Heritage Isle home loan reviews

Heritage Isle
Heritage Isle's overall rating for home loans

(as rated by the Mozo community)

8.5 / 10

based on 2 reviews

Price

Features

Customer service

Convenience

Trust

Recent Heritage Isle home loan reviews

Heritage Isle

Heritage Isle home loan review

Overall rating   7 / 10

Best interest rate

Lowest interest rate .

Full review

Lowest interest rate .

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rajshekar (SA), reviewed almost 3 years ago

Heritage Isle

Heritage Isle home loan review

Overall rating   10 / 10

Friendly & personal banking with no hidden agenda

Very personal banking, I can ring for an account balance and most staff even know my voice.

Full review

Very personal banking, I can ring for an account balance and most staff even know my voice.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tanille (TAS), reviewed over 4 years ago

Heritage Isle

Heritage Isle home loan review

Overall rating   10 / 10

Superb service, unequalled features.

Super fast and friendly service. Being able to talk directly with the manager no matter how tedious the enquiry. If an answer cannot be given immediately you will be kept up to date with what is happening, no waiting and wondering when or if they...

Full review

Super fast and friendly service. Being able to talk directly with the manager no matter how tedious the enquiry. If an answer cannot be given immediately you will be kept up to date with what is happening, no waiting and wondering when or if they will get back to you. Just cannot recommend them more highly for customer service from top to bottom.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (TAS), reviewed over 4 years ago

Heritage Isle

Heritage Isle home loan review

Overall rating   8 / 10

Heritage Isle credit union has provided low fee, personal service and very little in the way of red tape. The friendly staff are always willing to help and attend to your business as if you are the most important person they have met all day. That...

Full review

Heritage Isle credit union has provided low fee, personal service and very little in the way of red tape. The friendly staff are always willing to help and attend to your business as if you are the most important person they have met all day. That kind of service cannot be ignored.

    Price   5 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Deb (TAS), reviewed over 9 years ago

Heritage Isle

Heritage Isle home loan review

Overall rating   10 / 10

    Price   10 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (TAS), reviewed over 9 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

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    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Home Lender of the Year 2018

    interest rate

    3.64% p.a. variable

    comparison rate*

    4.03% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Interest rate of 3.64% p.a. variable & a comparison rate* of 4.03% p.a.
    • Owner Occupier, Principal & Interest
    • Experts Choice - Home Lender of the Year 2018
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 4.03% p.a.
    • Upfront fees: $0
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 80 Newcastle Permanent home loan reviews

    Need more information?
    Go to site

    More info

  • Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.71% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.71% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.4

    Based on 78 Heritage Bank home loan reviews

    Need more information?
    Go to site

    More info

  • BIDeloan SMARTeloan (Owner Occupied, Principal & Interest, LVR<80%)

    BIDeloan SMARTeloan (Owner Occupied, Principal & Interest, LVR<80%)

    • Redraw Facility
    • Purchase or Refinance
    • No Commissions

    interest rate

    3.39% p.a. variable

    comparison rate*

    3.74% p.a.

    upfront fees

    $1,499

    Go to site

    More info

    • Redraw Facility
    • Purchase or Refinance
    • No Commissions
    • Interest rate: 3.39% p.a. variable
    • Comparison rate*: 3.74% p.a.
    • Upfront fees: $1,499
    • Ongoing fees: $345.00 yearly
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount: $1,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

  • Featured product

     

    Bank First First Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    Bank First First Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    • $0 establishment fee
    • $1,000 cash back
    • Deferred payments for the first 3 months

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.74% p.a.

    upfront fees

    $600

    Go to site

    More info

    • $0 establishment fee
    • $1,000 cash back
    • Deferred payments for the first 3 months
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.74% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $250,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 9 Bank First home loan reviews

    Need more information?
    Go to site

    More info

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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