bcu credit card reviews

bcu
bcu's overall rating for credit cards

(as rated by the Mozo community)

9.1 / 10

based on 66 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from bcu

bcu Classic Credit Card

balance transfer rate

No current offer

purchase rate

11.80% p.a.

annual fee

$45

 Contact provider or click here for more bcu credit cards

Recent bcu credit card reviews

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

I will be leaving my bank and joining BCU.

Kerrie was extremely helpful and so quick with the whole process. She explained everything very clearly and made the experience very pleasant!!

Full review

Kerrie was extremely helpful and so quick with the whole process. She explained everything very clearly and made the experience very pleasant!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Carly, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

Smooth transfer from old to new

First time balance transfer, Nathan was very helpful.

Full review

First time balance transfer, Nathan was very helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Trust   10 / 10

Less

Kimberlie, Queensland, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

Excellent service

Very happy with the service and WOW very fast response - thank you BCU

Full review

Very happy with the service and WOW very fast response - thank you BCU

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sonia, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   7 / 10

Fabulous

I found BCU customer service to be outstanding and a quick and pleasant experience setting up my credit card.

Full review

I found BCU customer service to be outstanding and a quick and pleasant experience setting up my credit card.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Breanna, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

A1

Nathan was excellent! Great service and well mannered.

Full review

Nathan was excellent! Great service and well mannered.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Fred, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

friendly and helpful

Emily is very easy to deal with, actioned my request quickly. Happy customer.

Full review

Emily is very easy to deal with, actioned my request quickly. Happy customer.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Paula, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

Excellent Service

Great, highly recommended.

Full review

Great, highly recommended.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Alistair, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

Judgement free

Rebecca was really helpful and understanding of my situation, she talked to me and gave me options which I was very happy with!

Full review

Rebecca was really helpful and understanding of my situation, she talked to me and gave me options which I was very happy with!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Maddie, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

Fast, friendly, easy to use service.

I love my credit card

Full review

I love my credit card

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Chris, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   9 / 10

Fantastic customer service

I dealt with Dale who made the whole process extremely easy, I felt as though I was his only customer. Dale was at all time friendly, courteous and helpful whilst still being extremely business like. Thank you Dale, you made this a very easy and...

Full review

I dealt with Dale who made the whole process extremely easy, I felt as though I was his only customer. Dale was at all time friendly, courteous and helpful whilst still being extremely business like. Thank you Dale, you made this a very easy and stress free process!!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Neil, Victoria, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

Very happy with the service I received.

Kerrie was a pleasure to deal with in regards to a balance transfer on my credit card. She was always very quick to reply to any queries and questions. I would highly recommend Kerrie and BCU.

Full review

Kerrie was a pleasure to deal with in regards to a balance transfer on my credit card. She was always very quick to reply to any queries and questions. I would highly recommend Kerrie and BCU.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kayla, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   9 / 10

Wouldn't go to another bank

It has been a pleasure dealing with credit union and all the staff are great

Full review

It has been a pleasure dealing with credit union and all the staff are great

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Mouna, New South Wales, reviewed almost 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

Very personal service.

Amazing customer service!!!! Rebecca was great.

Full review

Amazing customer service!!!! Rebecca was great.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Renee, South Australia, reviewed about 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   8 / 10

Very happy with the outcome

Really good service even though it took a while to get back tome. was xmas break though so everything up in the air around Xmas.

Full review

Really good service even though it took a while to get back tome. was xmas break though so everything up in the air around Xmas.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Elaine, Western Australia, reviewed about 3 years ago

bcu

bcu Classic Credit Card credit card review

Overall rating   10 / 10

Amazing Bank.

Always a pleasure.

Full review

Always a pleasure.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tracy, Queensland, reviewed about 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $149 in the first year

    		 Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $149 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • ME frank Credit Card

    ME frank Credit Card

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases

    balance transfer rate

    No current offer

    purchase rate

    11.99% p.a.

    annual fee

    $0

    		 Go to site

    More info

    • Experts Choice Winner - No Annual Fee Credit Card
    • Low rate of 11.99% p.a on purchases and cash advances
    • Up to 55 days interest free on purchases
    • Balance transfer rate: No current offer
    • Annual fee: $0
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 11.99% p.a.
    • Fee for cash withdrawals: 2%, Min $4.00
    • Rewards description:
    Overall rating

    8.0

    Based on 204 ME credit card reviews

    Need more information?
    Go to site

    More info

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    		 Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • Qantas Money Qantas Premier Everyday

    Qantas Money Qantas Premier Everyday

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).

    balance transfer rate

    0% p.a. for 9 months and then 21.99% p.a.

    purchase rate

    0% p.a. for 9 months then 19.99% p.a.

    annual fee

    $49

    		 Go to site

    More info

    • 0% purchase rate for first 9 months (19.99% afterwards)
    • 20,000 bonus points if you apply by 30 May 2019 and spend $3,000 in the first 90 days
    • 0% balance transfer rate for 9 months (21.99% afterwards).
    • Balance transfer rate: 0% p.a. for 9 months and then 21.99% p.a.
    • Annual fee: $49
    • Purchase rate: 0% p.a. for 9 months then 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Qantas Ultimate Card

    American Express Qantas Ultimate Card

    • Receive a whopping 100,000 bonus Qantas Points when you apply online by 6 May 2019, are approved, and spend $3,000 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $450

    		 Go to site

    More info

    • Receive a whopping 100,000 bonus Qantas Points when you apply online by 6 May 2019, are approved, and spend $3,000 on your new Card within the first 3 months.
    • Get rewarded with up to 2.25 Qantas Points per $1 spent.
    • Complimentary domestic and international travel insurance
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $450
    • Purchase rate: 20.74% p.a.
    • Interest free days: 44
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 223 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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