Adelaide Bank personal loan reviews

Adelaide Bank
Adelaide Bank's overall rating for personal loans

(as rated by the Mozo community)

7.2 / 10

based on 30 reviews

Price

Features

Customer service

Convenience

Trust

Recent Adelaide Bank personal loan reviews

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   8 / 10

Decent

Adelaide bank's personal loan rates are pretty good, would recommend.

Full review

Adelaide bank's personal loan rates are pretty good, would recommend.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Daniel, Victoria, reviewed about 1 month ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   9 / 10

Trustworthy, prompt, friendly and professional

Polite prompt friendly and professional.

Full review

Polite prompt friendly and professional.

    Price   8 / 10

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Trevor, South Australia, reviewed over 1 year ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   5 / 10

Good service

Good product

Full review

Good product

    Price   3 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   5 / 10

Less

Lian, New South Wales, reviewed over 2 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   7 / 10

Worth changing from one of the big four

Convenient and happy with products

Full review

Convenient and happy with products

    Price   6 / 10

    Features   7 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   6 / 10

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Megan, New South Wales, reviewed almost 3 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   9 / 10

They are very helpful

They helped me when my husband died, with my transfer of assets

Full review

They helped me when my husband died, with my transfer of assets

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   1 / 10

    Trust   10 / 10

Less

Josie, South Australia, reviewed almost 3 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   9 / 10

good

good

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Charles, Victoria, reviewed about 3 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   10 / 10

Great

Great

Full review

Great

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   8 / 10

Less

Warren, Victoria, reviewed about 3 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   6 / 10

Satisfied

Not too bad of a company.

Full review

Not too bad of a company.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   5 / 10

Less

Matthew, New South Wales, reviewed about 3 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   4 / 10

Y

H

    Price   2 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Liam, Victoria, reviewed over 3 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   10 / 10

free

free

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Bob, Western Australia, reviewed over 3 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   7 / 10

good

Checking out

Full review

Checking out

    Price   4 / 10

    Features   8 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Brendan, Queensland, reviewed over 3 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   9 / 10

Helpful

I have been bank rupte find it so Hard to get loan

Full review

I have been bank rupte find it so Hard to get loan

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Joanna, Queensland, reviewed over 3 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   7 / 10

Rip off

Rip off

Full review

Rip off

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Marko, , reviewed almost 4 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   7 / 10

Gyy

G

    Price   5 / 10

    Features   4 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Gy, , reviewed almost 4 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   7 / 10

Woo

Woo

    Price   5 / 10

    Features   6 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   4 / 10

Less

Jess, , reviewed almost 4 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   6 / 10

Yo

Yo

    Price   0 / 10

    Features   9 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

D, , reviewed almost 4 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   10 / 10

Good

Good

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Edward, , reviewed about 4 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   5 / 10

Competitive

Great value

Full review

Great value

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Lisa, Queensland, reviewed over 4 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   8 / 10

Good service

Good.

Full review

Good.

    Price   5 / 10

    Features   2 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   7 / 10

Less

Sally, South Australia, reviewed about 5 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   3 / 10

5000

To take my children on a holiday.

Full review

To take my children on a holiday.

    Price   5 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Lisa pickett, Victoria, reviewed about 5 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   8 / 10

Customer service

The customer service wows me, it makes me hard to reject any of their offerings except that they do. Not have the best rate.

Full review

The customer service wows me, it makes me hard to reject any of their offerings except that they do. Not have the best rate.

    Price   7 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   9 / 10

    Trust   5 / 10

Less

Him, Victoria, reviewed over 5 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   10 / 10

great customer service and great rates

Great customer service and rates, clean and tidy

Full review

Great customer service and rates, clean and tidy

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rebecca, South Australia, reviewed over 6 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   6 / 10

Loan terms ok and friendly, helpful staff.

The staff are friendly in branch and minimal waiting times.. The phone staff also quite friendly and helpful but waiting times a little extended. Little Flexibility to change the loan terms and the interest rate was on par with most other banks so...

Full review

The staff are friendly in branch and minimal waiting times.. The phone staff also quite friendly and helpful but waiting times a little extended. Little Flexibility to change the loan terms and the interest rate was on par with most other banks so nothing to special to list. Overall no real complaints but they still are just in it to make money and spend ours but do so in a friendly and pleasing way!

    Price   6 / 10

    Features   3 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   6 / 10

Less

Delainie, South Australia, reviewed over 6 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   7 / 10

I have an existing loan with this bank and they were very helpful with it, could not have asked for better service. then I applied for an increase later on, I was told that my credit rating was excellent, my payments on my original loan were...

Full review

I have an existing loan with this bank and they were very helpful with it, could not have asked for better service. then I applied for an increase later on, I was told that my credit rating was excellent, my payments on my original loan were perfect, in fact I was $7000.00 ahead of my payment and there was not going to be a problem. the guy I spoke to mucked me about so much, kept putting me off saying he had to check this and that and the list goes on, in the end I gave up and told them to forget the loan, I was approved by st. George bank within the hour

    Price   8 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   6 / 10

Less

Michael, South Australia, reviewed over 7 years ago

Adelaide Bank

Adelaide Bank personal loan review

Overall rating   7 / 10

Good interest rate. Easy options to pay off Internet banking good to see where payments were at

Full review

Good interest rate. Easy options to pay off Internet banking good to see where payments were at

    Price   7 / 10

    Features   7 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Stephen, South Australia, reviewed over 7 years ago

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Personal loan comparisons on Mozo - rates updated daily

  • HSBC Unsecured Personal Loan (Fixed)

    HSBC Unsecured Personal Loan (Fixed)

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget

    interest rate

    8.50% p.a.to 16.99% p.a.

    comparison rate*

    9.06% p.a.to 17.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $5.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 8.50% would cost $37,379.76 including fees.

    • Apply online and get an instant response in 60 seconds
    • Borrow from $5,000 up to $50,000
    • Fixed set monthly repayment terms to help you manage your budget
    • Other benefits:
    • Upfront fee: $150
    • Monthly fee: $5.00
    • Exit fee: $0.00
    • Repayment options: Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Overall rating

    6.4

    Based on 19 HSBC personal loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    Harmoney Unsecured Personal Loan (Fixed)

    Harmoney Unsecured Personal Loan (Fixed)

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate

    interest rate

    5.95% p.a.to 26.95% p.a.

    comparison rate*

    6.64% p.a.to 28.21% p.a.based on $30,000
    over 5 years

    fees

    $500.00upfront
    and
    $0.00/month

    Go to site

    More info

    Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 5.95% would cost $35,257.21 including fees.

    • Up to $70,000, unsecured. Fast, easy & 100% online
    • No hidden fees or early repayment penalties with Australasia's leading marketplace lending website
    • You're unique, so is your interest rate
    • Other benefits:
    • Upfront fee: $500
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $70,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • Australian Military Bank Unsecured Personal Loan - Excellent Credit (Variable)

    Australian Military Bank Unsecured Personal Loan - Excellent Credit (Variable)

    • A Variable Rate Personal Loan giving you flexibility, a competitive interest rate and fast approval
    • Tailored rates based on your personal credit history
    • Apply online. Redraw Facility

    interest rate

    7.88% p.a.to 18.82% p.a.

    comparison rate*

    8.72% p.a.to 20.22% p.a.based on $30,000
    over 5 years

    fees

    $100.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 7.88% would cost $37,094.22 including fees.

    • A Variable Rate Personal Loan giving you flexibility, a competitive interest rate and fast approval
    • Tailored rates based on your personal credit history
    • Apply online. Redraw Facility
    • Other benefits:
    • Upfront fee: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $1,000.00
    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    5.9

    Based on 33 Australian Military Bank personal loan reviews

    Need more information?
    Go to site

    More info

  • ANZ Unsecured Personal Loan (Fixed)

    ANZ Unsecured Personal Loan (Fixed)

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000

    interest rate

    12.45% p.a.

    comparison rate*

    13.32% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.45% would cost $41,500.53 including fees.

    • A Fixed Personal Loan with terms from 1 to 7 years
    • 60 Sec. Response time
    • Borrow up to $50,000
    • Other benefits: ANZ Loan Protection Insurance available.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $300.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $50,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.9

    Based on 1149 ANZ personal loan reviews

    Need more information?
    Go to site

    More info

  • NAB Personal Loan (Variable, Unsecured)

    NAB Personal Loan (Variable, Unsecured)

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • 12.69% is the headline rate. The headline rate is the rate that the majority of NAB personal loan customers will get

    interest rate

    12.69% p.a.to 18.69% p.a.

    comparison rate*

    13.56% p.a.to 19.53% p.a.based on $30,000
    over 5 years

    fees

    $150.00upfront
    and
    $10.00/month

    Go to site

    More info

    Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 12.69% would cost $41,420.45 including fees.

    • Borrow from $5,000 - $55,000
    • No fees for extra or early repayments
    • 12.69% is the headline rate. The headline rate is the rate that the majority of NAB personal loan customers will get
    • Other benefits: Headline rate displayed above, rates start as low as 10.69% based on credit history.
    • Upfront fee: $150
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Unsecured
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $55,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    6.8

    Based on 831 NAB personal loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 199 personal loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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