People's Choice Credit Union Car loan reviews
Overall rating
8.4/10
Price
8.2/10
Features
7.7/10
Customer service
8.4/10
Convenience
7.9/10
Trust
8.3/10
Based on 65 reviews as rated by the Mozo community.
Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 5.64% would cost $34,748.53 including fees.
We live in Remote NT so popping into the Bank is not a possibility. People's Choice were so easy to deal with. Very efficient. Very helpful. An absolutely smooth transaction.
Didn't know too much about the bank - Just had car loan through it. Have paid car off and not with them anymore
Set up a secured car loan with People's Choice as they had the most competitive price. Excellent customer service in store and had my account set up in no time, they also went out of their way to chase up some extra financial loose ends. Very thorough service.
This bank had great customer service until my signature was on the page. Once they knew I was locked in they fell apart. I waited in the bank for 30 minutes of my 40 minute lunch break for a lady to tell me that I did not know what I was talking about. She finally left the room after 20 mins of signing more paperwork for her supervisor to tell her that all that I had just done was wrong and that I did know what I was talking about. She re-entered the room and said a very short sorry and that I could go now.
Not only do they have a great interest rate but any bank who provides in-branch entertainment for kids and free coffee for me wins my vote!
The loan itself was great, nearly everything was explained in detail. We could pay it out quicker with no penalties, BUT with the loan insurance we were not told this time that even if we paid out the loan early we would not receive back the proportion of insurance that wasn't used. With past loans we have paid out early with them, we have always received our unused insurance in cash form. Now they keep the unused portion of insurance just in case you take a loan out in the next 12 months???? Sorry, but that's my money. Insurance is not cheap and why should they get to keep it when it when the loan is paid out. I won't be using them for a car loan ever again, and will definitely do my research first. FYI we paid out the load in half the time so presumed we would get about $1800 back from insurance.
They have no fees till over 25 years of age. A very low interest rate even with it being my first loan. They help with every step of transferring my loan an made life very easy.
They have always been there to help us.
They were the only Bank to give me a car loan. The major Banks all refused to give me a loan because I was not in permanent employment. At 70 that is near impossible. I had more than enough collateral to cover the repayments on the $11,000 loan.
Very competitive car loan was much cheaper than Bendigo Bank. The people in People's Choice are very friendly and customer attention is exceeding our expectations. Will choose them for our home loan.
The People's Credit Union is the easiest and most reliable operation to get any kind of loan from. The staff are terrific and very helpful in many ways regarding credit ratings and any other questions that you may have. They are very quick with all the paperwork and no time is wasted on your working day.
This is the best credit union I have a loan with, everything is up front with them and if you have any questions , they will answer them and not try to pull the wool over your eyes.
I am onto my second car loan with People's Choice, never had any stresses, they are easy to communicate with! I was 18 when I signed up for my first loan, they simplified everything which helped me understand all the fees and payments. Great service!
We have car loan for 2 cars, very happy with rates and advice, exceptional customer service in my branch. The guys who work there know what they talking about. Had experience once in the city branch and it was a disaster. I wish that all staff can be trained in the same way. Very flexible conditions on the loan and easy to use website for on line banking. Overall very pleased with Peoples Choice Credit Union.
After looking around the market I decided to settle on Peoples Choice Credit Union to attain my car loan. I have found that their interest rates are highly competitive and my repayments are affordable. The customer service thus far has been nothing short of first class. I would and have recommended this provider to many of my friends and family.
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Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.50% would cost $34,632.09 including fees.
Terms from 3 to 5 years. Representative example: a 5 year $30,000 loan at 4.89% would cost $34,277.58 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.99% would cost $35,290.67 including fees.
Terms from 1 to 7 years. Representative example: a 5 year $30,000 loan at 5.49% would cost $34,548.78 including fees.
Terms from 1 to 10 years. Representative example: a 5 year $30,000 loan at 5.64% would cost $34,748.53 including fees.
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