MyState car loan reviews

MyState
MyState's overall rating for car loans

(as rated by the Mozo community)

9.5 / 10

based on 2 reviews

Price

Features

Customer service

Convenience

Trust

Featured car loan from MyState

Recent MyState car loan reviews

MyState

MyState General Purpose Personal Loan (Variable, Unsecured) car loan review

Overall rating   9 / 10

Low income issues

Not flexible on incomes without co loaner but overall very helpful and satisfying experience.

Full review

Not flexible on incomes without co loaner but overall very helpful and satisfying experience.

    Price   6 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Miranda (TAS), reviewed over 2 years ago

MyState

MyState car loan review

Overall rating   10 / 10

Competent service delivery and access to services

Convenient face to face, online access and phone phone applications. Very convenient to the worker employed away from the home environment. Access to ATM's nationally. Great customer service. Quick to "fix" issues with debiting processes when they...

Full review

Convenient face to face, online access and phone phone applications. Very convenient to the worker employed away from the home environment. Access to ATM's nationally. Great customer service. Quick to "fix" issues with debiting processes when they occur.

    Price   8 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Anna maree (TAS), reviewed over 2 years ago

MyState

MyState car loan review

Overall rating   8 / 10

Great interest rates and online banking!

Great interest rates and online banking features. Due to my location in the ACT I cannot go into the branch but otherwise a fantastic company.

Full review

Great interest rates and online banking features. Due to my location in the ACT I cannot go into the branch but otherwise a fantastic company.

    Price   10 / 10

    Features   10 / 10

    Customer service   5 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Mozo reviewer (ACT), reviewed over 4 years ago

MyState

MyState car loan review

Overall rating   9 / 10

This CU goes the extra bit to help, they care.

I needed to get an automatic car after an accident with my back and thus needed to change over as quick as I could. I went to My State in in the morning and filled out some forms and they suggested a few car dealers that I might find helpful. I...

Full review

I needed to get an automatic car after an accident with my back and thus needed to change over as quick as I could. I went to My State in in the morning and filled out some forms and they suggested a few car dealers that I might find helpful. I went out to look for a car and found one and was able to drive it around for the day, but drove it home and up and down hills, took it to the Credit Union and the person I saw looked it over and the price and I also took it to the RACT for a check up. The Credit Union person phoned the car dealership, made sure I got a good deal on my old car and a good deal on the newer one and I had a cheque. and by 4 pm that afternoon, I was driving away from the credit union in my new car, which I had for a number of years and never gave me any trouble. I was very pleased with the help and car I received.

    Price   5 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Sandra (TAS), reviewed almost 5 years ago

MyState

MyState car loan review

Overall rating   7 / 10

Mystate were very helpful getting my first car loan, worked with me every step of the way. The second loan I went for was over the phone and I had a few hiccups here but nothing major, I would overall recommend customers go in and see a loan...

Full review

Mystate were very helpful getting my first car loan, worked with me every step of the way. The second loan I went for was over the phone and I had a few hiccups here but nothing major, I would overall recommend customers go in and see a loan officer face to face rather than over the phone. I have been a Mystate customer my whole life and have never had any major problems with them. I even converted my partner over from ANZ and now even his business account is with Mystate.

    Price   7 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Jessica (TAS), reviewed over 6 years ago

MyState

MyState car loan review

Overall rating   10 / 10

I liked the car loan as I could make extra payments and pay it off early without any penalties.

Full review

I liked the car loan as I could make extra payments and pay it off early without any penalties.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Wendy (TAS), reviewed over 7 years ago

MyState

MyState car loan review

Overall rating   8 / 10

Low interest - no fees for additional payments or early payouts.

Full review

Low interest - no fees for additional payments or early payouts.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Rach (TAS), reviewed over 7 years ago

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Car loan comparisons on Mozo - rates updated daily

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    comparison rate*

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    • Tailored rates based on your personal credit history
    • Apply Online
    • No penalty for early repayment
    • Upfront fees: $100
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
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    • Maximum loan amount: $80,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 7 Years
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  • bcu Car Loan Special (Less than 5 years old, Variable)

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    • 1 hour fast approval
    • Redraw facility

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    5.90% p.a.

    comparison rate*

    6.82% p.a.based on $30,000
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    $250.00upfront
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    • Available for any cars up to 5 years old.
    • 1 hour fast approval
    • Redraw facility
    • Upfront fees: $250
    • Monthly fee: $8.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
    • Maximum loan amount: $65,000.00
    • Minimum loan term: 1 Year
    • Maximum loan term: 5 Years
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    Latitude Car Loan (Fixed)

    Latitude Car Loan (Fixed)

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date. Use for cars, boats, caravans and horse floats.
    • Early termination fees apply

    Interest rate

    6.99% p.a.to 14.99% p.a.

    comparison rate*

    8.10% p.a.to 16.06% p.a.based on $30,000
    over 5 years

    Fees

    $295.00upfront
    and
    $10.00/month

    Go to site

    More info

    • Funds available in 2 business days from approval
    • One fixed regular payment with a clear end date. Use for cars, boats, caravans and horse floats.
    • Early termination fees apply
    • Upfront fees: $295
    • Monthly fee: $10.00
    • Exit fee: $0.00
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $5,000.00
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  • NRMA New Car Loan (Fixed)

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    • No monthly fees and flexible repayment options
    • Quick and easy online application process
    • Low fix interest rates with terms up to 7 years

    Interest rate

    5.99% p.a.

    comparison rate*

    6.53% p.a.based on $30,000
    over 5 years

    Fees

    $380.00upfront
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    • No monthly fees and flexible repayment options
    • Quick and easy online application process
    • Low fix interest rates with terms up to 7 years
    • Upfront fees: $380
    • Monthly fee: $0.00
    • Exit fee: $0.00
    • Repayment options: Fortnightly, Monthly
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    • No deposit required
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    • Unlimited additional repayments and no early payout fee

    Interest rate

    6.17% p.a.

    comparison rate*

    6.72% p.a.based on $30,000
    over 5 years

    Fees

    $395.00upfront
    and
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    Go to site

    More info

    • No deposit required
    • No monthly account keeping fee
    • Unlimited additional repayments and no early payout fee
    • Upfront fees: $395
    • Monthly fee: $0.00
    • Exit fee:
    • Repayment options: Weekly, Fortnightly, Monthly
    • Security required: Vehicle
    • Minimum loan amount: $3,000.00
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    • Minimum loan term: 1 Year
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Want more? Compare all 191 car loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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