Community First Credit Union credit card reviews

Community First Credit Union
Community First Credit Union's overall rating for credit cards

(as rated by the Mozo community)

9.3 / 10

based on 268 reviews

Price

Features

Customer service

Convenience

Trust

Featured credit card from Community First Credit Union

Recent Community First Credit Union credit card reviews

Community First Credit Union

Community First Credit Union credit card review

Overall rating   9 / 10

Excellent low cost credit card.

I switched to this credit card over five years ago to save interest & fees & am a very happy customer & have no plans of changing my credit provider.

Full review

I switched to this credit card over five years ago to save interest & fees & am a very happy customer & have no plans of changing my credit provider.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Anonymous (NSW), reviewed almost 2 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   8 / 10

Best interest rate.

It's really simple. The McGrath Foundation credit card offers the best interest rate around for both purchases and cash advances, plus $20 of your $40 annual fee goes to the McGrath Foundation, so you can feel good about paying it. The only...

Full review

It's really simple. The McGrath Foundation credit card offers the best interest rate around for both purchases and cash advances, plus $20 of your $40 annual fee goes to the McGrath Foundation, so you can feel good about paying it. The only downside is that there are no extra benefits like rewards points.

    Price   10 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Aaron (NSW), reviewed about 2 years ago

Community First Credit Union

Community First Credit Union credit card review

Overall rating   8 / 10

Competitive rates and good customer service

Approachable and helpful.

Full review

Approachable and helpful.

    Price   9 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Irene (NSW), reviewed over 2 years ago

Community First Credit Union

Community First Credit Union credit card review

Overall rating   8 / 10

Fantastic low rate, no frills credit card

Fantastic low interest rate credit card. Totally no frills. Annual fee is low and half goes to McGrath Foundation.

Full review

Fantastic low interest rate credit card. Totally no frills. Annual fee is low and half goes to McGrath Foundation.

    Price   9 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Nikki , reviewed about 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   9 / 10

Great service and a card that gives

When I applied I was contacted very quickly and they were very polite, easy going and knowledgeable. Everything was explained simply but comprehensively. I was sent all the forms via email and others were easily downloaded. Everything was...

Full review

When I applied I was contacted very quickly and they were very polite, easy going and knowledgeable. Everything was explained simply but comprehensively. I was sent all the forms via email and others were easily downloaded. Everything was processed quickly and I got follow up calls to give me progress reports and to make sure I understood what was happening, which was something I really wasn't expecting to happen. Even when I got the card I got follow up calls to make sure I was comfortable with everything and happy with the service and other emails with updates. With that kind of service who wouldn't be happy. All seemed to be totally transparent. This is THE BEST service I have ever had from a financial service.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Darren (NSW), reviewed about 3 years ago

Community First Credit Union

Community First Credit Union credit card review

Overall rating   10 / 10

Good interest rate and great customer service

Interest rate is very good and customer service has not been a problem.

Full review

Interest rate is very good and customer service has not been a problem.

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Gary (NSW), reviewed about 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Competitive features and great customer service

I love the low interest rate and supporting breast cancer as I have a family friend who has been through this. I have never had any problems with this card and I have recommended this product to many friends.

Full review

I love the low interest rate and supporting breast cancer as I have a family friend who has been through this. I have never had any problems with this card and I have recommended this product to many friends.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Palm (NSW), reviewed about 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Good cause and the lowest rate going around

8.99% rate and half the annual fee goes to the McGrath foundation. I even don't mind that the card is pink. It is great

Full review

8.99% rate and half the annual fee goes to the McGrath foundation. I even don't mind that the card is pink. It is great

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Robert (NSW), reviewed about 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Exceptional customer service & fantastic benefits

The service from the very beginning has been exceptional. The staff are so friendly and welcoming and nothing is too much trouble. The rate is amazing and I am so pleased to be a customer of this company.

Full review

The service from the very beginning has been exceptional. The staff are so friendly and welcoming and nothing is too much trouble. The rate is amazing and I am so pleased to be a customer of this company.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Joanne (QLD), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union credit card review

Overall rating   10 / 10

Great interest rates and awesome service!

Can't think of a single con at all. My only direct service is by phone, I live in Northern NSW, nowhere near a branch, and every time I have needed to call, the service has been outstanding! Distance has been no barrier either. GREAT interest...

Full review

Can't think of a single con at all. My only direct service is by phone, I live in Northern NSW, nowhere near a branch, and every time I have needed to call, the service has been outstanding! Distance has been no barrier either. GREAT interest rates, I researched everything you could poke a stick at before I decided to apply with CMCU and ATM and internet service are hassle free. We've had our credit account with CMCU for around 2 years now and wouldn't change to anyone else!

    Price   10 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Barbara (NSW), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Happy

I have no problem with the bank and will continue to recommend it. We switched from ANZ Visa as it was too expensive. The McGrath Visa card is great, the international exchange rate is good with no transaction fee, that is a bonus. And the...

Full review

I have no problem with the bank and will continue to recommend it. We switched from ANZ Visa as it was too expensive. The McGrath Visa card is great, the international exchange rate is good with no transaction fee, that is a bonus. And the donation to the foundation is really good. And it has encouraged us to make further donations. The only issue is the access to the card statement online is a little awkward.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

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William (NSW), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Excellent "no frills" banking

Community First offer a great "no frills" banking experience as a Credit Union - and because of that I guess they can keep their fees down and still maintain a great banking experience.

Full review

Community First offer a great "no frills" banking experience as a Credit Union - and because of that I guess they can keep their fees down and still maintain a great banking experience.

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Graham (VIC), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   9 / 10

Great value and a tax deductible donation

This is a great card for low interest and ease of operation. Offers the best online experience and very friendly customer service. To top it all off, it supports a very worthy charitable cause and includes a tax deductible donation. Good work Com...

Full review

This is a great card for low interest and ease of operation. Offers the best online experience and very friendly customer service. To top it all off, it supports a very worthy charitable cause and includes a tax deductible donation. Good work Com 1st.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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John (NSW), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Great Rate

Best interest rate on a card that stands out in my wallet - and all for a good cause! GO Pink.

Full review

Best interest rate on a card that stands out in my wallet - and all for a good cause! GO Pink.

    Price   9 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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David (VIC), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   9 / 10

Excellent provider

Excellent personal service with Community First Credit Union. Lower than usual interest rates & Jane McGrath Visa card is most welcome for its support to a very worthwhile charitable organisation.

Full review

Excellent personal service with Community First Credit Union. Lower than usual interest rates & Jane McGrath Visa card is most welcome for its support to a very worthwhile charitable organisation.

    Price   8 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

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John (NSW), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union credit card review

Overall rating   10 / 10

Great customer service

Great staff, very helpful.

Full review

Great staff, very helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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David , reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   9 / 10

Better than competitive

They have a great rate for a credit card, and are great people to deal with, it is not a major bank. The only down side to being a credit union is the application process is a lot longer, they require a lot more info and do go through it all with...

Full review

They have a great rate for a credit card, and are great people to deal with, it is not a major bank. The only down side to being a credit union is the application process is a lot longer, they require a lot more info and do go through it all with a fine tooth comb. A bank is a lot quicker with applications.

    Price   10 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

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Terri (SA), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Low rate and fee

If you're looking for a great low rate Credit Card with no fees, this Card is perfect. The annual fee is $40 and half of that is donated to Breast Cancer.

Full review

If you're looking for a great low rate Credit Card with no fees, this Card is perfect. The annual fee is $40 and half of that is donated to Breast Cancer.

    Price   10 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Graeme (NSW), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Low interest rates are definitely a winner

From the first phone call I made to Community First, the staff were so helpful, friendly and always courteous. The Application for the Credit Card was so easy to complete, and even when I did have a question, I was made to feel at ease. The...

Full review

From the first phone call I made to Community First, the staff were so helpful, friendly and always courteous. The Application for the Credit Card was so easy to complete, and even when I did have a question, I was made to feel at ease. The interest rates are so low on this card, plus being linked to the McGrath Foundation, make it very worthwhile in every sense. I have no hesitation in recommending it to everyone out there.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Glenda (QLD), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   9 / 10

Great rates and worthy cause

I really like this bank because it's local and a community bank. I love the McGrath visa card as it's got great rates and represents a fantastic cause.

Full review

I really like this bank because it's local and a community bank. I love the McGrath visa card as it's got great rates and represents a fantastic cause.

    Price   9 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Kerry (NSW), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   8 / 10

Convenient

Really easy to deal with and competitive interest rate.

Full review

Really easy to deal with and competitive interest rate.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Julian (QLD), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   8 / 10

Fantastic customer service

As a new customer to Community First I was pleasantly surprised by the staff's warm, friendly and personalised service, nothing was too much trouble, and the staff were very helpful.

Full review

As a new customer to Community First I was pleasantly surprised by the staff's warm, friendly and personalised service, nothing was too much trouble, and the staff were very helpful.

    Price   9 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   8 / 10

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Sean (QLD), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   9 / 10

Top of the Class and a Premium Institution

It is true that you only realise how good something is when you no longer have it; I left CFCU for a few months and needed to come back to a first class institution that should be proud of their achievements, products in their portfolio and most...

Full review

It is true that you only realise how good something is when you no longer have it; I left CFCU for a few months and needed to come back to a first class institution that should be proud of their achievements, products in their portfolio and most of all, understanding what Customer Service is all about. Well done and keep up the great job!

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Cesar (NSW), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Great features

The McGrath Pink Visa would have to be the best value credit card on the market. It is an extremely good card in as much you get up to 55 days interest free, a very competitive interest rate of 8.99% for purchases and indeed cash advances and a...

Full review

The McGrath Pink Visa would have to be the best value credit card on the market. It is an extremely good card in as much you get up to 55 days interest free, a very competitive interest rate of 8.99% for purchases and indeed cash advances and a low $40 annual fee, half of which is donated to the McGrath foundation. I am not interested in reward points or frequent flyer type schemes so this is most definitely the card for me.

    Price   10 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Steve (NSW), reviewed over 3 years ago

Community First Credit Union

Community First Credit Union McGrath Pink Visa credit card review

Overall rating   10 / 10

Excellent customer service

When I first applied for this card , I couldn't believe how prompt the response was, and when I contacted the organisation by phone, to get clarification on a few points, again I couldn't believe how helpful the staff were. I was and continue to...

Full review

When I first applied for this card , I couldn't believe how prompt the response was, and when I contacted the organisation by phone, to get clarification on a few points, again I couldn't believe how helpful the staff were. I was and continue to be very impressed with the customer service. Not only is the interest rate excellent, but the customer service is excellent as well, I would recommend CFCU to any prospective new customers.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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William (NSW), reviewed over 3 years ago