CUA car loan reviews

CUA
CUA's overall rating for car loans

(as rated by the Mozo community)

8.8 / 10

based on 42 reviews

Price

Features

Customer service

Convenience

Trust

Featured car loan from CUA

Recent CUA car loan reviews

CUA

CUA car loan review

Overall rating   8 / 10

Reasonable staff with great customer service.

They looked after me even though the car I wanted was priced way above market value.

Full review

They looked after me even though the car I wanted was priced way above market value.

    Price   7 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Richard, New South Wales, reviewed over 3 years ago

CUA

CUA car loan review

Overall rating   9 / 10

Great customer service

They have always looked after us in every circumstance, so would not go to anyone else.

Full review

They have always looked after us in every circumstance, so would not go to anyone else.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Maria, Queensland, reviewed over 3 years ago

CUA

CUA car loan review

Overall rating   9 / 10

Very helpful with all products offered

They want to help all their customers all they can.

Full review

They want to help all their customers all they can.

    Price   7 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Amanda, New South Wales, reviewed over 3 years ago

CUA

CUA Secured Car Loan (Fixed) car loan review

Overall rating   9 / 10

Great to deal with

I'm an existing CUA customer with a small overdraft account. Had a previous car loan with them and had no hesitation going with them again, especially considering their competitive rates and low fees. The process was relatively straight forward...

Full review

I'm an existing CUA customer with a small overdraft account. Had a previous car loan with them and had no hesitation going with them again, especially considering their competitive rates and low fees. The process was relatively straight forward and after a glitch with the online application, the rep on the other end of the phone was great to deal with and very friendly. I felt that the service I have gotten with CUA now and in the past has always been very personal and client orientated, although some of the technology they use is a bit dated.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

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Wayne, New South Wales, reviewed almost 4 years ago

CUA

CUA car loan review

Overall rating   10 / 10

Competitive Features

It was easy, they had the best rates and conditions and were very helpful to deal with.

Full review

It was easy, they had the best rates and conditions and were very helpful to deal with.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Alexis, Queensland, reviewed almost 4 years ago

CUA

CUA car loan review

Overall rating   9 / 10

Unbeatable :)

I love my bank, have been with them for over 20 years, great products, and friendly customer service always, easy to access and I had a great car loan at a non beatable rate :)

Full review

I love my bank, have been with them for over 20 years, great products, and friendly customer service always, easy to access and I had a great car loan at a non beatable rate :)

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Jo ann, Queensland, reviewed over 4 years ago

CUA

CUA Secured Car Loan (Fixed) car loan review

Overall rating   9 / 10

Friendly, happy staff

I have been banking with these guys for over 25 years. The reason I stayed is the friendly, helpful staff and they are competitive against the big banks.

Full review

I have been banking with these guys for over 25 years. The reason I stayed is the friendly, helpful staff and they are competitive against the big banks.

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Damon, New South Wales, reviewed over 4 years ago

CUA

CUA car loan review

Overall rating   7 / 10

Great credit union service

Great staff and service, relatively good rates. Easy to organise the products without a hassle.

Full review

Great staff and service, relatively good rates. Easy to organise the products without a hassle.

    Price   7 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Daniel, , reviewed over 4 years ago

CUA

CUA car loan review

Overall rating   9 / 10

Service great

I couldn't complain about my bank no matter where we have been they are always polite and reliable and approachable.

Full review

I couldn't complain about my bank no matter where we have been they are always polite and reliable and approachable.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   8 / 10

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Anishaqld, Queensland, reviewed about 5 years ago

CUA

CUA car loan review

Overall rating   6 / 10

Too strict

Very strict requirements, we did not meet the criteria yet had no problems with another finance company.

Full review

Very strict requirements, we did not meet the criteria yet had no problems with another finance company.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Sharon, New South Wales, reviewed over 5 years ago

CUA

CUA car loan review

Overall rating   9 / 10

Second loan because of good service

Staff always helpful and cheerful. There are no extra fees if the loan is paid early.

Full review

Staff always helpful and cheerful. There are no extra fees if the loan is paid early.

    Price   10 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Vince, Queensland, reviewed over 5 years ago

CUA

CUA car loan review

Overall rating   6 / 10

Competitive features

Looks after me.

Full review

Looks after me.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

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Phillip, New South Wales, reviewed over 5 years ago

CUA

CUA car loan review

Overall rating   9 / 10

Helpful, caring staff

Because I can always miss a payment when I need to and the customer service is always excellent.

Full review

Because I can always miss a payment when I need to and the customer service is always excellent.

    Price   10 / 10

    Features   3 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   7 / 10

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Name not supplied, Queensland, reviewed over 5 years ago

CUA

CUA car loan review

Overall rating   8 / 10

Great customer service and online interface.

I like CUA's online banking interface. It means I can easily find out how my loan is tracking.

Full review

I like CUA's online banking interface. It means I can easily find out how my loan is tracking.

    Price   7 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   9 / 10

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Name not supplied, New South Wales, reviewed over 5 years ago

CUA

CUA car loan review

Overall rating   10 / 10

Personal customer service

The best part about CUA is the personal service - you can call up about anything any time and the staff are always willing to help and share tips on how to better manage your money. Good interest rates and its convenient to have all my banking in...

Full review

The best part about CUA is the personal service - you can call up about anything any time and the staff are always willing to help and share tips on how to better manage your money. Good interest rates and its convenient to have all my banking in the one spot.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Name not supplied, New South Wales, reviewed over 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Car loan comparisons on Mozo - rates updated daily

  • People's Choice Credit Union Discounted Personal Car Loan (Cars over $20k, Fixed, Secured)

    People's Choice Credit Union Discounted Personal Car Loan (Cars over $20k, Fixed, Secured)

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options

    Interest rate

    5.64% p.a.

    comparison rate*

    5.99% p.a.based on $30,000
    over 5 years

    Fees

    $250.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly account fees
    • No penalties for early repayments
    • Flexible loan terms and repayment options
    • Upfront fees: $250
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $20,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    8.4

    Based on 65 People's Choice Credit Union car loan reviews

    Need more information?
    Go to site

    More info

  • MyState Bank Secured Personal Loan (vehicles up to 2 years old, Variable)

    MyState Bank Secured Personal Loan (vehicles up to 2 years old, Variable)

    • Fast online conditional approval and same day funding available
    • Borrow anything from $10,000 to $75,000 with loan terms up to 10 years
    • Free online redraws and no penalties on early loan payout or lump sum payments

    Interest rate

    7.99% p.a.

    comparison rate*

    8.96% p.a.based on $30,000
    over 5 years

    Fees

    $200.00upfront
    and
    $10.00/month

    Go to site

    More info

    • Fast online conditional approval and same day funding available
    • Borrow anything from $10,000 to $75,000 with loan terms up to 10 years
    • Free online redraws and no penalties on early loan payout or lump sum payments
    • Upfront fees: $200
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Other, Vehicle
    • Minimum loan amount: $10,000.00
    • Maximum loan amount: $75,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 10 Years
    Overall rating

    8.7

    Based on 7 MyState Bank car loan reviews

    Need more information?
    Go to site

    More info

  • CUA Secured Car Loan (Fixed)

    CUA Secured Car Loan (Fixed)

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees

    Interest rate

    6.79% p.a.

    comparison rate*

    7.16% p.a.based on $30,000
    over 5 years

    Fees

    $265.00upfront
    and
    $0.00/month

    Go to site

    More info

    • $0 establishment fee for a limited time. Conditions apply. $90 Security Admin fee applies
    • No penalties for early payout or extra repayments. Free redraw.
    • No monthly fees
    • Upfront fees: $265
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
    Overall rating

    8.8

    Based on 42 CUA car loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au New Car Loan (Up to 2 years old, Fixed, Secured)

    loans.com.au New Car Loan (Up to 2 years old, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    5.44% p.a.to 5.94% p.a.

    comparison rate*

    5.99% p.a.to 6.5% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2018

    loans.com.au Clean Green Car Loan (New, Fixed, Secured)

    loans.com.au Clean Green Car Loan (New, Fixed, Secured)

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available

    Interest rate

    4.74% p.a.to 5.24% p.a.

    comparison rate*

    5.29% p.a.to 5.8% p.a.based on $30,000
    over 5 years

    Fees

    $400.00upfront
    and
    $0.00/month

    Go to site

    More info

    • No monthly or ongoing fees
    • Borrow $5K to $100K
    • 3,4,5 year loan term available
    • Upfront fees: $400
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $100,000.00
    • Minimum loan term: 3 Years
    • Maximum loan term: 5 Years
    Need more information?
    Go to site

    More info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Want more? Compare all 197 car loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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