MLC home insurance reviews

MLC
MLC's overall rating for home insurance

(as rated by the Mozo community)

6.0 / 10

based on 3 reviews

Value for money

Policy coverage

Customer service

Claims handling

Trust

Full review

Recent MLC home insurance reviews

MLC

MLC home insurance review

Overall rating   0 / 10

MLC Mortgage insurance

I took mortgage insurance on 3 loans I had with nab as I was told by them it was a good idea. Through redundancy I have learnt quiet a different story. I submitted a claim on all 3 policies and was informed by them the full benefit for all the...

Full review

I took mortgage insurance on 3 loans I had with nab as I was told by them it was a good idea. Through redundancy I have learnt quiet a different story. I submitted a claim on all 3 policies and was informed by them the full benefit for all the loans would be paid by one policy. It was then handed through to a claims consultant. Some time later I managed to get a less then 3 week labour hire contract which taking into account the initial 1 month waiting period, I was due 19 days benefit. They paid the benefit for one loan only and then was told the policy could not be claimed on again and said they knew nothing of the other 2 policies and had to complete a search? to find them and then check if there is any benefit payable to me. Basically after the claim I was informed that I should not have taken labour hire work as now the initial policy I claimed on can not be claimed on again for 1 year but I am unemployed. I cancelled all policies to save money as the monthly premiums for all 3 were in excess of $200. the policy will pay out the loans in full in the event of your death but with my experience so far I have made an educated guess this may not be the case. I feel extremely short changed by the insurance and rather foolish believing it's a good idea to find any sort of work. I have paid a considerable amount of money over the years for an insurance that has been I believe conveniently mis handled by MLC with misleading staff on hand to assist your claim.

    Value for money   5 / 10

    Policy coverage   0 / 10

    Customer service   0 / 10

    Claims handling   0 / 10

    Trust   0 / 10

Less

Scott (SA), reviewed about 1 year ago

MLC

MLC home insurance review

Overall rating   10 / 10

Thank you for the excellent cover

Excellent to deal with, fast and reliable.

Full review

Excellent to deal with, fast and reliable.

    Value for money   10 / 10

    Policy coverage   10 / 10

    Customer service   10 / 10

    Claims handling   10 / 10

    Trust   10 / 10

Less

Mr (VIC), reviewed about 1 year ago

MLC

MLC home insurance review

Overall rating   8 / 10

All good

Happy with what I have got and my cover.

Full review

Happy with what I have got and my cover.

    Value for money   8 / 10

    Policy coverage   8 / 10

    Customer service   9 / 10

    Claims handling   8 / 10

    Trust   8 / 10

Less

Nichole (NSW), reviewed about 1 year ago

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