86 400 is a fully digital bank, meaning they don't have any branches, or any of their own ATMs. However, regardless of this, they are a bank that is competitive with the 4 major banks, and in some cases, offers features, or fees, that are better than the 4 majors. They also listen to customer feedback, and have been improving their smartphone app, adding in features like scheduled payments, and allowing you to view account balances from other banks.
Pretty much the last hold out for a competitive interest rate.
Has Osko pay and one of the best interest rates going which is easily obtainable with a $1000/month deposit.
A great option if you want an online-only bank. High savings rate, easy to use app and website.
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Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Everyday or Glide transaction accounts.
No withdrawals in the month. Bonus rate for first 4 months, reverting to 0.15% rate after*
Minimum deposit of $200 and no withdrawals in the month.
Bonus rate for the first 4 months from account opening
Increase balance by at least $300 in the month
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