Symple Loans Personal Loan
Last updated: 25 October 2019.
Interest rates from 5.75% p.a. (6.89% p.a. comparison rate)
Borrow up to $50,000
No early repayment fee
Loan application fee ranges between 1% and 5% of the loan amount.
Have a debt you need to pay off? A holiday you want to book? Or do you need to cover an outstanding medical bill? Then with Symple Loans personalised variable rate loans, the ball is in your court. You can borrow up to $50,000 with this loan, with a term of up to 7 years. Plus, you can have the money in your account the next business day.
Simple really is the word with the Symple Loans unsecured personal loan, with interest rates from 5.75% p.a. (6.89% p.a. comparison rate) on loans between $5,000 and $50,000 for 1 to 7 year loan terms.
And if awesome features are what you’re looking for in a personal loan, then you’ve come to the right place. Symple Loans personal loan has an online application process, funds that can be transferred in up to 24 hours and also extra repayment options with no fees attached, so you can pay your loan off in no time! However, remember once you’ve made those extra repayments, that’s it, as there is no redraw facility with this loan.
And make sure you keep on top of your repayments, otherwise, you’ll be hit with a nasty $35 late payment fee.
Other fees to keep an eye on with a Symple Loans personal loan is the $10 monthly service fee and also the loan application fee which ranges between 1% and 5% of your loan amount, so for example, for 1% of a $30,000 loan you’ll pay a $300 application fee. This could get steep if you’re borrowing a larger amount.
Anyone looking for an affordable personal loan which they can with personalised interest rates and loan terms up to 7 years.
To qualify for a Symple loan you must:
• Be at least 18 yrs old
• Be employed and earning over $25,000 per year
• Be an Australian citizen, or permanent resident
• Have no record of prior bankruptcy
This loan does come with a hefty application fee which could reach beyond $300, plus a monthly fee to consider, so make sure you plan for that in your budget.
Variable
5.75% p.a.variable
6.89% p.a.to 23.07% p.a.based on $30,000
over 5 years
$300.00
$10.00
$35.00
$0.00
$0.00
$5,000.00
$50,000.00
1 Year
7 Years
Unsecured
Monthly
yes
none
Loan application fee ranges between 1% and 5%. Application fee shown is for 1% of a $30,000 loan.
none
This product is not currently reviewed.
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5.75% p.a.to 19.99% p.a.
6.89% p.a.to 23.07% p.a.based on $30,000
over 5 years
$300.00upfront and $10.00/month
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6.99% p.a.to 28.69% p.a.
7.69% p.a.to 29.55% p.a.based on $30,000
over 5 years
$500.00upfront and $0.00/month
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6.89% p.a.
8.89% p.a.based on $10,000
over 3 years
$299.00upfront and $0.00/month
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7.65% p.a.to 26.99% p.a.
7.65% p.a.to 23.5% p.a.based on $30,000
over 5 years
$0.00upfront and $0.00/month
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9.99% p.a.
11.74% p.a.based on $10,000
over 3 years
$250.00upfront and $0.00/month
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8.99% p.a.
9.13% p.a.based on $30,000
over 5 years
$100.00upfront and $0.00/month
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