Big Sky home loan reviews

Big Sky
Big Sky's overall rating for home loans

(as rated by the Mozo community)

7.6 / 10

based on 12 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Big Sky

Recent Big Sky home loan reviews

Big Sky

Big Sky home loan review

Overall rating   0 / 10

Poor customer service

From the word go this institution has been difficult to deal with, every time I have had a problem or needed assistance in some way from BIGSKY they have been unhelpful and unapologetic. I would not recommend the institution to anyone and regret...

Full review

From the word go this institution has been difficult to deal with, every time I have had a problem or needed assistance in some way from BIGSKY they have been unhelpful and unapologetic. I would not recommend the institution to anyone and regret the day I became tangled up with them.

    Price   8 / 10

    Features   0 / 10

    Customer service   3 / 10

    Convenience   0 / 10

    Trust   5 / 10

Less

Mark, Queensland, reviewed over 3 years ago

Big Sky

Big Sky home loan review

Overall rating   8 / 10

Always available for questions, immediate response

Big sky credit union, all services easy to access , staff always helpful and happy via phone .

Full review

Big sky credit union, all services easy to access , staff always helpful and happy via phone .

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Zoe, Queensland, reviewed almost 4 years ago

Big Sky

Big Sky home loan review

Overall rating   8 / 10

Outstanding

Been with them for years, good to deal with.

Full review

Been with them for years, good to deal with.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Kingsley, , reviewed over 4 years ago

Big Sky

Big Sky home loan review

Overall rating   9 / 10

There is a no fuss nothing is too hard feeling when you talk to someone at the office

Full review

There is a no fuss nothing is too hard feeling when you talk to someone at the office

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Ian, Victoria, reviewed over 6 years ago

Big Sky

Big Sky home loan review

Overall rating   7 / 10

This product has been so easy and convenient that I've never considered changing the product or financial institution. It's pretty much managed itself. Not sure if it's the lowest interest rate around but it's easy use,stress free and good...

Full review

This product has been so easy and convenient that I've never considered changing the product or financial institution. It's pretty much managed itself. Not sure if it's the lowest interest rate around but it's easy use,stress free and good customer service features are winners.

    Price   5 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   8 / 10

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Shirley, Victoria, reviewed almost 7 years ago

Big Sky

Big Sky home loan review

Overall rating   9 / 10

Bend over backwards to help. Just need to go to post office which is easy. Always reply to emails and phone calls.

Full review

Bend over backwards to help. Just need to go to post office which is easy. Always reply to emails and phone calls.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Peta, Queensland, reviewed almost 7 years ago

Big Sky

Big Sky home loan review

Overall rating   9 / 10

It's easy to manage, payments are automatic, excess funds are easily retrievable.

Full review

It's easy to manage, payments are automatic, excess funds are easily retrievable.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   2 / 10

    Trust   8 / 10

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Kristina, Western Australia, reviewed almost 8 years ago

Big Sky

Big Sky home loan review

Overall rating   9 / 10

Very good home loan, including a 100% offset account, no ongoing charges, better than bank published rates (sometimes not as good as premium rates). Rates sometimes are not as good as some local credit unions. Would be good if there was occasional...

Full review

Very good home loan, including a 100% offset account, no ongoing charges, better than bank published rates (sometimes not as good as premium rates). Rates sometimes are not as good as some local credit unions. Would be good if there was occasional access to a local branch (Eg via an arrangement with a local credit union)

    Price   10 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Leo, New South Wales, reviewed about 8 years ago

Big Sky

Big Sky home loan review

Overall rating   10 / 10

They know who we are and I know they have our best interest in mind. It is hard for anyone to get to because it is on a BP refinery site, but that's why they know most of the people.

Full review

They know who we are and I know they have our best interest in mind. It is hard for anyone to get to because it is on a BP refinery site, but that's why they know most of the people.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Tammy cherie, Western Australia, reviewed over 8 years ago

Big Sky

Big Sky home loan review

Overall rating   10 / 10

The product (my home loan) would be comparable to most other financial institutions but what makes 'the product' better for me is how it has been facilitated. Big Sky were and still are very available to answer any question, make me feel at ease...

Full review

The product (my home loan) would be comparable to most other financial institutions but what makes 'the product' better for me is how it has been facilitated. Big Sky were and still are very available to answer any question, make me feel at ease no matter how trivial my concern maybe and the end result is my concerns or questions are fully satisfied always.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Marianne, Queensland, reviewed over 8 years ago

Big Sky

Big Sky home loan review

Overall rating   5 / 10

I like the flexibility and competitive interest rates. I dislike that there are only 2 branches in Melbourne - too far to travel.

Full review

I like the flexibility and competitive interest rates. I dislike that there are only 2 branches in Melbourne - too far to travel.

    Price   7 / 10

    Features   7 / 10

    Customer service   4 / 10

    Convenience   1 / 10

    Trust   5 / 10

Less

Yvonne, Victoria, reviewed about 9 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

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    Go to site

    More info

  • NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.73% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.8

    Based on 2769 NAB home loan reviews

    Need more information?
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    More info

  • UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.67% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.67% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 242 Heritage Bank home loan reviews

    Need more information?
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    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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