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PayPal Credit card reviews

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Based on 1 credit card review as rated by the Mozo community.

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  • PayPal Rewards Card

    Beware there are major problems with this card

    Beware the Paypal rewards card. There are major issues with the use of these cards and the background tech between Paypal and Citi. I have had many unsuccessful transactions where the payment is not made and you may not be aware. This includes transactions on Ebay and on Paypal itself where a pay in 4 payment was unsuccessful despite previous payments being made on the card. The tile to access the card is completely missing from the Paypal app and the only way I have been able to access it is in a browser. Paypal customer service is appalling. They are virtually un-contactable but after persevering I was able to chat online with someone (whos first language was not english) and they had no idea what I was talking about and did not even make any attempt to resolve issues. The additional card is useless as you cant activate them correctly and you will have no pin number for it as you have no access to the citi banking part of it. I have also had various online chats with Citi about this which is a known issue to them. They give the standard spiel of thanks for your understanding but offer no solution. After reading my own review its clear the only thing I can do is close the account.

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    Debra, Queensland, reviewed about 1 month ago
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    Credit card comparisons on Mozo - rates updated daily

    • Low Rate Credit Card

      Purchase rate
      0% p.a. for 18 months then 11.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $45
      Rewards program

      Promoted
    • Virgin Australia Velocity Flyer Card - Bonus Points Offer

      Purchase rate
      20.74% p.a.
      Balance transfer rate
      0% p.a. for 18 months and then 20.99% p.a.
      Annual fee
      $129 $64 in the first year
      Rewards program
      Velocity Frequent Flyer

      Promoted
    • Freestyle Virtual Mastercard

      Purchase rate
      16.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $209 $0 - $149 based on credit limit, $5/month for balances over $20.
      Rewards program

      Promoted
    • Low Rate

      Purchase rate
      13.74% p.a.
      Balance transfer rate
      0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
      Annual fee
      $59 $0 in the first year
      Rewards program

      Promoted
    • Mastercard

      Purchase rate
      23.99% p.a.
      Balance transfer rate
      No current offer
      Annual fee
      $99 $0 in the first year
      Rewards program

      Promoted

    **Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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    Mozo gives you the inside story on the best banking, energy and insurance products as rated by thousands of real customers around Australia. We don't make subjective judgments, nor do advertisers influence our ratings. Although our reviews may be moderated to improve quality standards, they are moderated independently of any of Mozo’s commercial relationships.