to apply for the RACQ Bank Unsecured Personal Loan, you will need to become a member. And while free extra repayments are welcome, there is no option to redraw any of the money.
Details
Rates and fees information correct as at 18 September 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
Variable
-
9.54% p.a.variable
-
9.83% p.a.based on $30,000
over 5 years
Fees
-
$200.00
-
$0.00
-
$20.00
-
n/a
-
$0.00
Other financial bits
-
$3,000.00
-
$60,000.00
-
1 Year
-
5 Years
-
Unsecured
Features
-
Weekly, Fortnightly, Monthly
-
yes
-
no
-
none
-
none
Customer Reviews
This product is not currently reviewed.
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
People's Choice Credit Union
Discounted Personal Loan
7.99% p.a.
8.35% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
Promoted
Symple Loans
Personal Loan
5.99% p.a.to 25.99% p.a.
7.55% p.a.to 29.2% p.a.based on $30,000
over 5 years
$600.00upfront and $10.00/month
Promoted
OurMoneyMarket
Low Rate Personal Loan
8.00% p.a.
8.21% p.a.based on $30,000
over 5 years
$150.00upfront and $0.00/month
Promoted
RateSetter
Unsecured Personal Loan
5.85% p.a.
7.84% p.a.based on $10,000
over 3 years
$299.00upfront and $0.00/month
Promoted
ING
Unsecured Personal Loan
8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
$100.00upfront and $0.00/month
Promoted
MoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 22.52% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0.00upfront and $0.00/month
Promoted
ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
People's Choice Credit Union
Discounted Personal Loan
7.99% p.a.
8.35% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
Promoted
Suncorp
Car Loan
5.49% p.a.
6.09% p.a.based on $30,000
over 5 years
$175.00upfront and $5.00/month
Promoted
People's Choice Credit Union
Discounted Personal Car Loan
5.64% p.a.
5.99% p.a.based on $30,000
over 5 years
$250.00upfront and $0.00/month
Promoted
Symple Loans
Personal Loan
5.99% p.a.to 25.99% p.a.
7.55% p.a.to 29.2% p.a.based on $30,000
over 5 years
$600.00upfront and $10.00/month
Promoted
OurMoneyMarket
Low Rate Personal Loan
8.00% p.a.
8.21% p.a.based on $30,000
over 5 years
$150.00upfront and $0.00/month
Promoted
Harmoney
Unsecured Personal Loan
6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
Promoted
RateSetter
Unsecured Personal Loan
5.85% p.a.
7.84% p.a.based on $10,000
over 3 years
$299.00upfront and $0.00/month
Promoted
MoneyPlace
Unsecured Personal Loan (Fixed)
7.65% p.a.to 22.52% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0.00upfront and $0.00/month
Promoted
NAB
Personal Loan (Variable, Unsecured)
12.69% p.a.to 18.69% p.a.
13.56% p.a.to 19.53% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
ANZ
Unsecured Personal Loan
12.45% p.a.
13.32% p.a.based on $30,000
over 5 years
$150.00upfront and $10.00/month
Promoted
RACQ Bank
Unsecured Personal Loan
9.54% p.a.
9.83% p.a.based on $30,000
over 5 years
$200.00upfront and $0.00/month
Promoted
RateSetter
Unsecured Personal Loan (Debt Consolidation)
5.85% p.a.
7.84% p.a.
$0.00
