Community First Credit Union debit card reviews

Community First Credit Union
Community First Credit Union's overall rating for debit cards

(as rated by the Mozo community)

7.5 / 10

based on 13 reviews

Price

Features

Customer service

Convenience

Trust

Featured debit card from Community First Credit Union

Recent Community First Credit Union debit card reviews

Community First Credit Union

Community First Credit Union Access debit card review

Overall rating   10 / 10

Absolutely fantastic overall

Have been a customer for many years now and have never had any issues at all, I highly recommend this bank.

Full review

Have been a customer for many years now and have never had any issues at all, I highly recommend this bank.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kristy (NSW), reviewed over 2 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   5 / 10

Small town bank for the community

Excellent bank for a small town like Broken Hill NSW :) I would recommend it.

Full review

Excellent bank for a small town like Broken Hill NSW :) I would recommend it.

    Price   4 / 10

    Features   4 / 10

    Customer service   4 / 10

    Convenience   4 / 10

    Trust   4 / 10

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Christy reeves , reviewed almost 3 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   10 / 10

In my experience, the best by far!

No waiting when phoning in inquiries. Customers at my local branch are served quickly, no forms to fill in. Management and staff are always pleasant and helpful in store.

Full review

No waiting when phoning in inquiries. Customers at my local branch are served quickly, no forms to fill in. Management and staff are always pleasant and helpful in store.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Greg (NSW), reviewed almost 3 years ago

Community First Credit Union

Community First Credit Union Access debit card review

Overall rating   9 / 10

Is great I guess, have had no problems with that

Most of their products are good except the type of fees they charge. They charge you for depositing money over the counter, you are charged fees online where other banks or credit unions don't charge. Mainly, my problems at the moment is with...

Full review

Most of their products are good except the type of fees they charge. They charge you for depositing money over the counter, you are charged fees online where other banks or credit unions don't charge. Mainly, my problems at the moment is with their fee structure. You're even charged for using a redi ATM machine that coincides with credit unions. You don't get charged on the spot but at the end of the month when the other fees come out, and they don't itemised each fee and how much on your bank statement but as a total. So you don't know what you are being charged for unless you work it out yourself.

    Price   6 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Marianne (NSW), reviewed almost 3 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   8 / 10

Averagely perfect

An average card with minimal features and no fees. For me personally, it's exactly what I'm looking for.

Full review

An average card with minimal features and no fees. For me personally, it's exactly what I'm looking for.

    Price   7 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   6 / 10

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Brynn , reviewed over 3 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   5 / 10

Good credit union

However, if you make an overdraft, they fine you.

Full review

However, if you make an overdraft, they fine you.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   5 / 10

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Michael , reviewed over 3 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   3 / 10

Not very good customer service

They take too long to answer your enquiries and I spend too long waiting on the phone on hold!

Full review

They take too long to answer your enquiries and I spend too long waiting on the phone on hold!

    Price   4 / 10

    Features   6 / 10

    Customer service   3 / 10

    Convenience   4 / 10

    Trust   5 / 10

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Gregory , reviewed over 3 years ago

Community First Credit Union

Community First Credit Union Access debit card review

Overall rating   9 / 10

Great customer service

Just love the customer service in the credit union & they are always helpful.

Full review

Just love the customer service in the credit union & they are always helpful.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Donna (NSW), reviewed about 4 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   4 / 10

Rubbish

I understood credit unions do not charge fees but this one charges like a wounded bull.

Full review

I understood credit unions do not charge fees but this one charges like a wounded bull.

    Price   2 / 10

    Features   2 / 10

    Customer service   7 / 10

    Convenience   3 / 10

    Trust   3 / 10

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Linda (NSW), reviewed about 4 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   7 / 10

Good customer service

I'm very happy with my bank, the only problem I have is the monthly fees. I think they should reduce the fees as I'm being charged almost $30 per month.

Full review

I'm very happy with my bank, the only problem I have is the monthly fees. I think they should reduce the fees as I'm being charged almost $30 per month.

    Price   4 / 10

    Features   -1 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   5 / 10

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Mozo reviewer (NSW), reviewed about 4 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   5 / 10

Fair to middling bank, great branch

The bank satisfies our needs but you have to chase them up if they have better programs or other features that could be making my banking a easier task or benefits that maybe of value to me and not just to them.

Full review

The bank satisfies our needs but you have to chase them up if they have better programs or other features that could be making my banking a easier task or benefits that maybe of value to me and not just to them.

    Price   3 / 10

    Features   4 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Kevin (WA), reviewed over 4 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   10 / 10

Pleasant and easy to deal with the staff

I'm using my own money and don't get into credit debt but I can still use it as a credit card with online facilities.

Full review

I'm using my own money and don't get into credit debt but I can still use it as a credit card with online facilities.

    Price   -1 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Jean (NSW), reviewed over 4 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   9 / 10

Excellent/awesome

I have all the convenience of a credit card in my debit card and it doesn't cost me anything like a credit card does. Staff are great to deal with and extremely friendly. Love my credit union!!!!

Full review

I have all the convenience of a credit card in my debit card and it doesn't cost me anything like a credit card does. Staff are great to deal with and extremely friendly. Love my credit union!!!!

    Price   6 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Lisa (NSW), reviewed almost 5 years ago

Community First Credit Union

Community First Credit Union Access debit card review

Overall rating   4 / 10

High fees, inflexible but great service!

Community First fees are way to high for me, and now I have moved down the south coast there is no branch near me, they are also somewhat inflexible in taking into account personal circumstances...too rigid in their rules...I prefer to be treated...

Full review

Community First fees are way to high for me, and now I have moved down the south coast there is no branch near me, they are also somewhat inflexible in taking into account personal circumstances...too rigid in their rules...I prefer to be treated like a person not another 'number' in their scheme of things. Otherwise their service is really good, especially the people at their Penrith NSW branch.

    Price   1 / 10

    Features   1 / 10

    Customer service   7 / 10

    Convenience   2 / 10

    Trust   5 / 10

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Beth (NSW), reviewed over 5 years ago

Community First Credit Union

Community First Credit Union Access debit card review

Overall rating   10 / 10

Excellent Customer service.Great Rates,Great Staff

I love my credit union, They don't rush you out the door and then forget about you, you don't have to chase them up for information if they say that they are going to get back to you they do. They are helpful, don't hide advantages to their...

Full review

I love my credit union, They don't rush you out the door and then forget about you, you don't have to chase them up for information if they say that they are going to get back to you they do. They are helpful, don't hide advantages to their customers, polite, they get on with their job without making you feel rushed. So I would have to say efficient. You are not just another person, you are a customer, I don't have a lot of money but I am treated the same as someone with less or more money. Everyone appears to be treated with dignity. I left the big banks to go to the credit union.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Donna (NSW), reviewed over 5 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   10 / 10

I've never had any problems with this credit union and it has always looked after me.

Full review

I've never had any problems with this credit union and it has always looked after me.

    Price   -1 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Lesley (NSW), reviewed about 6 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   10 / 10

I like the personal service they give me over the phone, always very polite and very helpful. They even share further advice that is not requested, which makes me smarter when using the debit card.

Full review

I like the personal service they give me over the phone, always very polite and very helpful. They even share further advice that is not requested, which makes me smarter when using the debit card.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   10 / 10

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Debra (VIC), reviewed over 6 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   10 / 10

Community First debit cards are fantastic. You can only spend the money you have and it's easy to keep on a budget, pay your bills, etc. The staff at the Tuggerah branch are extremely helpful and friendly. They are very well-trained in their job...

Full review

Community First debit cards are fantastic. You can only spend the money you have and it's easy to keep on a budget, pay your bills, etc. The staff at the Tuggerah branch are extremely helpful and friendly. They are very well-trained in their job and always give their customers excellent advice. They helped me lower my fees when using the debit card.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Janice (NSW), reviewed over 6 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   10 / 10

It is a family bank

Full review

It is a family bank

    Price   -1 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Terrence (NSW), reviewed over 6 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   10 / 10

Community First has excellent customer service and if there is an questionable charge to your debit card they will call and confirm that the charge is valid

Full review

Community First has excellent customer service and if there is an questionable charge to your debit card they will call and confirm that the charge is valid

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Belinda (NSW), reviewed about 7 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   9 / 10

Fantastic customer service.!

Full review

Fantastic customer service.!

    Price   9 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Norma (NSW), reviewed over 7 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   8 / 10

Have been banking with themfor many years and have always found them to be honest with any information requested. Fees are similar to many other banks.

Full review

Have been banking with themfor many years and have always found them to be honest with any information requested. Fees are similar to many other banks.

    Price   7 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   8 / 10

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Sue (NSW), reviewed over 7 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   10 / 10

Would love to have flybuys attached but realise it is unrealistic with such low fees.

Full review

Would love to have flybuys attached but realise it is unrealistic with such low fees.

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Lorraine (NSW), reviewed over 7 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   8 / 10

Overall the visa debit is a great and convenient option/card. I think it would be nice to have more Community First ATM's around the place as if I don't use those ATM's i get charged $2.00 everytime i withdraw money. The Visa Debit is great for...

Full review

Overall the visa debit is a great and convenient option/card. I think it would be nice to have more Community First ATM's around the place as if I don't use those ATM's i get charged $2.00 everytime i withdraw money. The Visa Debit is great for purchases online.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   7 / 10

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Carlie (NSW), reviewed about 8 years ago

Community First Credit Union

Community First Credit Union debit card review

Overall rating   5 / 10

Good customer service.

Full review

Good customer service.

    Price   5 / 10

    Features   5 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Norma (NSW), reviewed over 8 years ago

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Debit card comparisons on Mozo - rates updated daily

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    ING Orange Everyday

    • $75 cash bonus
    • Free ATMs in Aus, when you deposit $1k per month (& from Mar 2018, 5+ card purchases in the month)
    • No everyday fees, which means more of your money is where it belongs, in your pocket

    account fee

    $0.00

    ATM networks

    None

    what kind of card

    Visa Debit

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    • $75 cash bonus
    • Free ATMs in Aus, when you deposit $1k per month (& from Mar 2018, 5+ card purchases in the month)
    • No everyday fees, which means more of your money is where it belongs, in your pocket
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee-free transactions: Free ATM use in Australia and overseas and free international transactions when you deposit at least $1,000 from an external bank account each month, free EFTPOS withdrawals.
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    9.2

    Based on 206 ING debit card reviews

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  • NAB Classic Banking Account

    NAB Classic Banking Account

    • No monthly account fees ever, with no conditions.
    • Free use at over 10,000 ATMs around Australia
    • 24/7 Mobile Banking, including Quick Balance and Tap & Pay for Android

    account fee

    $0.00

    ATM networks

    NAB, rediATM

    what kind of card

    Visa Debit or
    EFTPOS

    Go to site

    More info

    • No monthly account fees ever, with no conditions.
    • Free use at over 10,000 ATMs around Australia
    • 24/7 Mobile Banking, including Quick Balance and Tap & Pay for Android
    • Interest rate: Balances from $0: 0.01% p.a.
    • Fee-free transactions: Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases
    Overall rating

    8.5

    Based on 1662 NAB debit card reviews

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  • Bankwest Qantas Transaction Account

    Bankwest Qantas Transaction Account

    • Earn Qantas Points on your account balance 365 days a year
    • No ATM fees at Bankwest and CommBank ATMs Australia wide
    • No monthly account fees when you deposit $2,000 each month

    account fee

    $6.00$0 monthly account fee if you deposit min. $2,000 per month

    ATM networks

    Bankwest, Commonwealth

    what kind of card

    Debit Mastercard

    Go to site

    More info

    • Earn Qantas Points on your account balance 365 days a year
    • No ATM fees at Bankwest and CommBank ATMs Australia wide
    • No monthly account fees when you deposit $2,000 each month
    • Interest rate: Balances from $0: 0.01% p.a.
    • Fee-free transactions: Unlimited free domestic transactions from network ATMs, EFTPOS, cheque, counter withdrawals, phone, internet and Debit MasterCard purchases
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    8.6

    Based on 343 Bankwest debit card reviews

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  • ANZ Access Advantage

    ANZ Access Advantage

    • $0 monthly account service fee if you deposit at least $2,000 a month
    • Now with Apple Pay
    • Consider if right for you. T&C’s, eligibility criteria apply

    account fee

    $5.00$0 monthly account fee if you deposit min. $2,000 per month

    ATM networks

    ANZ

    what kind of card

    Visa Debit or
    EFTPOS

    Go to site

    More info

    • $0 monthly account service fee if you deposit at least $2,000 a month
    • Now with Apple Pay
    • Consider if right for you. T&C’s, eligibility criteria apply
    • Interest rate: Balances from $0: 0.00% p.a.
      Balances from $50,000: 0.01% p.a.
      Balances from $100,000: 0.02% p.a.
    • Fee-free transactions: Unlimited free transactions from own-bank ATM, EFTPOS, cheque, counter withdrawals, counter deposits, phone and internet
    Overall rating

    7.9

    Based on 1842 ANZ debit card reviews

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  • Bankwest Easy Transaction Account

    Bankwest Easy Transaction Account

    • Pay $0 ATM fees at over 10,000 major bank ATMs in Aus. Fees, T&Cs apply
    • No monthly account keeping fees when you deposit at least $2,000 per month
    • 24/7 access to your money via phone

    account fee

    $6.00$0 monthly account fee if you deposit min. $2,000 per month

    ATM networks

    Bankwest, ANZ, Commonwealth, NAB, Westpac, St.George, BankSA, Bank of Melbourne

    what kind of card

    Debit Mastercard

    Go to site

    More info

    • Pay $0 ATM fees at over 10,000 major bank ATMs in Aus. Fees, T&Cs apply
    • No monthly account keeping fees when you deposit at least $2,000 per month
    • 24/7 access to your money via phone
    • Interest rate: Balances from $0: 0.00% p.a.
    • Fee-free transactions: Unlimited domestic transactions from network ATMs, EFTPOS, cheque and counter withdrawals
    Overall rating

    8.6

    Based on 343 Bankwest debit card reviews

    Need more information?
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