BCU term deposit reviews

BCU
BCU's overall rating for term deposits

(as rated by the Mozo community)

8.3 / 10

based on 3 reviews

Price

Features

Customer service

Convenience

Trust

Featured term deposit from BCU

Recent BCU term deposit reviews

BCU

BCU term deposit review

Overall rating   8 / 10

Need a better rate

Local so very happy with that but could offer a better rate which would mean I would not go searching for a better rate, I would stay with them.

Local so very happy with that but could offer a better rate which would mean I would not go searching for a better rate, I would stay with them.

    Price   7 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Joanne (NSW), reviewed almost 2 years ago

BCU

BCU term deposit review

Overall rating   9 / 10

Competitive and great service

Courtesy and convenience plus more than competitive rates make them nearly unbeatable.

Courtesy and convenience plus more than competitive rates make them nearly unbeatable.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Ray (NSW), reviewed almost 3 years ago

BCU

BCU term deposit review

Overall rating   8 / 10

Good customer service, local branches

Have branches where I neeed them. Also have convient sub branches. Always helpful.

Have branches where I neeed them. Also have convient sub branches. Always helpful.

    Price   5 / 10

    Features   0 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Heide (NSW), reviewed about 3 years ago

BCU

BCU Term Deposit term deposit review

Overall rating   1 / 10

Average

If you need to break your fixed term early the rate at which they are permitted to re-evaluate it is criminal, think Ned Kelly in official capacity; highway robbery... - the banks aren't permitted to use such a low interest rate recalculation. Yet...

If you need to break your fixed term early the rate at which they are permitted to re-evaluate it is criminal, think Ned Kelly in official capacity; highway robbery... - the banks aren't permitted to use such a low interest rate recalculation. Yet BCU say there is no penalty when you sign up, it's just in a different form.....

    Price   1 / 10

    Features   1 / 10

    Customer service   2 / 10

    Convenience   8 / 10

    Trust   4 / 10

Less

Sharon (NSW), reviewed about 5 years ago

BCU

BCU term deposit review

Overall rating   10 / 10

Staff are very helpful over the counter and the phone, when I wasn't sure what type of account I wanted, they were able to advise what would be best for me, they certainly know their business

Staff are very helpful over the counter and the phone, when I wasn't sure what type of account I wanted, they were able to advise what would be best for me, they certainly know their business

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Wendy (NSW), reviewed almost 6 years ago

BCU

BCU term deposit review

Overall rating   10 / 10

I have been with BCU for over 30 years and wouldn't change banks for anything.I have found that their interest rates on term deposits to be very reasonable compared to other banks plus there are no hidden costs or fees. I would highly recomend...

I have been with BCU for over 30 years and wouldn't change banks for anything.I have found that their interest rates on term deposits to be very reasonable compared to other banks plus there are no hidden costs or fees. I would highly recomend using BCU for all your banking needs.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kaye (NSW), reviewed almost 6 years ago

BCU

BCU term deposit review

Overall rating   10 / 10

There are no pros and cons, just simply a credit union/financial institution that really look after their customers. Especially in the Maclean branch. Nothing is too much trouble for them.

There are no pros and cons, just simply a credit union/financial institution that really look after their customers. Especially in the Maclean branch. Nothing is too much trouble for them.

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lee-anne (NSW), reviewed over 6 years ago

BCU

BCU term deposit review

Overall rating   8 / 10

BCU are helpful, friendly, convenient and have good rates of interest for term deposits.

BCU are helpful, friendly, convenient and have good rates of interest for term deposits.

    Price   8 / 10

    Features   -1 / 10

    Customer service   -1 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Pat (NSW), reviewed almost 7 years ago

BCU

BCU term deposit review

Overall rating   8 / 10

    Price   9 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Mozo reviewer (NSW), reviewed over 8 years ago

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Term deposit comparisons on Mozo - rates updated daily

  • Citi Term Deposit

    Citi Term Deposit

    • Minimum investment $250,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds

    interest rate*

    3.00% p.a.
    6 months

    Go to site

    More info

    • Minimum investment $250,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds
    • Minimum deposit: $250,000
    • Maximum deposit: $2,000,000
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    9.0

    Based on 3 Citi term deposit reviews

    Need more information?
    Go to site

    More info

  • ME Term Deposit

    ME Term Deposit

    • Experts Choice Winner - Short Term Deposit 2016
    • Choose a term from 1 month to 5 years
    • Apply online in minutes. No account keeping fees

    interest rate*

    2.85% p.a.
    1 year

    Go to site

    More info

    • Experts Choice Winner - Short Term Deposit 2016
    • Choose a term from 1 month to 5 years
    • Apply online in minutes. No account keeping fees
    • Minimum deposit: $1,000
    • Maximum deposit: $1,000,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Overall rating

    7.2

    Based on 18 ME term deposit reviews

    Need more information?
    Go to site

    More info

  • firstmac Term Deposit

    firstmac Term Deposit

    • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 9 months, 12 months and 24 months
    • Lock in your return - a secure fixed rate for the length of the term
    • Safe and secure with an Australian Government Guarantee

    interest rate*

    2.85% p.a.
    1 year

    Go to site

    More info

    • Flexible terms, choose from 30 days, 60 days, 90 days, 6 months, 9 months, 12 months and 24 months
    • Lock in your return - a secure fixed rate for the length of the term
    • Safe and secure with an Australian Government Guarantee
    • Minimum deposit: $5,000
    • Maximum deposit: $5,000,000
    • Can interest be paid to another bank?: yes
    • Automatic rollover: yes
    Need more information?
    Go to site

    More info

  • Citi Term Deposit

    Citi Term Deposit

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds

    interest rate*

    2.80% p.a.
    6 months

    Go to site

    More info

    • Minimum investment $75,000, 31 day notice period applies
    • No establishment or account keeping fees
    • Interest rate only available for new to bank funds
    • Minimum deposit: $75,000
    • Maximum deposit: $249,999
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    9.0

    Based on 3 Citi term deposit reviews

    Need more information?
    Go to site

    More info

  • Bank Australia Term Deposit

    Bank Australia Term Deposit

    • High interest rate
    • Short investment term of 3 months for investments over $5K
    • Interest paid at maturity

    interest rate*

    2.65% p.a.
    1 year

    Go to site

    More info

    • High interest rate
    • Short investment term of 3 months for investments over $5K
    • Interest paid at maturity
    • Minimum deposit: $5,000
    • Maximum deposit: $49,999
    • Can interest be paid to another bank?: no
    • Automatic rollover: yes
    Overall rating

    6.3

    Based on 3 Bank Australia term deposit reviews

    Need more information?
    Go to site

    More info

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* Different interest rates apply to different amounts or different interest payment frequencies.

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