IMB Bank Credit card reviews
Overall rating
6.3/10
Price
6.3/10
Features
5.1/10
Customer service
6.7/10
Convenience
6.5/10
Trust
6.5/10
Based on 22 reviews as rated by the Mozo community.
Absolutely dreadful policies. All I want is to change my address, as I no longer live in NSW, but apparently it can not be done because I do not have internet banking, something I could not set up as I no longer live in the state. They have to email me forms, requiring me to fill in and post back to them even though they verified my identity over the phone. Strange that when I missed some payments they wanted my address to send threatening letters to me, but will not voluntarily change it so I can get my monthly statements, which they will not email to me. However they will email me letters from their collection agency when I am $40 over my limit, something which would not happen if they changed my address as requested and sent out my statements.
I have no annual fee and get points for every dollar I spend and get at least 1000.00 worth of vouchers per year.
Have been with them for over 20 years without a problem, was disappointed when went to get a house loan last year and was knocked back
Overall great bank never had a problem with them, extremely helpful staff, always a pleasure to walk into the bank and do not have to wait in long lines which is convenient :)
We have a wisdom saver a/c. over 55's. No fees or charges. Awesome! IMB are at my local shopping centre so very handy. Always approachable.
I recently went through a messy separation with a partner where proceeds from the sale of our house were being disputed and took months to resolve. During the months the dispute resolution was going on, the 3 credit cards I had in my name were not paid and creditors began black listing me. The only card that had put in the effort all the way to keep me in the green was the IMB. While I was not able to get more credit for them it was the safest way, and am thankful for it now.
credit cart is the most beautiful thing for can use. if we choose right bank, it will good.
I like this product because it is easy to use and it doesn't take long at all
Attention was quick and prompt, answering questions and resolving difficulties.
Haven't used rewards yet, I'm saving up for a really good item but they have a wide variety to choose from
I like nothing about this product. The visa is attached to your account so your money is used immediately. There is a monthly fee which is not competitive.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
Want more? Compare all 221 credit cards in the Mozo comparison engine.
Compare more credit cardsMozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.
