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Central West Credit Union car loan reviews

Central West Credit Union
Central West Credit Union's overall rating for car loans

(as rated by the Mozo community)

5.0 / 10

based on 2 reviews

Price

Features

Customer service

Convenience

Trust

Recent Central West Credit Union car loan reviews

Central West Credit Union

Central West Credit Union Car Loan review

Overall rating   10 / 10

Great people to deal with.

Every time we ring the bank they always answer our inquiries straight and it is always friendly service. And when we ring there is no recording you always talk straight to them.

Full review

Every time we ring the bank they always answer our inquiries straight and it is always friendly service. And when we ring there is no recording you always talk straight to them.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Name not supplied, New South Wales, reviewed about 6 years ago

Central West Credit Union

Central West Credit Union Car Loan review

Overall rating   0 / 10

Crooks.

I foolishly had a loan with this company. I called in to find out the payout amount & paid the loan in full. I then left the town to work elsewhere. When I returned to the town 5 years later and approached CWCU for another loan I was told I had...

Full review

I foolishly had a loan with this company. I called in to find out the payout amount & paid the loan in full. I then left the town to work elsewhere. When I returned to the town 5 years later and approached CWCU for another loan I was told I had earned a bad credit rating due to my "failure" to pay off the previous loan, and that I owed them several hundred dollars in late fees. It transpired that there was a $2 difference in the amount owing given to me. Their error, but they gave me a bad credit rating & demanded payment for their trumped up late fees.

    Price   2 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   1 / 10

    Trust   0 / 10

Less

Norma, New South Wales, reviewed about 7 years ago

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Car loan comparisons on Mozo - rates updated daily

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    OurMoneyMarket Car Loan (Fixed, Secured)

    • Fast Application
    • No Hidden Fees
    • Simple and Flexible

    Interest rate

    5.50% p.a.

    comparison rate*

    5.85% p.a.based on $30,000
    over 5 years

    Fees

    $250.00upfront
    and
    $0.00/month

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    • Fast Application
    • No Hidden Fees
    • Simple and Flexible
    • Interest rate: 5.50% p.a.
    • Comparison rate*: 5.85% p.a.based on $30,000
      over 5 years
    • Upfront fees: $250
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: 0
    • Minimum loan amount: $2,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Vehicle
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  • Beyond Bank Low Rate Car Loan Special Offer (Fixed, Secured)

    Beyond Bank Low Rate Car Loan Special Offer (Fixed, Secured)

    • Borrow up to 100%
    • Free redraw
    • No monthly fees

    Interest rate

    5.49% p.a.

    comparison rate*

    5.73% p.a.based on $30,000
    over 5 years

    Fees

    $175.00upfront
    and
    $0.00/month

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    More info

    • Borrow up to 100%
    • Free redraw
    • No monthly fees
    • Interest rate: 5.49% p.a.
    • Comparison rate*: 5.73% p.a.based on $30,000
      over 5 years
    • Upfront fees: $175
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $25,000.00
    • Maximum loan amount:
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Vehicle
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    8.4

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  • MOZO EXPERTS CHOICE AWARDS 2019

    loans.com.au New Car Loan (Up to 2 years old, Fixed, Secured)

    loans.com.au New Car Loan (Up to 2 years old, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    4.89% p.a.

    comparison rate*

    5.44% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

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    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Interest rate: 4.89% p.a.
    • Comparison rate*: 5.44% p.a.based on $30,000
      over 5 years
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $700.00
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    • Security required: Vehicle
    Overall rating

    10.0

    Based on 1 loans.com.au car loan reviews

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  • CUA Secured Car Loan (Fixed)

    CUA Secured Car Loan (Fixed)

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    Interest rate

    6.79% p.a.

    comparison rate*

    7.16% p.a.based on $30,000
    over 5 years

    Fees

    $265.00upfront
    and
    $0.00/month

    Go to site

    More info

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees
    • Interest rate: 6.79% p.a.
    • Comparison rate*: 7.16% p.a.based on $30,000
      over 5 years
    • Upfront fees: $265
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $0.00
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    • Security required: Vehicle
    Overall rating

    8.8

    Based on 42 CUA car loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    loans.com.au Clean Green Car Loan (New, Fixed, Secured)

    loans.com.au Clean Green Car Loan (New, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    4.19% p.a.

    comparison rate*

    4.73% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Interest rate: 4.19% p.a.
    • Comparison rate*: 4.73% p.a.based on $30,000
      over 5 years
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Early repayment penalty: $700.00
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    • Security required: Vehicle
    Overall rating

    10.0

    Based on 1 loans.com.au car loan reviews

    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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