Mortgage Direct home loan reviews

Mortgage Direct
Mortgage Direct's overall rating for home loans

(as rated by the Mozo community)

8.0 / 10

based on 1 reviews

Price

Features

Customer service

Convenience

Trust

Recent Mortgage Direct home loan reviews

Mortgage Direct

Mortgage Direct home loan review

Overall rating   8 / 10

Highly recommend St George Bank

At St George they provide the best service and very good home loan rates. I also received very good advice regarding my finances, I would highly recommend St George Bank.

At St George they provide the best service and very good home loan rates. I also received very good advice regarding my finances, I would highly recommend St George Bank.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Samar , reviewed over 2 years ago

Mortgage Direct

Mortgage Direct home loan review

Overall rating   10 / 10

Customer service

It has helped me get rental homes.

It has helped me get rental homes.

    Price   8 / 10

    Features   10 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Mozo reviewer (NSW), reviewed almost 4 years ago

Mortgage Direct

Mortgage Direct home loan review

Overall rating   9 / 10

They were clear, straight up, gave options and follow through continually even 4 years down the track. Definitely a cut above brokers with personal service I didn't get from my own bank. Been with ANZ 15 years but Mortgage Direct rate better.

They were clear, straight up, gave options and follow through continually even 4 years down the track. Definitely a cut above brokers with personal service I didn't get from my own bank. Been with ANZ 15 years but Mortgage Direct rate better.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

David (NSW), reviewed almost 6 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A no-bells-and-whistles loan with a super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A no-bells-and-whistles loan with a super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

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  • UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)

    • Experts Choice Winner - Home Loans 2016
    • No monthly fees
    • 20% minimum deposit required

    interest rate

    3.74% p.a. variable

    comparison rate*

    3.74% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Experts Choice Winner - Home Loans 2016
    • No monthly fees
    • 20% minimum deposit required
    • Interest rate: 3.74% p.a. variable
    • Comparison rate*: 3.74% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    4.8

    Based on 56 UBank home loan reviews

    Need more information?
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    More info

  • Bankwest Equaliser Home Loan (Owner Occupier)

    Bankwest Equaliser Home Loan (Owner Occupier)

    • Switch with confidence to Bankwest's Equaliser Home Loan
    • A variable rate loan for Owner Occupiers making Principal and Interest repayments, with a 3 year introductory period
    • Flexible repayment options, Free online redraw & No monthly fees

    interest rate

    3.72% p.a. variable for 36 months and then 4.32% p.a. variable

    comparison rate*

    4.19% p.a.

    upfront fees

    $250

    Go to site

    More info

    • Switch with confidence to Bankwest's Equaliser Home Loan
    • A variable rate loan for Owner Occupiers making Principal and Interest repayments, with a 3 year introductory period
    • Flexible repayment options, Free online redraw & No monthly fees
    • Interest rate: 3.72% p.a. variable for 36 months and then 4.32% p.a. variable
    • Comparison rate*: 4.19% p.a.
    • Upfront fees: $250
    • Ongoing fees: $0.00
    • Discharge fee: $338.20
    • Extra repayments: yes - free
    • Redraw facility: yes - free online otherwise $10
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 315 Bankwest home loan reviews

    Need more information?
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    More info

  • Bankwest Complete Fixed Home Loan (LVR<90%, Owner Occupier, Principal & Interest) (Package)

    Bankwest Complete Fixed Home Loan (LVR<90%, Owner Occupier, Principal & Interest) (Package)

    • $0 home loan application fees
    • $0 annual fee on your choice of rewards credit cards
    • $0 property valuation fees with your home loan application

    interest rate

    3.78% p.a.
    fixed 3 years

    comparison rate*

    4.36% p.a.

    upfront fees

    $250

    Go to site

    More info

    • $0 home loan application fees
    • $0 annual fee on your choice of rewards credit cards
    • $0 property valuation fees with your home loan application
    • Interest rate: 3.78% p.a.
      fixed 3 years
    • Comparison rate*: 4.36% p.a.
    • Upfront fees: $250
    • Ongoing fees: $395.00 yearly
    • Discharge fee: $338.20
    • Extra repayments: yes - free up to $10,000 a year
    • Redraw facility: no
    • Offset account: yes - partial only
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.7

    Based on 315 Bankwest home loan reviews

    Need more information?
    Go to site

    More info

  • State Custodians Low Rate Home Loan with Offset (LVR 80-90%, Owner Occupier)

    State Custodians Low Rate Home Loan with Offset (LVR 80-90%, Owner Occupier)

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.79% p.a. variable

    comparison rate*

    3.82% p.a.

    upfront fees

    $286

    Go to site

    More info

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.79% p.a. variable
    • Comparison rate*: 3.82% p.a.
    • Upfront fees: $286
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest, Interest Only
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 3 State Custodians home loan reviews

    Need more information?
    Go to site

    More info

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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