Whether you need some extra cash to cover your home reno project or to fund your upcoming Bali wellness retreat, if you’re after a top-notch personal loan, then take a look at the Unity Bank Personal Loan. With variable rates from 14.24% p.a. (14.79% p.a. comparison rate*) on loans $500 and up, 1-7 year loan terms, plus, fab features like extra repayments and a redraw facility, the Unity Bank Personal Loan could be just what you need to set your financial goals in motion.
The Unity Bank Personal Loan kicks things off with competitive variable rates from 14.24% p.a. (14.79% p.a. comparison rate*) with 1-7 year loan term options, letting you borrow as little as $500, with no maximum loan amount!
Being an unsecured loan, you won’t need to worry about potentially losing your car or other assets should you ever default on a repayment, as the Unity Bank Personal Loan doesn’t require any security items. But remember, you should still do your best to meet those repayments and avoid defaulting on the loan as it’ll hurt your credit score.
If flexibility’s what you’re after, then with the Unity Bank Personal Loan, flexibility’s what you’re going to get! Giving you the choice of either weekly, fortnightly or monthly repayments, you’ll have the freedom to work your loan repayments around your lifestyle or regular pay schedule.
On top of all this, the Unity Bank Personal Loan also comes with a bunch of other great features, like the ability to make free extra loan repayments, as well as a redraw facility, in case you ever need to dip back into those extra repayments.
Just remember this loan comes with a few different fees that you’ll need to budget for, such as the $150 application fee, $5 service fee and $20 late payment fee.
With loan amounts starting from just $500 and up, the Unity Bank Personal Loan could be a great option for Aussies needing a little extra cash but who aren’t necessarily wanting to take out a huge loan.
While you won’t need to worry about being charged an exit fee or early repayment fee, the Unity Bank Personal Loan does, however, come with a few other fees, like the $150 application fee, $5 service fee and $20 late payment fee.
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Variable |
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14.24% p.a.variable |
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14.79% p.a.based on $30,000 |
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$150.00 |
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|
$5.00 |
|
|
$20.00 |
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|
$0.00 |
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$0.00 |
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$500.00 |
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none |
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1 Year |
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7 Years |
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Unsecured |
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- |
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Weekly, Fortnightly, Monthly |
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yes |
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yes |
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none |
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none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Simply the best.
Read full reviewSimply the best.
I have been with this provide for 22 years and they have always looked after me and treated me like a person. They go above and beyond in looking after me with no issues.
Read full reviewI have been with this provide for 22 years and they have always looked after me and treated me like a person. They go above and beyond in looking after me with no issues.
Were very helpful in consolidating debts into one easy to manage personal loan. Personal loan has good redraw facility and allows you to pay additional off the loan
Read full reviewWere very helpful in consolidating debts into one easy to manage personal loan. Personal loan has good redraw facility and allows you to pay additional off the loan
Great staff support that listen to our needs and gave us the best product available and it was a better deal than most banks but being treated like a person than just another number was what sold us. Customer service number one.
Read full reviewGreat staff support that listen to our needs and gave us the best product available and it was a better deal than most banks but being treated like a person than just another number was what sold us. Customer service number one.
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
6.75% p.a.to 26.95% p.a.
6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Clean Green Car Loan
7.69% p.a.
8.80% p.a.
$8.00