Every time we ring the bank they always answer our inquiries straight and it is always friendly service. And when we ring there is no recording you always talk straight to them.
I foolishly had a loan with this company. I called in to find out the payout amount & paid the loan in full. I then left the town to work elsewhere. When I returned to the town 5 years later and approached CWCU for another loan I was told I had earned a bad credit rating due to my "failure" to pay off the previous loan, and that I owed them several hundred dollars in late fees. It transpired that there was a $2 difference in the amount owing given to me. Their error, but they gave me a bad credit rating & demanded payment for their trumped up late fees.
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Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.74% would cost $33,949.23 including fees.
Terms from 2 to 7 years. Representative example: a 5 year $30,000 loan at 4.45% would cost $33,516.53 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.35% would cost $34,507.61 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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