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RateSetter Unsecured Personal Loan (Fixed)

The details shown below are for a fixed loan between $2,001 and $45,000

The details shown below are for a fixed loan between $2,001 and $45,000

The details shown below are for a fixed loan between $2,001 and $45,000

Choose the version of this loan that suits you best

  • Loan: $2,001 $45,000

  • Loan: $2,001 $45,000

  • Loan: $2,001 $45,000

Interest rate from
6.49% p.a.to 8.79% p.a.
Comparison rate from*
7.84% p.a.to 9.36% p.a.based on $30,000
over 5 years
Upfront fee
$249
Go to site
Interest rate from
7.79% p.a.to 10.49% p.a.
Comparison rate from*
8.21% p.a.to 11.27% p.a.based on $30,000
over 5 years
Upfront fee
$399
Go to site
Interest rate from
9.49% p.a.to 12.79% p.a.
Comparison rate from*
10.05% p.a.to 16.43% p.a.based on $30,000
over 5 years
Upfront fee
$399
Go to site

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 6.49% p.a.to 8.79% p.a. fixed

  • 7.84% p.a.to 9.36% p.a.based on $30,000
    over 5 years

Fees
  • $249.00

  • $0.00

  • $30.00

  • $0.00

  • $0.00

Other financial bits
  • $2,001.00

  • $45,000.00

  • 3 Years

  • 5 Years

  • Unsecured

Features
  • Monthly

  • yes

  • no

  • Displayed interest rate is for customers with an excellent credit history.

  • Up front fee may be higher than shown depending on your application. Application fee is $149 for a three year term.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 7.79% p.a.to 10.49% p.a. fixed

  • 8.21% p.a.to 11.27% p.a.based on $30,000
    over 5 years

Fees
  • $399.00

  • $0.00

  • $30.00

  • $0.00

  • $0.00

Other financial bits
  • $2,001.00

  • $45,000.00

  • 3 Years

  • 5 Years

  • Unsecured

Features
  • Monthly

  • yes

  • no

  • Displayed interest rate is for customers with a very good credit history.

  • Up front fee may be higher than shown depending on your application

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Details

Rates and fees information correct as at 3 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Fixed

  • 9.49% p.a.to 12.79% p.a. fixed

  • 10.05% p.a.to 16.43% p.a.based on $30,000
    over 5 years

Fees
  • $399.00

  • $0.00

  • $30.00

  • $0.00

  • $0.00

Other financial bits
  • $2,001.00

  • $45,000.00

  • 3 Years

  • 5 Years

  • Unsecured

Features
  • Monthly

  • yes

  • no

  • Displayed interest rate is for customers with a good credit history.

  • Up front fee may be higher than shown depending on your application

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are RateSetter personal loans rated by the Mozo community?

Overall customer rating
5.0/10
Price
7.0/10
Features
5.0/10
Customer service
8.0/10
Convenience
9.0/10
Trust
4.0/10
RateSetter

About RateSetter

UK-based RateSetter is one of the world’s largest peer to peer lenders (P2P) and has lent over $500 million since launching in October 2010. Its goal is to redefine savings and loans in Australia by cutting out the banks and providing more competitive interest rates to consumers.

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