Got to be the worst mistake I have made. Completely incompetent staff and they do not adhere to what it says in your contract. If you experience financial hardship there is no support. Would never go through Aussie again.
Aussie made this a very easy experience. Credit card consolidation. For me it was hard to talk to people about my situation but i found them understanding to circumstances and very non judgemental.
Stay clear of Aussie, high interest even though they tell you your a great returning customer 24%; fees shocking; to get a payout figure, their customer service staff are not professional, he asked "what do you want" it was like OMG! I said I want to know if I can get a payout figure and a statement sent...all the deep breaths like he couldn't be bothered; I finally got one faxed; I just called them to see if they received my funds to payout the loan; so rude, no customer service at all, he said yes the loan has been paid, I said I would like a letter and also there was overpayment can I have that refunded...wait for it 7 - 14 days and by cheque....you have got to be kidding, what era is this bank in. I will not recommend this bank to anyone, I have now spoken to two customer service people and both have been rude, short and arrogant....so never again....plenty of other banks out there that treat you like a customer not a thing! :)
I had previously gone to my bank who where reluctant to lend to me. When I got my personal loan, its interest rate was much better than what I was currently paying and the customer service was great.
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Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 5.95% would cost $34,757.21 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.45% would cost $34,590.57 including fees.
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 5.45% would cost $34,340.57 including fees.
Terms from 1 to 5 years. Representative example: a 5 year $30,000 loan at 5.35% would cost $34,832.61 including fees.
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 6.39% would cost $35,126.40 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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