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Esanda Personal loan customer reviews

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Price
Features
Customer service
Convenience
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Based on 23 personal loan reviews as rated by the Mozo community.
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Recent Esanda personal loan customer reviews

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  • Esanda Personal Loan

    No advantages to this product

    You are disadvantaged if you pay your loan out early, you cannot make extra repayments and there is no internet banking available.

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    Raneleigh, Queensland, reviewed over 8 years ago
  • Esanda Personal Loan

    Very competitive, good customer service

    Competitive, good customer service.

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    Reinhard, Tasmania, reviewed almost 9 years ago
  • Esanda Personal Loan

    Very competitive, good customer service

    Competitive, good customer service and trustworthy.

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    Anna, Tasmania, reviewed almost 9 years ago
  • Esanda Personal Loan

    Bad bit good

    Interest rate too much and but good customer service

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    James, , reviewed over 9 years ago
  • Esanda Personal Loan

    Lack of information

    Not enough information on product from customer service. I had to do all the research or constantly ask back and forth questions. They wanted to sell the product more than help me believe in the product.

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    Paige, , reviewed over 9 years ago
  • Esanda Personal Loan

    Should have done more research

    It was my own fault, I was retired and out of debt, but borrowed through a broker to purchase my camper trailer to spend time with grand children. I have no problems with making payments, but should have side stepped the whole deal because of extra fees and a penalty clause that stops me from paying out the full amount before the end of the original agreement.

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    Terry, Queensland, reviewed over 9 years ago
  • Esanda Personal Loan

    Convenience

    Could have shopped around for a better rate.

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    Toni, Western Australia, reviewed over 9 years ago
  • Esanda Personal Loan

    Great rates and great customer service

    I like Esanda as they were accommodating in my needs as a full time student/part time employee. I was rejected from many banks as I did not have a 'stable job' as such but Esanda was accommodating and offered competitive rates which I can manage as a young student. I would recommend this bank to anyone!

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    Tahlia, Queensland, reviewed almost 10 years ago
  • Esanda Personal Loan

    Great service

    No hassle in getting a loan, fast and great to deal with.

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    Tania, Western Australia, reviewed almost 10 years ago
  • Esanda Personal Loan

    Easy repayment options, excessive interest rates

    Pros - easy monthly installments, can pay upfront sums without additional fee, pay out contract early without fees, great customer service. Cons - the interest rates are way too high for car loans, doesn't provide an online banking service.

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    Johnny, New South Wales, reviewed over 10 years ago
  • Esanda Personal Loan

    Cost and speed of payment

    Esanda Car loans are easy to apply for and quick to process.

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    Mozo community reviewer, South Australia, reviewed over 10 years ago
  • Esanda Personal Loan

    Only two contacts over three years

    I took a loan with Esanda for 60 months to purchase a car. Because I pay $37 more per month than the payment required, I have had a letter from Esanda stating that seeing I am ahead of the pay rate by $1,200, they suggest I call them to discuss how I can readjust my payments so that I do not have a penalty charge for paying out the loan too fast!! My objective is to pay out the loan as soon as I can. I have had a loan previously with Esanda for a car and paid it out ahead of time. They were happy then...but not now!

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    Joy, South Australia, reviewed over 10 years ago
  • Esanda Personal Loan

    Good rates

    I have a personal loan with Esanda and they make life easy when buying a new car. Signing contracts, direct debits are made easy.

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    Jo-anne, Victoria, reviewed about 11 years ago
  • Esanda Personal Loan

    Good rates and customer service

    I have had no hassle with them at all and they tell me I have an excellent credit rating. However, their fees to pay out the contract seem quite high.

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    Narelle, New South Wales, reviewed almost 12 years ago
  • Esanda Personal Loan

    very helpful

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    Mozo community reviewer, New South Wales, reviewed over 15 years ago
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    Personal loan comparisons on Mozo - rates updated daily

    • Unsecured Personal Loan

      interest rate
      6.75% p.a.to 26.95% p.a.
      comparison rate
      6.75% p.a.to 26.95% p.a.based on $30,000
      over 5 years

      Repayment terms from 2 years to 7 years. Representative example: a 5 year $30,000 loan at 6.75% would cost $35,430.23 including fees.

      Promoted
    • Unsecured Personal Loan

      interest rate
      5.76% p.a.to 24.03% p.a.
      comparison rate
      6.55% p.a.to 24.98% p.a.based on $30,000
      over 5 years

      Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.

      Promoted
    • Low Rate Personal Loan

      interest rate
      6.57% p.a.to 8.48% p.a.
      comparison rate
      7.19% p.a.to 8.84% p.a.based on $30,000
      over 5 years

      Repayment terms from 1 year to 7 years. Representative example: a 5 year $30,000 loan at 6.57% would cost $35,528.12 including fees.

      Promoted
    • Express Personal Loan

      interest rate
      14.95% p.a.to 27.95% p.a.
      comparison rate
      29.30% p.a.to 42.8% p.a.based on $10,000
      over 3 years

      Repayment terms from 2 years to 4 years. Representative example: a 3 year $10,000 loan at 14.95% would cost $14,324.71 including fees.

      Promoted
    • Debt Consolidation Loan

      interest rate
      5.76% p.a.to 24.03% p.a.
      comparison rate
      6.57% p.a.to 24.99% p.a.based on $30,000
      over 5 years

      Repayment terms from 3 years to 7 years. Representative example: a 5 year $30,000 loan at 5.76% would cost $35,173.52 including fees.

      Promoted

    WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Want more? Compare all 240 personal loans in the Mozo comparison engine.

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