BCU term deposit reviews

BCU
BCU's overall rating for term deposits

(as rated by the Mozo community)

8.3 / 10

based on 3 reviews

Price

Features

Customer service

Convenience

Trust

Full review

Featured term deposit from BCU

Recent BCU term deposit reviews

BCU

BCU term deposit review

Overall rating   8 / 10

Need a better rate

Local so very happy with that but could offer a better rate which would mean I would not go searching for a better rate, I would stay with them.

Full review

Local so very happy with that but could offer a better rate which would mean I would not go searching for a better rate, I would stay with them.

    Price   7 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Joanne (NSW), reviewed over 1 year ago

BCU

BCU term deposit review

Overall rating   9 / 10

Competitive and great service

Courtesy and convenience plus more than competitive rates make them nearly unbeatable.

Full review

Courtesy and convenience plus more than competitive rates make them nearly unbeatable.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ray (NSW), reviewed over 2 years ago

BCU

BCU term deposit review

Overall rating   8 / 10

Good customer service, local branches

Have branches where I neeed them. Also have convient sub branches. Always helpful.

Full review

Have branches where I neeed them. Also have convient sub branches. Always helpful.

    Price   5 / 10

    Features   0 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Heide (NSW), reviewed over 2 years ago

BCU

BCU Term Deposit term deposit review

Overall rating   1 / 10

Average

If you need to break your fixed term early the rate at which they are permitted to re-evaluate it is criminal, think Ned Kelly in official capacity; highway robbery... - the banks aren't permitted to use such a low interest rate recalculation. Yet...

Full review

If you need to break your fixed term early the rate at which they are permitted to re-evaluate it is criminal, think Ned Kelly in official capacity; highway robbery... - the banks aren't permitted to use such a low interest rate recalculation. Yet BCU say there is no penalty when you sign up, it's just in a different form.....

    Price   1 / 10

    Features   1 / 10

    Customer service   2 / 10

    Convenience   8 / 10

    Trust   4 / 10

Less

Sharon (NSW), reviewed over 4 years ago

BCU

BCU term deposit review

Overall rating   10 / 10

Staff are very helpful over the counter and the phone, when I wasn't sure what type of account I wanted, they were able to advise what would be best for me, they certainly know their business

Full review

Staff are very helpful over the counter and the phone, when I wasn't sure what type of account I wanted, they were able to advise what would be best for me, they certainly know their business

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Wendy (NSW), reviewed over 5 years ago

BCU

BCU term deposit review

Overall rating   10 / 10

I have been with BCU for over 30 years and wouldn't change banks for anything.I have found that their interest rates on term deposits to be very reasonable compared to other banks plus there are no hidden costs or fees. I would highly recomend...

Full review

I have been with BCU for over 30 years and wouldn't change banks for anything.I have found that their interest rates on term deposits to be very reasonable compared to other banks plus there are no hidden costs or fees. I would highly recomend using BCU for all your banking needs.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kaye (NSW), reviewed over 5 years ago

BCU

BCU term deposit review

Overall rating   10 / 10

There are no pros and cons, just simply a credit union/financial institution that really look after their customers. Especially in the Maclean branch. Nothing is too much trouble for them.

Full review

There are no pros and cons, just simply a credit union/financial institution that really look after their customers. Especially in the Maclean branch. Nothing is too much trouble for them.

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lee-anne (NSW), reviewed about 6 years ago

BCU

BCU term deposit review

Overall rating   8 / 10

BCU are helpful, friendly, convenient and have good rates of interest for term deposits.

Full review

BCU are helpful, friendly, convenient and have good rates of interest for term deposits.

    Price   8 / 10

    Features   -1 / 10

    Customer service   -1 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Pat (NSW), reviewed over 6 years ago

BCU

BCU term deposit review

Overall rating   8 / 10

    Price   9 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Mozo reviewer (NSW), reviewed about 8 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Term deposit comparisons on Mozo Rates updated daily

  • ING DIRECT Term Deposit

    ING DIRECT Term Deposit

    • No ING DIRECT fees
    • Deposit from $10K to $5 million
    • Loyalty Bonus Rate on rollover

    interest rate*

    3.00% p.a.
    1 year

    Go to site

    More info

    • No ING DIRECT fees
    • Deposit from $10K to $5 million
    • Loyalty Bonus Rate on rollover
    • Minimum deposit: $10,000
    • Maximum deposit: $5,000,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Overall rating

    8.7

    Based on 55 ING DIRECT term deposit reviews

    Need more information?
    Go to site

    More info

  • Citibank Term Deposit

    Citibank Term Deposit

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Feel secure in your investment, with guaranteed returns at maturity.

    interest rate*

    2.95% p.a.
    6 months

    Go to site

    More info

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Feel secure in your investment, with guaranteed returns at maturity.
    • Minimum deposit: $75,000
    • Maximum deposit: $2,000,000
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    9.0

    Based on 3 Citibank term deposit reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Term Deposit

    Bank Australia Term Deposit

    • High interest rate
    • Short investment term of 3 months for investments over $5K
    • Interest paid at maturity

    interest rate*

    2.85% p.a.
    2 years

    Go to site

    More info

    • High interest rate
    • Short investment term of 3 months for investments over $5K
    • Interest paid at maturity
    • Minimum deposit: $5,000
    • Maximum deposit: $500,000
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    6.3

    Based on 3 Bank Australia term deposit reviews

    Need more information?
    Go to site

    More info

  • Bankwest Online Term Deposit

    Bankwest Online Term Deposit

    • No fees
    • Invest anything from $1,000 to $5 million
    • 100% secure online application process

    interest rate*

    2.70% p.a.
    6 months

    Go to site

    More info

    • No fees
    • Invest anything from $1,000 to $5 million
    • 100% secure online application process
    • Minimum deposit: $1,000
    • Maximum deposit: $5,000,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Overall rating

    7.7

    Based on 47 Bankwest term deposit reviews

    Need more information?
    Go to site

    More info

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