Unhappy with your current car loan? Looking for an option that will reward you for your healthy credit score? The Plenti Refinance Car Loan could be exactly what you need! Not only do fixed interest rates start at a low 7.19% (7.75% comparison rate*) but there are also no service, exit or early repayment fees attached to this loan. Borrowers also have the option to make extra repayments if they want to, however there are no redraws.
If you are on the hunt for a refinance car loan, Plenti may be the place to look. With tiered fixed rates, this loan is designed to reward for your excellent credit - you could get a fixed rate as competitive as 7.19% (7.75% comparison rate*).
Plenti’s Refinance Car Loan is designed for refinancers with vehicles up to seven years old. Customers can refinance anywhere from $10,001 to $100,000 and choose from loan terms between three and seven years.
While there is only the option to make monthly repayments on this loan, borrowers can make free extra repayments whenever they want. Just bear in mind though, there is no redraw facility attached to this loan so customers cannot dip into their repayments later on. This loan is designed for refinancing, so would suit someone with a good credit history looking to switch to a more competitive car loan. If you are after a car loan to make a vehicle purchase, consider checking out the Plenti New Car Loan or the Plenti Used Car Loan.
And if you pay down your entire loan early, the good news is Plenti doesn’t charge early repayment or exit fees. However, if you miss a regular repayment you will be charged $30 each time you do. There is also a hefty $399 upfront application fee to budget for.
This loan is designed for refinancing, so would suit someone with a good credit history looking to switch to a more competitive car loan. If you are after a car loan to make a vehicle purchase, consider checking out the Plenti New Car Loan or the Plenti Used Car Loan.
While fixed rates start at a low 7.19% (7.75% comparison rate*) on this loan, this is only for customers with excellent credit. If your credit score isn’t healthy you could face a rate of up to 12.99% (13.58% comparison rate*) which is something to consider before switching from your current loan.
Fixed |
|
7.19% p.a.to 12.99% p.a. fixed |
|
7.54% p.a.to 13.58% p.a.based on $30,000 |
$249.00 |
|
$0.00 |
|
$25.00 |
|
$0.00 |
|
0 |
$5,000.00 |
|
$100,000.00 |
|
3 Years |
|
7 Years |
|
Vehicle |
- |
|
Monthly |
|
yes |
|
no |
|
Displayed interest rate is for customers with an excellent credit history. Application fees may be higher depending on loan amount. |
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.29% p.a.
8.41% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years