bcu credit card reviews

bcu
bcu's overall rating for credit cards

(as rated by the Mozo community)

9.1 / 10

based on 66 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from bcu

bcu Classic Credit Card

balance transfer rate

No current offer

purchase rate

11.80% p.a.

annual fee

$45

 Contact provider or click here for more bcu credit cards

Recent bcu credit card reviews

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

I will be leaving my bank and joining BCU.

Kerrie was extremely helpful and so quick with the whole process. She explained everything very clearly and made the experience very pleasant!!

Full review

Kerrie was extremely helpful and so quick with the whole process. She explained everything very clearly and made the experience very pleasant!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Carly, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

Smooth transfer from old to new

First time balance transfer, Nathan was very helpful.

Full review

First time balance transfer, Nathan was very helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Trust   10 / 10

Less

Kimberlie, Queensland, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

Excellent service

Very happy with the service and WOW very fast response - thank you BCU

Full review

Very happy with the service and WOW very fast response - thank you BCU

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sonia, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   7 / 10

Fabulous

I found BCU customer service to be outstanding and a quick and pleasant experience setting up my credit card.

Full review

I found BCU customer service to be outstanding and a quick and pleasant experience setting up my credit card.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Breanna, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

A1

Nathan was excellent! Great service and well mannered.

Full review

Nathan was excellent! Great service and well mannered.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Fred, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

friendly and helpful

Emily is very easy to deal with, actioned my request quickly. Happy customer.

Full review

Emily is very easy to deal with, actioned my request quickly. Happy customer.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Paula, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

Excellent Service

Great, highly recommended.

Full review

Great, highly recommended.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Alistair, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

Judgement free

Rebecca was really helpful and understanding of my situation, she talked to me and gave me options which I was very happy with!

Full review

Rebecca was really helpful and understanding of my situation, she talked to me and gave me options which I was very happy with!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Maddie, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

Fast, friendly, easy to use service.

I love my credit card

Full review

I love my credit card

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Chris, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   9 / 10

Fantastic customer service

I dealt with Dale who made the whole process extremely easy, I felt as though I was his only customer. Dale was at all time friendly, courteous and helpful whilst still being extremely business like. Thank you Dale, you made this a very easy and...

Full review

I dealt with Dale who made the whole process extremely easy, I felt as though I was his only customer. Dale was at all time friendly, courteous and helpful whilst still being extremely business like. Thank you Dale, you made this a very easy and stress free process!!

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Neil, Victoria, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

Very happy with the service I received.

Kerrie was a pleasure to deal with in regards to a balance transfer on my credit card. She was always very quick to reply to any queries and questions. I would highly recommend Kerrie and BCU.

Full review

Kerrie was a pleasure to deal with in regards to a balance transfer on my credit card. She was always very quick to reply to any queries and questions. I would highly recommend Kerrie and BCU.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kayla, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   9 / 10

Wouldn't go to another bank

It has been a pleasure dealing with credit union and all the staff are great

Full review

It has been a pleasure dealing with credit union and all the staff are great

    Price   7 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Mouna, New South Wales, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

Very personal service.

Amazing customer service!!!! Rebecca was great.

Full review

Amazing customer service!!!! Rebecca was great.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Renee, South Australia, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   8 / 10

Very happy with the outcome

Really good service even though it took a while to get back tome. was xmas break though so everything up in the air around Xmas.

Full review

Really good service even though it took a while to get back tome. was xmas break though so everything up in the air around Xmas.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Elaine, Western Australia, reviewed about 3 years ago

bcu

bcu Classic Credit Card Credit Card review

Overall rating   10 / 10

Amazing Bank.

Always a pleasure.

Full review

Always a pleasure.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tracy, Queensland, reviewed about 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Credit card comparisons on Mozo - rates updated daily

  • Qantas Money Qantas Premier Platinum

    Qantas Money Qantas Premier Platinum

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months

    balance transfer rate

    0% p.a. for 18 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $299 $199 in the first year

    		 Go to site

    More info

    • Up to 55 days (unless you have a Balance Transfer)
    • Purchase rate of 19.99% p.a.
    • 0% p.a. Balance transfers for 18 months
    • Balance transfer rate: 0% p.a. for 18 months and then 21.99% p.a.
    • Annual fee: $299 $199 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, min $3.00
    • Rewards description: Points are automatically credited to the Qantas Frequent Flyer program.
    Need more information?
    Go to site

    More info

  • Woolworths Everyday Platinum Credit Card

    Woolworths Everyday Platinum Credit Card

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)

    balance transfer rate

    0% p.a. for 14 months and then 21.99% p.a.

    purchase rate

    19.99% p.a.

    annual fee

    $49 $0 in the first year

    		 Go to site

    More info

    • Redeem your credit card points for Woolworths shopping cards
    • $50 Woolies eGift Card when you spend $150 a month for 3 months
    • $0 annual fee for the first year (saving $49)
    • Balance transfer rate: 0% p.a. for 14 months and then 21.99% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 19.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.99% p.a.
    • Fee for cash withdrawals: 3%, minimum $5
    • Rewards description: Woolworths Money Shopping Card sent every 4 months if enough points have been accrued.
    Overall rating

    6.3

    Based on 181 Woolworths credit card reviews

    Need more information?
    Go to site

    More info

  • ANZ Low Rate

    ANZ Low Rate

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases

    balance transfer rate

    0% p.a. for 15 months and then 21.74% p.a.

    purchase rate

    12.49% p.a.

    annual fee

    $58

    		 Go to site

    More info

    • $1,000 minimum credit limit
    • 0.0% p.a. on balance transfers for 15 months (T&Cs apply)
    • Up to 55 days interest free on purchases
    • Balance transfer rate: 0% p.a. for 15 months and then 21.74% p.a.
    • Annual fee: $58
    • Purchase rate: 12.49% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2%
    • Rewards description:
    Overall rating

    6.7

    Based on 6069 ANZ credit card reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    American Express Velocity Platinum Card

    American Express Velocity Platinum Card

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive up to 100,000 bonus Velocity Points when you apply by 15 July 2019, are approved and meet the minimum spend criteria – that’s 25,000 points for each month you spend $1,000 in the first 4 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports

    balance transfer rate

    0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

    purchase rate

    20.74% p.a.

    annual fee

    $375

    		 Go to site

    More info

    • 0.0% p.a. on balance transfers for the first 12 months
    • Receive up to 100,000 bonus Velocity Points when you apply by 15 July 2019, are approved and meet the minimum spend criteria – that’s 25,000 points for each month you spend $1,000 in the first 4 months.
    • Enjoy 2 complimentary Virgin Australia lounge passes each anniversary year at selected domestic airports
    • Balance transfer rate: 0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
    • Annual fee: $375
    • Purchase rate: 20.74% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals:
    • Fee for cash withdrawals:
    • Rewards description: Points automatically transferred to your Velocity account
    Overall rating

    6.6

    Based on 863 American Express credit card reviews

    Need more information?
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    More info

  • CUA Low Rate Credit Card

    CUA Low Rate Credit Card

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free

    balance transfer rate

    0% p.a. for 13 months and then 21.74% p.a.

    purchase rate

    11.99% p.a.

    annual fee

    $49 $0 in the first year

    		 Go to site

    More info

    • $0 annual fee for the first year
    • 11.99% p.a. on purchases
    • Up to 55 days interest free
    • Balance transfer rate: 0% p.a. for 13 months and then 21.74% p.a.
    • Annual fee: $49 $0 in the first year
    • Purchase rate: 11.99% p.a.
    • Interest free days: 55
    • Interest rate on cash withdrawals: 21.74% p.a.
    • Fee for cash withdrawals: 2.00%, Min $3.50
    • Rewards description:
    Overall rating

    7.3

    Based on 98 CUA credit card reviews

    Need more information?
    Go to site

    More info

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Want more? Compare all 227 credit cards in the Mozo comparison engine.

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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