I really love my bank as they're all friendly, helpful staff & just a short stroll down the road from my home which is even better. They also cater & encourage kids to bank & learn all about money, that it doesn't grow on a tree etc.
I've had a savings account with Heritage Isle Credit Union for 10 years, after previously having an account with 1 of 'The Big 4' for 15 years. There is no comparison. Heritage Isle have competitive interest rates and great access options to ATMs. The staff discuss with each customer what is suitable for THEM, not the other way around. Whatever your income, whatever your account balance, each customer is treated individually like a millionaire. And because it's a Credit Union, customers are shareholder/ members. Brilliant!
Heritage Isle Credit Union is so convenient I'm able to use the Visa Debit card anywhere in the world easily but they are quick to ring me if they spot any unusual overseas transactions which may be suspicious they provide all the support I need in everyday and internet banking all securely set up.
This bank is fairly good there aren't really any fees or charges, i guess like any bank if you use your bank card to many times the eftpos charges are huge but the monthly account keeping fee is only $2.50.
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Savings account comparisons on Mozo - rates updated daily
2.65% p.a.(for $0 to $250,000)
standard interest rate
1.35% p.a.(for $0 to $25,000)
account fee per month
Bonus variable rate is available for the first four months.
Ongoing bonus rate applied if in the previous month $1,000 or more is credited to the linked Day2Day Plus account and 5 eligible transactions are made by the linked account. (Requirement temporarily waived due to crisis).
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