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Bluestone Mortgages home loan reviews

Bluestone Mortgages
Bluestone Mortgages's overall rating for home loans

(as rated by the Mozo community)

2.0 / 10

based on 11 reviews

Price

Features

Customer service

Convenience

Trust

Recent Bluestone Mortgages home loan reviews

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   1 / 10

Very high mortgage rate and massive fees.

You should only use this bank if your credit rating is so bad that you can't get a mortgage anywhere else.

Full review

You should only use this bank if your credit rating is so bad that you can't get a mortgage anywhere else.

    Price   0 / 10

    Features   1 / 10

    Customer service   3 / 10

    Convenience   3 / 10

    Trust   2 / 10

Less

Tom, Victoria, reviewed about 16 hours ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   0 / 10

The worst service ever!

This is the single most worst organisation I have ever dealt with. They have the worst customer service, after numerous calls to update contact numbers, mailing address and contact persons they still managed to screw this up and then have the...

Full review

This is the single most worst organisation I have ever dealt with. They have the worst customer service, after numerous calls to update contact numbers, mailing address and contact persons they still managed to screw this up and then have the cheek to charge me interest when they haven't even sent me statements. The last incident after numerous dramas has been that I cannot even ask for information regarding my account ie, how much would loan repayments be if I paid a lump some on my account? I was informed I had to get my Lawyer to send them a letter before they could answer that question! Go figure! Stay well away from this Company they are a major rip off

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Kamaia, South Australia, reviewed about 5 years ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   1 / 10

Okay loaning institute as a last resort

Charge high interest rates. Say they will drop their rates if you prove you are reliable but never do (we have been with them for more than 7 years). Charge $25 for printouts, should be free! Flexible and prompt with changing loan repayment dates.

Full review

Charge high interest rates. Say they will drop their rates if you prove you are reliable but never do (we have been with them for more than 7 years). Charge $25 for printouts, should be free! Flexible and prompt with changing loan repayment dates.

    Price   3 / 10

    Features   0 / 10

    Customer service   2 / 10

    Convenience   0 / 10

    Trust   3 / 10

Less

Sonya, Western Australia, reviewed about 6 years ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   0 / 10

Really BAD

If I had known how bad they were, I would have never picked them.

Full review

If I had known how bad they were, I would have never picked them.

    Price   0 / 10

    Features   0 / 10

    Customer service   1 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Vargha, New South Wales, reviewed almost 7 years ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   0 / 10

Just have a look at their interest rates they must be so broke they had to raise from 0.45 to 13.47 they are getting the flick in February after I cant be penalised, after three years of torture.

Full review

Just have a look at their interest rates they must be so broke they had to raise from 0.45 to 13.47 they are getting the flick in February after I cant be penalised, after three years of torture.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Neville, Western Australia, reviewed almost 9 years ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   1 / 10

At interest rates of 10.69% give them a big miss.

Full review

At interest rates of 10.69% give them a big miss.

    Price   0 / 10

    Features   0 / 10

    Customer service   4 / 10

    Convenience   0 / 10

    Trust   1 / 10

Less

Scot , New South Wales, reviewed almost 9 years ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   1 / 10

There are no flexible options and interest rates are too high.

Full review

There are no flexible options and interest rates are too high.

    Price   2 / 10

    Features   1 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   1 / 10

Less

Janiene, Victoria, reviewed over 9 years ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   1 / 10

I don't like anything about this product, I feel that we were led astray when we signed up for this

Full review

I don't like anything about this product, I feel that we were led astray when we signed up for this

    Price   2 / 10

    Features   1 / 10

    Customer service   1 / 10

    Convenience   1 / 10

    Trust   1 / 10

Less

Vicki, South Australia, reviewed almost 10 years ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   5 / 10

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Charmaine, Queensland, reviewed over 10 years ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   8 / 10

they have excellent customer service & are extremely helpful

Full review

they have excellent customer service & are extremely helpful

    Price   6 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Name not supplied, New South Wales, reviewed almost 11 years ago

Bluestone Mortgages

Bluestone Mortgages Home Loan review

Overall rating   5 / 10

interest and charges a little high

Full review

interest and charges a little high

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Name not supplied, Western Australia, reviewed almost 11 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    2.88% p.a. variable

    comparison rate*

    2.90% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 2.88% p.a. variable
    • Comparison rate*: 2.90% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    8.2

    Based on 638 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    2.84% p.a. variable

    comparison rate*

    2.80% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 2.84% p.a. variable
    • Comparison rate*: 2.80% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Need more information?
    Go to site

    More info

  • IMB Bank Budget Home Loan (LVR 70-90%, Owner Occupier, Principal & Interest)

    IMB Bank Budget Home Loan (LVR 70-90%, Owner Occupier, Principal & Interest)

    • Free extra repayments
    • Free redraw facility
    • Split account available

    interest rate

    3.13% p.a. variable

    comparison rate*

    3.19% p.a.

    upfront fees

    $799

    Go to site

    More info

    • Free extra repayments
    • Free redraw facility
    • Split account available
    • Interest rate: 3.13% p.a. variable
    • Comparison rate*: 3.19% p.a.
    • Upfront fees: $799
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $75,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    7.9

    Based on 104 IMB Bank home loan reviews

    Need more information?
    Go to site

    More info

  • Queensland Country Credit Union RateSaver (Investor, Interest Only, Fixed)

    Queensland Country Credit Union RateSaver (Investor, Interest Only, Fixed)

    • Borrow up to 90% LVR
    • No Annual or Monthly Loan Maintenance Fees
    • Pay up to $10,000 in additional repayments each year

    interest rate

    3.49% p.a.
    fixed 3 years

    comparison rate*

    3.90% p.a.

    upfront fees

    $500

    Go to site

    More info

    • Borrow up to 90% LVR
    • No Annual or Monthly Loan Maintenance Fees
    • Pay up to $10,000 in additional repayments each year
    • Interest rate: 3.49% p.a.
      fixed 3 years
    • Comparison rate*: 3.90% p.a.
    • Upfront fees: $500
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - up to $10,000 per year
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Fixed
    • Repayment types: Interest Only
    • Availability: Investor
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    9.4

    Based on 22 Queensland Country Credit Union home loan reviews

    Need more information?
    Go to site

    More info

  • Bank of Queensland Discount Fixed Rate 300k+ (Owner Occupier, Principal & Interest)

    Bank of Queensland Discount Fixed Rate 300k+ (Owner Occupier, Principal & Interest)

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates

    interest rate

    2.99% p.a.
    fixed 3 years

    comparison rate*

    3.72% p.a.

    upfront fees

    $450

    Go to site

    More info

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates
    • Interest rate: 2.99% p.a.
      fixed 3 years
    • Comparison rate*: 3.72% p.a.
    • Upfront fees: $450
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free up to $5,000 p.a
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $300,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    • Special offers:
    Overall rating

    7.6

    Based on 514 Bank of Queensland home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 532 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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