I dislike Ford Credit because when I was approved for my car loan the interest rate was a really high and then 2 days later the interest rate changed dramatically and they wouldn't help me out by lowering my interest rate to the lower rate. Their customer service is really bad as well, every time I have spoken to someone on the phone they have always been really rude and some of the times they have been unable to help me and they spoke to me as if I was nothing.
Ford Finance made it very easy to achieve the loan we desired however the finance itself is run through Macquarie Bank and we have found them to be quite unhelpful, rude and a general lack of customer service. We probably wouldn't recommend to our friends but with car loans I supppose it's always the lesser of the evils that wins.
This was fantastic to get my car loan and that because even someone on the pension can pay it off easy because you don't worry about it as it get taken out before you can spend it. Never defaulted and it was a fantastic first car loan.
Ford Credit, I would not have driving my little Honda if it wasn't for you!! An amazing team that helped me finance my car that understood the demands of everyday life as a single chick...that was paid with ease & gratitude over a five year frame...the best in the industry by far.
Awesome interest rate and easy to sign up. Payments can be made weekly, fortnightly or monthly via direct debit or BPay. The only thing I would like that they don't have is to be able to check my balance whenever I wanted.
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Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.67% would cost $34,096.76 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,276.58 including fees.
Terms from 3 to 7 years. Representative example: a 5 year $30,000 loan at 4.74% would cost $33,949.23 including fees.
Terms from 2 to 5 years. Representative example: a 3 year $10,000 loan at 5.95% would cost $11,538.74 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 4.69% would cost $33,888.17 including fees.
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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