It's really simple. The McGrath Foundation credit card offers the best interest rate around for both purchases and cash advances, plus $20 of your $40 annual fee goes to the McGrath Foundation, so you can feel good about paying it. The only downside is that there are no extra benefits like rewards points.
I switched to this credit card over five years ago to save interest & fees & am a very happy customer & have no plans of changing my credit provider.
customer service was very good ,monthly notification of statement in my email box which is very convenient for me .Above all else is their low interest rate
Fantastic low interest rate credit card. Totally no frills. Annual fee is low and half goes to McGrath Foundation.
When I applied I was contacted very quickly and they were very polite, easy going and knowledgeable. Everything was explained simply but comprehensively. I was sent all the forms via email and others were easily downloaded. Everything was processed quickly and I got follow up calls to give me progress reports and to make sure I understood what was happening, which was something I really wasn't expecting to happen. Even when I got the card I got follow up calls to make sure I was comfortable with everything and happy with the service and other emails with updates. With that kind of service who wouldn't be happy. All seemed to be totally transparent. This is THE BEST service I have ever had from a financial service.
Nothing negative to report. Am extremely happy with the Credit Card, thank you.
I love the low interest rate and supporting breast cancer as I have a family friend who has been through this. I have never had any problems with this card and I have recommended this product to many friends.
8.99% rate and half the annual fee goes to the McGrath foundation. I even don't mind that the card is pink. It is great
The service from the very beginning has been exceptional. The staff are so friendly and welcoming and nothing is too much trouble. The rate is amazing and I am so pleased to be a customer of this company.
Can't think of a single con at all. My only direct service is by phone, I live in Northern NSW, nowhere near a branch, and every time I have needed to call, the service has been outstanding! Distance has been no barrier either. GREAT interest rates, I researched everything you could poke a stick at before I decided to apply with CMCU and ATM and internet service are hassle free. We've had our credit account with CMCU for around 2 years now and wouldn't change to anyone else!
I have no problem with the bank and will continue to recommend it. We switched from ANZ Visa as it was too expensive. The McGrath Visa card is great, the international exchange rate is good with no transaction fee, that is a bonus. And the donation to the foundation is really good. And it has encouraged us to make further donations. The only issue is the access to the card statement online is a little awkward.
Community First offer a great "no frills" banking experience as a Credit Union - and because of that I guess they can keep their fees down and still maintain a great banking experience.
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