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Delphi Bank Home loan customer reviews

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Price
Features
Customer service
Convenience
Trust
Based on 7 home loan reviews as rated by the Mozo community.
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Recent Delphi Bank home loan customer reviews

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  • Delphi Bank Home Loan

    Fantastic customer service

    Easy to speak with the Bank Manger. Easy to communicate with all the staff.

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    Maria, Victoria, reviewed almost 9 years ago
  • Delphi Bank Home Loan

    $8000 Application fee without my consent

    $8000 too much before we even start. Applied for a home loan and it was in trust. We basically provided all relevant required/ not required documents as required by the bank. The bank had to cover all avenues which was overkill or maybe amateur in comparison to other bank applications. In other words, they almost included my pet bird in the documents. To have the documents reviewed by their legal team cost us $8k. We have loans with other banks and $880 is reasonable but $8,000 is too much to be charged without prior knowledge of what bill to expect. There was no bill of cost and no detailed costs. Simply $8000 deducted from the account with no valid reason. It's not a good way to start business. The statement was sent to my accountant's address not ours. There is no comparison with say CBA and this bank. I'd rather pay 2 % more and have peace of mind and charges that are reasonable. Life is too short and too busy to be inconvenienced. Not happy at all.

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    Mr, New South Wales, reviewed over 9 years ago
  • Delphi Bank Home Loan

    Great service

    Being a smaller bank they provide a more personal service.

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    Mozo community reviewer, Victoria, reviewed over 10 years ago
  • Delphi Bank

    Exceptional Customer Service

    We completed our online research and this allowed us to go into negotions with the bank and end up with an interest rate and fees that we were happy with. The staff always kept us informed of what was happening with our loan application, via email, texting and phone calls. This made the whole stressful situation of buying a home stressless, we felt as we were long time friends by settlement date. We have recently been back in contact with the bank to renegotiate terms and once again it has been a stress free process

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    Miriam, New South Wales, reviewed over 11 years ago
  • Delphi Bank Home Loan

    its just bad

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    Daniel, New South Wales, reviewed almost 13 years ago
  • Delphi Bank Home Loan

    Good Bank, Good product. If there isn't a branch near you you can deposit into any Coomonwealth Bank branch.

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    Anna, Victoria, reviewed almost 13 years ago
  • Delphi Bank Home Loan

    The interest rates on our loan is increasing too regularly for our liking. It's not the Bank of Cyprus' fault, but the Reserve Banks decision. This bank has maybe two branches in Melbourne. A big inconvenience. Even worse, this bank does not offer banking on the internet. Also when I ring the bank and leave a message, my doesn't get returned for days. Not very good customer service, unfortunately.

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    Mozo community reviewer, Victoria, reviewed over 13 years ago
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    Home loan comparisons on Mozo - rates updated daily

    • Offset Home Loan Package

      interest rate
      6.15% p.a. variable
      comparison rate
      6.40% p.a.

      Promoted
    • Express Home Loan

      interest rate
      6.01% p.a. variable
      comparison rate
      6.14% p.a.

      Promoted
    • Fixed Rate Home Loan

      interest rate
      5.99% p.a.
      fixed 2 years
      comparison rate
      6.24% p.a.

      Promoted
    • Ultra Low Rate <95% LVR

      interest rate
      6.30% p.a. variable
      comparison rate
      6.58% p.a.

      Promoted
    • Unloan Variable

      interest rate
      5.99% p.a. variable
      comparison rate
      5.90% p.a.

      Promoted

    WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

    Want more? Compare all 466 home loans in the Mozo comparison engine.

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